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Pay off as much as you can in 2012 challenge!
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I got a letter from MBNA though saying they're paying me back for missold PPI whoo hoo so that's a cheque for £370 coming my way. This will then be used to pay off more on my Virgin CC.
I can't believe my DM and DF both said 'that'll be nice for your holiday!' I am so not going to spend it on holiday! I have budgeted for the holiday (to an extent) No spending willy nilly when I can pay off debts!
Ooh, that's great news about the ppi :j Well done for using it for debtbusting too :Tmidnightsparkle wrote: »Hi jwil and everyone doing the pay off as much as you can in 2012 challenge,
I was wondering if I could possibly join the challenge please? I would like to pay off £15,000 by the end of the year.
midnightsparkle
Welcome midnightsparkle, good to have you on board. Good luck with the debtbusting"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
itsapuzzle wrote: »hello all,
can i join please (i have a feeling i joined this thread earlier in the year but have been quite rubbish and not really done anything with it). So can i join and do it properly.
Can you put me down for 10000. And have made some payments this weekend, so i'm 550/10000
Thanks
Puzzle
Welcome to the challenge itsapuzzle, good to have you on board! Good luck with the debtbusting"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Thanks for the updates everyone"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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sorry for being awol been away for wee break with the kids but following payments are as follows:
£55.83 Couch repayment only 8 more payments to go
£200 towards BoS CC
£129.68 PPI which came off my CC Balance
thats £385.51 off my total so far this month woo hoo
Brings my total to £1446.83 / £5000 :jNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£132.20 today so that's me now at £2,228.09/ £10,000
. Getting there slowly.
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi folks
I have had some great news today - income from OH (lots!:D) and a small payment (£15 from some shares!) so we have now achieved £4529/£6000)..I am SO pleased. Just need to work out with OH what we do...I fancy some debt busting;):T!!
Have a great day!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
MOrning All
Felt a bit of BD creeping up on me over the weekend which is now lurking whilst at work - might have to pop outside to take the air shortly.
anyhoo
regular payment of £200 made to Bboyds Lank
plus, was fortunate enough to win a few quid on lottery/lotto/instant win/blah blah
so rather than Spend, Spend, Spend, I paid £60 extra payment to Captain V
so total for April = £385
and running total is
£1,862.40/£4,000
woo hoo, just noticed my total debt has (just) fallen below £7k
El2018 AFD 23/240
2018 CCC #11 £38.40/£250
Mortgage-free since 2013
Debt-free since Nov 20170 -
Hi all,
Back again.....nothing for ages and then 2 posts on the same page.
Made a payment of £250.00 today so running total now £2719.16/£6000
Nearly half way ahead of time.Pay as much as you can in 2011- £3688.54/£6000Pay as much as you can in 2012 - £3190.96/£6000LBM - August 2010 - £19202.30Current - August 2012 - £11803.68Paid so far - £7398.620 -
No 36...reporting 3.00 PAD so now owe 3447/31943 and paid 13123/10000.
Happy Tuesday all!!0 -
brizzledfw wrote: »Hi folks
I have had some great news today - income from OH (lots!:D) and a small payment (£15 from some shares!) so we have now achieved £4529/£6000)..I am SO pleased. Just need to work out with OH what we do...I fancy some debt busting;):T!!
Have a great day!
Wow, great total brizzle, well done :T
woo hoo, just noticed my total debt has (just) fallen below £7k
El
Woo hoo, well done :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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