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"Sealed Pot Challenge 5"
Comments
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You're most welcome to join us, moonflower! It's lovely to have you with us.
Have fun saving. You'll find your number at the bottom of the list on post 4 of page 1. Please read through post 1as it'll let you know exactly what to do with the challenge.
* Please pop your number on your sig, it helps so very much.
Wonderful thinking, Claire, how better off we'd all be if we did that!
Hellloooo there, Kirsty!!!!! It's so good to see you back again, feeling better too! Congratulations on paying off your OD, you're right, it's massive!!
Hi mfOu1098, is that your Total from last year??! If so could you be a love and pop it on the end of SPC 4 for me, the link is here
I'm so pleased you has such a good time, mumof3plusoh, and managed to write so well soon after too!
Definitely all done thanks, jilly dee.
Very well done, nanto3girls!!! As sparky's explained, it's not cheating at all!!!
Hi TanisAmazing, there's not a lot I can add to what sparky, Kerfuffle, little_sweetie, BlueCow and jakes-mum (brilliant post explaining about the power our pots have over us, jakes-mum!!!) have written, but I will throw weight to what sparky said, that being that so many folk here have never once saved money on their lives and it's sensational here each year when they have opened and counted all the money THEY managed to save!!!! They are delighted and the atmosphere here, even though we can't see each other, is electric and, for as long as I'm able, I'll be so happy to share in their savings, their delight, their lives and ups and downs, illnesses and so much more. Yes, very many of them take out money part way through and put it in the bank, then that is kept note of until they tot up their savings at the end of the year. I leave mine in all year through because it gives me such a buzz! I love this thread and all the folk here are my friends, whether I see them or not, several of us have even likened it to family and in so many ways it is as there is such a bond (money) that ties us together! We take delight in the savings of others here. So, I think 1706 members would disagree with the majority of your thinking, Tanis, Martin too whio was delighted when he replied to me!! Unless you're a member Tanis then it maybe hard to comprehend, but - if you wish, you're most welcome to join and test us out.Have a wonderful day everyone.
Sue x
Anyone wishing to join, please just ask, you're more than welcome, it's never too late.Please read the 1st post on Page 1 first so you know what's what
Couldn't agree more with all the previous messages. I too feel like one of the family and everyone is fab on here. Sue and Sparky do the most amazing job keeping us all going and counting up.:T:T:T:T:T:T
All newbies are most welcome and like I have said before this is the most friendly thread on the site. Well done to everyone on what we all save.:beer::beer::beer::beer:
Found 2p on top of the banister this morning, guess where that went.:rotfl:
Have a great day
Mof3 x[SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
SPC6 #1395 Total £144.62
SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T0 -
please can i join for this year, hope to save at least £500 for this year.lesley0
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30p for me today - found in a locker at the swimming pool.Pay off all my debts before Christmas 2015 #165.0
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love this idea is it too late to join please ?please can i join for this year, hope to save at least £500 for this year.
Welcome to SPC5
Sue will be along soon to allocate your numbers to you, so start saving, enjoy the banter and have some fun with us along the way. In the meantime take a look at post 1 page 1 to see how the challenge worksSparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
:rotfl:LC2 & Jakes-Mum are off their heads :rotfl
:j DEBT FREE AS OF 20/01/2012 :j0 -
potted £4.25 which included two £2 coins! no roadkill though. hardly ever seem to find any....they're a tight lot round the east midlands you know!!Was debt free then ex walked out and COVID hit.0
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17p in the pot today0
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Welcome to all newcomers.Sue and Sparky do a brilliant job,running this thread.Also the banter among members is a joy to read.0
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Just a quick one £4 potted today.SPC 18 Target £200 /0
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Toby my son just found some coins in my room; and knows we are saving for a new home so he went straigt to the pot and put them in.3 Children - 2004 :heart2: 2014 :heart2: 2017 :heart2:
Happily Married since 20160 -
Grrr wheres my long post on the last SPC challenge about WHY we do this challenge so I could cut and paste it in :rotfl: As others have said, SPC is a personal choice, if you are fab with money and an avid saver then no this challenge is probably not for you, but the thing is, alot of us arn't. Its so easy to pop your card in the hole in the wall on a friday night and 'borrow' from your savings whilst down the pub or go in and use a bit out your ISA to cover the bit extra you spent on your credit card this month as you knew you had savings.
A sealed pot has a powerful hold over you, to actually take a tin opener and open your tin to remove the money early has a profound psychological effect, I should know I had to do it last year and I spent days agonising over doing it. You stand in front of things and think 'do I need it? or do I want it?' and you stop buying the frivoulous morning coffee or choccie bar so you can pot the money instead, you dont do this when you just transfer the money from your account. We saved such a huge total last year from people saying no to themselves, no I wont get the kids a choccie bar at the till, no I wont pop into asda as im passing the door, this challenge is about will power and altering peoples views on purchases and saving rather than credit card.
This works for me so I this is what I do, I like putting coins in a slot, I like the build up near the end of the year to grand opening day, its exciting to not know and a bit scary to see what I would have wasted over a year if I hadnt have done this challenge. You imagine opening a tin with £300 in £1 coins in it. THis is what my husband did last year after he gave up smoking in the summer and I made him pot the cost of his fags, it strengthened his resolve as he saw in real money what he was setting fire tooand i'll be honest he was upset when he saw it and it rammed home how costly smoking is. Yes i could have got probably £4 interest if that, but it wouldn't have given DH the reality that his SP did.
Thanks for all the responses to my question, I'm sure Sue_UU and Sparky do do a wonderful job but, I still can't understand it myself. With Martin's money mantras I cannot understand how this sealed pot has any added 'effect'.
Enjoy your 'challenge'.0
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