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Pay off as much as you can in 2012 challenge!

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Comments

  • Hi £72.47 today so that's £2,375.56/£10,000. I wanted to be a third of the way into this by now but unfortunately life has got in he way.I'm still pleased though as it is a fair old chunk considering the income I have :D.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    cleared my Very account so thats £21.90 added to my total x

    brings it to £1593.01 / £5000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Student_Mrs
    Student_Mrs Posts: 312 Forumite
    Yay!! recovered from spending some of my student account and hopefully today extended it an extra year til Next May so don't have to go bankrupt to pay it all off...:)

    So a couple of direct debits and a big payment later means I've now paid £566.28 off - so excited to change my sig!! lets hope this lasts this time :money:

    DS born Aug 2012 :)
    POAMAYCDBXMAS 2019-
    #099 Student_Mrs £ 1.080,48 / £ 5.277,35
  • o2bfree
    o2bfree Posts: 429 Forumite
    Hi All,

    No 13 reporting a little £11.80 paid.
    Taking my running total to £2730.96/£6000
    Would like to hit the halfway mark by the end of the month so of to do some calculating :)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • A little bit cleared from the Capital One card this month, about £28ish, can't remember the exact amount, but brings my new total to:

    £1050.90/£2000
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • SS6624
    SS6624 Posts: 66 Forumite
    Tenth Anniversary Combo Breaker
    My salary has landed a couple of days earlier than expected so I have made a couple of overpayments to catch up on my targeted progress.
    £170 paid today which includes the final balance of £100 off my smallest debt - hurrah:j

    No 124# £745 / £14,990.16
    Faced my debts in 2012 & 2013 again in 2017 now hitting it in 2018!
    1 debt v 100 days chapter 30 £56.69 / £731.69 7.7%
    September Bring Your Lunch to work --/14
    1 debt V 100 days (part 11) £175 / £1158 18%
    1 debt v 100 days (part 10) - £913 / £979 93%

  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting small over payment to barclaycard of 9.00 so now owe 3408/31943 and paid 13162/10000 in 2012.

    Happy Thursday all!!
  • number 113 checking in ....


    3581.35/8150 (I've increased my target amount)

    have a great weekend everyone!
  • shazbot79
    shazbot79 Posts: 24 Forumite
    It is so great to see everyone doing so well, not only does it encourage me but it also makes me feel a bit better about being so obsessed with trying to be debt free!

    I'm turning into a bit of an obsessive, I have just tried to plan everything I think I will spend (on a daily level!) for the rest of the year to try to predict how much I can save from my wages each month. I am now going to try to beat it each month....fingers crossed!

    Good luck everyone!
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting PAD 8.00, now owe 3400/31943 and paid 13170/10000 in 2012...

    Happy Friday all!!
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