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Pay off as much as you can in 2012 challenge!
Comments
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Hi £72.47 today so that's £2,375.56/£10,000. I wanted to be a third of the way into this by now but unfortunately life has got in he way.I'm still pleased though as it is a fair old chunk considering the income I have
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5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
cleared my Very account so thats £21.90 added to my total x
brings it to £1593.01 / £5000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Yay!! recovered from spending some of my student account and hopefully today extended it an extra year til Next May so don't have to go bankrupt to pay it all off...:)
So a couple of direct debits and a big payment later means I've now paid £566.28 off - so excited to change my sig!! lets hope this lasts this time :money:
DS born Aug 2012POAMAYCDBXMAS 2019-
#099 Student_Mrs £ 1.080,48 / £ 5.277,350 -
Hi All,
No 13 reporting a little £11.80 paid.
Taking my running total to £2730.96/£6000
Would like to hit the halfway mark by the end of the month so of to do some calculatingPay as much as you can in 2011- £3688.54/£6000Pay as much as you can in 2012 - £3190.96/£6000LBM - August 2010 - £19202.30Current - August 2012 - £11803.68Paid so far - £7398.620 -
A little bit cleared from the Capital One card this month, about £28ish, can't remember the exact amount, but brings my new total to:
£1050.90/£2000Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
My salary has landed a couple of days earlier than expected so I have made a couple of overpayments to catch up on my targeted progress.
£170 paid today which includes the final balance of £100 off my smallest debt - hurrah:j
No 124# £745 / £14,990.16Faced my debts in 2012 & 2013 again in 2017 now hitting it in 2018!
1 debt v 100 days chapter 30 £56.69 / £731.69 7.7%
September Bring Your Lunch to work --/14
1 debt V 100 days (part 11) £175 / £1158 18%
1 debt v 100 days (part 10) - £913 / £979 93%0 -
No 36 reporting small over payment to barclaycard of 9.00 so now owe 3408/31943 and paid 13162/10000 in 2012.
Happy Thursday all!!0 -
number 113 checking in ....
3581.35/8150 (I've increased my target amount)
have a great weekend everyone!0 -
It is so great to see everyone doing so well, not only does it encourage me but it also makes me feel a bit better about being so obsessed with trying to be debt free!
I'm turning into a bit of an obsessive, I have just tried to plan everything I think I will spend (on a daily level!) for the rest of the year to try to predict how much I can save from my wages each month. I am now going to try to beat it each month....fingers crossed!
Good luck everyone!0 -
No 36 reporting PAD 8.00, now owe 3400/31943 and paid 13170/10000 in 2012...
Happy Friday all!!0
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