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Pay off as much as you can in 2012 challenge!
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thats my car DD of £124.28 came out only 5 more payments and the car is officially mine
Brings my total to £1571.11 / £5000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£10 paid today so that's £2,303.09/£10,0005 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I've been slacking for a over a week, some unexpected expenses but cleared up now so back to chipping away at it!
No' 124 £525 / £14,990.16
Thank you.Faced my debts in 2012 & 2013 again in 2017 now hitting it in 2018!
1 debt v 100 days chapter 30 £56.69 / £731.69 7.7%
September Bring Your Lunch to work --/14
1 debt V 100 days (part 11) £175 / £1158 18%
1 debt v 100 days (part 10) - £913 / £979 93%0 -
Come on guys - a week to go! Think we're on for another good month judging by some of the earlier posts...0
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wannabehermit wrote: »I've lost track somewhat on this. Feeling sorry for myself today for a lot of reasons, hacked off with life, would love to just get DH and the kids and run away.
Money has had to go on to one of the cards to pay for solicitors fees so there's a few hundred more that we owe. Whoopy-doo! I'm not going to count that for the purpose of this years challenge.
Since I last posted I've paid £30 to the Very, and cleared £83.20 off the Vanquis card. Was well pleased with myself for that, was able to pay off quite a chunk as there was over £40 of DHs wages left last month. Not the case this month though so no extra overpayments except those that I make on a weekly basis.
New total is: £1022.65/£2000
Hopefully this month will be a better one.
Hope things improve this month for you wannabehermit£25 minimum payment off Virgin. GOt news of a week of gigs for DH In August that will make a huge dent into our debt (whatever's remaining by then!) I'm actually hoping it might finish it off, although then we'll have to concentrate on DH's credit card which is his old overdraft balance-transfered. I think it will be about £1500 by then. then after THAT we will be down to just his student loan, which he pays off from his salary at source each month so we don't really count it, and our mortgage, which we're already overpaying as we're on a tracker. I think what I really want to do then is to start building up savings, which we've never had. What a concept - savings!
You're getting very close now :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Thanks for the updates everyone"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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paid £467 to mum
so £1728 paid in 2012:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0 -
Cracked the halfway barrier :j
£4566/£8500
:T
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#98 £6.67 today pleasevanquis £630/£3019 Robinson way £1207.41/1682.41
hsbc £11749
Declutter 2021 6/52
Pad 2021 £1318.000 -
Managed to save £464.90 since payday so total now £20846.96 (target £57k)0
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