The "Cripes, Christmas is almost here" December NSD thread

LittleMissHappy_2

road-runner - well done done on NSD 1 :j:j:j - BDINI will add you to the front page when she is next here, do you want to set yourself a target for the month?
SeasideSarah - well done done on NSD 2 :j:j:j - hope you are feeling better x
Igamogam - well done done on NSD 5 :j:j:j - keep going!
flying_fresian - well done done on NSD 7 :j:j:j - and HAPPY BIRTHDAY
Frodobaggins - well done done on NSD 5 & 6 :j:j:j - you are right, it is not an easy tme to get NSD’s, they are rare as hens teeth for me at the moment!
jaffacakegal - well done done on NSD 5 :j:j:j - well done on getting your exmas over and I am sure you have done brilliantly!
greenanne - well done done on NSD 2 & 3 :j:j:j -that brilliant, it’s really hard getting NSD’s, especially at this time of the year x
Cherryjack - well done done on NSD 6 & 7 :j:j:j - sounds like you had a lovely day Your OH is lovely to buy the biscuits and rescue your NSD
freebyfifty - well done done on NSD 7 & 8 :j:j:j - hope the weather is better for you today? Looks like it’s the South’s turn for the battering :eek:
Hiddenidentity - well done done on NSD 13 & 14:j:j:j - that is an impressive number, keep it up!
elfen - well done done on NSD 9 :j:j:j - that’s great, keep going
his missus - well done done on NSD 5 :j:j:j - must be hard having to eat that choc I can help you out if you like?!?
Keiss 21 - well done done on NSD 8 :j:j:j - hope your hospital appointmenet went well x
slowlyfading - well done done on NSD 9 :j:j:j - hope you are ok and things on the job front are moving along x
Nargle - well done done on NSD 3 & 4 :j:j:j - love your post, especially the cat with the crossed legs! I have a cat like that!
cw18 - well done done on NSD 3 :j:j:j - hope you find what you need soon
bottleofred - well done done on NSD 11 & 12 :j:j:j - I’m a bit envious that you have snow as I bought a sledge in 2010 for the snow and after I bought it the snow disappeared snnd we haven’t had enough since for me to check to make sure it works
TwelveStopsthenHome - well done done on NSD 4, 5 & 6 :j:j:j - and 4 in a row :beer:
mf0u1098 - well done done on NSD 7 :j:j:j - keep it up 

ms_night_ryder - well done done on NSD 2 :j:j:j - yummy, yummy choc slabs Can I come over to yours?!?!
chris81418 - well done done on NSD 10 :j:j:j - and into double figures :beer:
myteeduck - well done done on NSD 13 :j:j:j - that is a great total, keep it up!
blindtoast - well done done on NSD 7 :j:j:j - and HAPPY BIRTHDAY :beer:
if - well done done on NSD 10 :j:j:j - loving your advent pictures
wannabehermit - well done done on NSD 7 :j:j:j - and target met! :beer: BDINI will update your new target to 10 when she is next here x
sirish1979 - well done done on NSD 7 & 8 :j:j:j - you can definitely meet your target! Go for it
rising - well done done on NSD 7 :j:j:j - thanks, that hug is just what I need at the moment, I am feeling very sorry for myself x
Learning2Budget - well done done on NSD 4 :j:j:j - you can hit it before xmas, keep it up

Wow, lots of NSD's rolling in Well done everyone :money::money::money: I am off to bed as my ear is playing up and am feeling sorry for myself :cool: See you all tomorrow xxx

chris81418

Good morning everyone! :wave:

LittleMissHappy wrote: »

chris81418 - well done done on NSD 10 :j:j:j - and into double figures :beer:

Thanks LMH! I hope your ear infection clears up soon!

Popping in to report that I caught NSD number 11 yesterday! :j

Enjoy that Friday feeling everyone and have a good wiggle!

bottleofred

Good morning folks,

From a can't sleep and loaded with the cold Red:mad:

Little Miss Happy, I hope you get snow soon to try out that sledge:)

jintyb

Morning all!

Just popping in while I have the chance, today is a busy one - again!
I have a parcel to post, the last of the Christmas presents. We were planning to get through to visit the rellies this weekend to drop off presents, but OH has the chance of some OT so he's working.
That said -I'm not too bothered about not going as they never say thanks for anything we send for birthdays etc. and there are a lot of them, mostly kids. We're both a bit cheesed off with them (the parents) as you can imagine. I know it's a bit impersonal posting the stuff, but quite honestly I cant be bothered giving up my time off. That sounds terrible , I know, but it just gets to me sometimes!
Sorry for having a little moan!

So it's the Post Office, then Zumba this morning.
After that I am off up town with my Mum. We are going for a bit of lunch then hitting the Christmas market. I am really looking forward to it - I can see a little spend approaching! LOL!


Red - hope your cold gets better and LMH I hope your earache has improved



Have a great day everyone

Hiddenidenity

Good morning all no NSD day for me today.

Paid my bills and rent need to go get a few bits from the shop and post some parcels x

Hope all is well with everyone, and those who are poorly feel better soon x

Frodobaggins

Despite my best intentions both today and yesterday have proved to be big spendy days. However I am on nites over the weekend so hopefully I can grab a few NSD's and give my debit card a much needed rest.

IF

Afternoony all :hello:

I'm doing the Friday ~ Wiggle ~ :dance:

wannabehermit

Blimey is it Friday wiggle time already?

Well we're half way through the birthdays, DDs and nieces was Weds, dads today and mine tomorrow and then phew we have a break until March when the madness starts again with DH, FIL & BIL all within a week of each other and then SIL a fortnight after that. This weekend we're up to SILs for the night to deliver their Christmas presents so hopefully won't be a spend, I guess really it depends on the traffic as if it's busy and slow we'll have to stop to give DD a rest and I'm sure that will mean hot chocolate for me and latte for DH.

Today has been spendy, finally managed to find a STepdad card for DH from the boys, they are really hard to come by and I was not about to pay Moonpig/Funky Pigeon prices for a card, no way! PLus picked up our turkey - £8 from Iceland, just hope it stays defrosted this time, last time we got a frozen turkey we thawed it out, put it in the fridge and woke up on Christmas morning to find it frozen in parts. (Temperamental fridge that you can never tell what temp it will be at - will be fine for ages, then suddenly one thing in it will be melting while something else is frozen, grrr)

Hope you all have a good weekend and that everyone feeling under the weather is on the mend, everyone has just the right amount of snow to keep them happy and that the nsd's come rolling in.

jaffacakegal

Afternoon all :santa2:

Wednesday was NSD 6

Yesterday HAD to get petrol, and me and my friend went out to celebrate getting thru my exams, nice meal out and a pitcher of cocktails - was really nice!

Today well Soap & Glory deal day - missed out last year so took full advantage this time! Was in B00ts 1st thing this morning and have really racked up the points on my advantage card buying em with a few vouchers like double points! Was money spent that I couldn't really afford but I do use and love the products so will work out good deal over the year!

Feeling happy today, even the threat of being snowed in at work hasn't dampened my spirits :snow_grin

JCG xxx

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!