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Pay off as much as you can in 2012 challenge!

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  • Rounded up a couple of Ebay payments so that's £16 paid off Virgin £41.00/£4065. So broke still after Christmas :(
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • no.21 reporting. Another debt payment today :D

    £1,581 / £14,000
    Pay off £14,000 in 2012 Challenge #21 (incl. mort.) £15,960/£14,000
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36...small pad of 2.00!! Am having op on 1/2 so not too long to wait!! Hoping I will be plaster and splint free by April!!
    Now owe 16504/31943 and paid in 2012 137.20/10000.

    Happy Tuesday all!!
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sarahs999 wrote: »
    A nice chunky £300 off Barclaycard. Happily I just discovered I have a month longer for the BC o% deal than I thought I did. So I have until 29 March to clear that card; there's just over £1,000 on it now. Will do my best! Really want to avoid any more balance transfers if possible.

    Good news on the extra month, fingers crossed you get there!
    166million wrote: »
    Grr, my debt is probably going up soon by about £400. Have to borrow some money to get my car mended. When will it end!?!?!?

    It's so frustrating isn't it, often feels like one step forward two back. One day we will be debt free and have money in the bank for emergencies :)
    :hello:Jwil and friendly others, could I join in please? I toyed between this one and pay all my debt but this makes more sense, I think.

    A number of odd ones, altogether my hubby and I's debt is going to be £6640 I worked out so going to put that as my target and just for my notes in this order!

    My Student OD - 0% to expire in May £1990
    Credit Card - 17.5% currently paying 55/month onto this but dad (having started new 70K+ job) has suggested he may help me with some of this soon £1750
    Joint OD - 11% 1200
    Husband OD - 0% to expire in May 2014 £1700

    making everything £6640 - I have just gone from employed to self-employed and we have found out we are pregnant, due end of Aug if all goes well so may not make £6640 once I get maternity allowance as hubby a student but who knows, it may help so would like that as target please :D

    will update sig once i get my number - hehe!

    Welcome to the challenge Student_Mrs, and congratulations on the pregancy :j :j Every overpayment you make now will help in the future, so good luck with the debtbusting :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mmikailian wrote: »
    Hi all my first payment of the year went out Friday £289.57. I have only just been paid the agency keep arsing me about this needs to get sorted soon am sick of it argh!!!!

    17 mmikailian = 289.57/£7000 = 6710.43

    But on the plus side if they dont pay me I cant spend it all, more for Debts later on this year I will clear them!!

    That's ridiculous that they keep messing you around. Hope it gets sorted soon. :mad:
    Rounded up a couple of Ebay payments so that's £16 paid off Virgin £41.00/£4065. So broke still after Christmas :(

    It's a long month in January isn't it :(
    jacci45 wrote: »
    No 36...small pad of 2.00!! Am having op on 1/2 so not too long to wait!! Hoping I will be plaster and splint free by April!!
    Now owe 16504/31943 and paid in 2012 137.20/10000.

    Happy Tuesday all!!


    That's great news that you've got a date and it's not too far away. We'll be sending lots of healing vibes your way :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the updates everyone. I've paid £4 today.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Ip update sometime this week I've had abit of bad health so sorry for delay xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Debtbust
    Debtbust Posts: 56 Forumite
    paid £5 towards my CC so total is

    £585.42/£12,000

    slow start but one day I will get there ;)
    Extra payment a week - this week £28 - total £187.11
    Pay as much as u can 2012-£3,280.89/£12,000
  • jacci45
    jacci45 Posts: 1,636 Forumite
    Hope you are ok Happy.
    x
  • I'm Slowly on the mend I can't announce it just incase people recognise me :-/ thank you xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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