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The "Cripes, Christmas is almost here" December NSD thread
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Happy birthday Flying and well just wow to the 3 stone :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Very unexpectedly got NSD #7 yesterday as my OH paid for my dinner when we went out to celebrate my birthday! We went to steak night at the pub, which was delicious and also quite cheap (£6 for a 6oz steak dinner)!
Going into town tonight to get a few last bits for xmas so today will probably be spendy but will confirm tomorrowNo more buying books Books in 2016 = 20.
Target for 2018 = 7/21
No more buying DVDs ? 2018 target 27/52
Sealed pot challenge member #17330 -
Happy Birthday to flying_fresian love If...x"If wishes were horses, then beggars would ride"
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Jinty - thanks for the thought about the guarantee. I had a look online and it looks like the bin should have a 10yr one, it was 5-6yrs old so well within time, AND I have found the receipt (very faded but it's still readable) so I'll give them a ring tomorrow.
That's great Kerri-hope I managed to save you some money there!;)
Sadly I have no NSD's to report - it's been one of "those" weeks so far! Work is mental this week, glad to be off, but am still winding down from the stress! NOT GOOD:mad:
Spend day today, groceries, parcels to post, preordering of puddings for Christmas Day and general expenses!
Am home now, just got dog to walk, then I plan to sit on my bahooky with a nice wrap and a pile of mags that I havent got round to reading!
Lost another half pound at WW today - 28.5lbs off so very happy, considering I had a night out and a lunch at a Chinese buffet this week.
OK I'm off to enjoy the great outdoors - Happy Birthday to all those celebrating and have a lovely day everyone!:)
you will always be rich enough to be generous.0 -
Afternoon all :hello:
BDINI on 10 NSD’s thank you x :A"If wishes were horses, then beggars would ride"
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Hey all! Finally managed to get online today. No internet when I got up, recorded message on Virgin cs saying there was a fault in our post code area, finally been fixed for about 20 minutes. Felt like my right arm had been cut off!
I've finished Christmas shopping, hooray, just waiting for a few bits to be delivered then let the wrapping commence! That's my favourite bit of Christmas, sitting in the evening, Christmas songs playing surrounded by wrapping paper and gift tags!
Yesterday & Tues were planned spendy days - shopping, diesel & pressies - but nothing to get today so nsd7 to declare and target met. :j:j:j
I'm going to go for a new target please BDINI - 10 please. That should be more than manageable being not even half way through the month.
Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
reporting my NSD no 7 and No 8 for yesterday and today.:j
Going to have a spendy weekend.:eek::eek:
But I think I can meet my target.NSD challenge (Dec 2011) 12/10 :j
NSD Challenge (Jan 2012) 15/15:beer:
NSD Challenge Feb 2012 13/150 -
Not an nsd today as DH went shopping and then we needed bread. Hope to get one tomorrow.S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
NSD number 14 achieved :j
Tomorrow I need to get some baby milk, potatoes and bread and post my parcels but hoping thats it for spends then until after Xmas0 -
Been out today for a Christmas lunch.
Twas really good.
Had a lovely Simon Howie steak.
Have not had steak for ages~yum :drool:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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