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Pay off as much as you can in 2012 challenge!

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Comments

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    Thanks for the updates everyone, I've managed £7 over the last couple of days. :)

    Which edges you that bit nearer to your target - you are nearly a third of the way to your target in the first third of the year - Well Done jwil :T:T:T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    £20.63 for me today #98 :D
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • I've lost track somewhat on this. Feeling sorry for myself today for a lot of reasons, hacked off with life, would love to just get DH and the kids and run away.

    Money has had to go on to one of the cards to pay for solicitors fees so there's a few hundred more that we owe. Whoopy-doo! I'm not going to count that for the purpose of this years challenge.

    Since I last posted I've paid £30 to the Very, and cleared £83.20 off the Vanquis card. Was well pleased with myself for that, was able to pay off quite a chunk as there was over £40 of DHs wages left last month. Not the case this month though so no extra overpayments except those that I make on a weekly basis.

    New total is: £1022.65/£2000

    Hopefully this month will be a better one.
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    £25 minimum payment off Virgin. GOt news of a week of gigs for DH In August that will make a huge dent into our debt (whatever's remaining by then!) I'm actually hoping it might finish it off, although then we'll have to concentrate on DH's credit card which is his old overdraft balance-transfered. I think it will be about £1500 by then. then after THAT we will be down to just his student loan, which he pays off from his salary at source each month so we don't really count it, and our mortgage, which we're already overpaying as we're on a tracker. I think what I really want to do then is to start building up savings, which we've never had. What a concept - savings!
  • DSmiffy
    DSmiffy Posts: 791 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hi, No.127

    £100 paid today so now
    £100/£2258.53
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting 10.00 PAD so now owe 3424/31943 and paid 13146/10000 in 2012.

    Happy Friday all!!
  • snailmail
    snailmail Posts: 131 Forumite
    My cheque for my PPI came, so before I got tempted to save it for a 'buffer' for my holidays I paid £300 off my virgin cc. I then rounded my account down and paid £2 off my HSBC cc, so my new total is...

    £441.29/£2117

    thank you PPI money!
    LBM: January 2012
    Debt Free as of 20th September 2012

    Savings: ISA:£14.74/IF:£3500ish)


  • Good morning. £65 from me today so that's me at £2293.09/ £10,000. Been slow progress this month as have had DD's 18th birthday but that's it over now so hopefully I can get a further few overpayments done :D
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting...7.00 pad, now owe 3417/31943 and paid in 2012 13513/10000 in 2012.

    Happy Saturday all!!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi everyone

    A small dent this weekend..a further £6.16 in from Amazon sales

    Will update my sig but thats £4535/£6000..so I suppose its a nice round number!!

    Hope everyone is OK

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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