Pay off as much as you can in 2012 challenge!

DSmiffy

Please add me in, I've never done this before.... gulp !!!
Can you put me down for £2000 to pay off please?
How often can I post to have my figures updated??
Thanks for setting this up, it's really motivating to see it in writing

jacci45

No 36 reporting pad 5.07....now owe 3496/31943 and paid in 2012 13074/10000.
Happy Wednesday all!!

DedicatedDFW

DSmiffy wrote: »

Please add me in, I've never done this before.... gulp !!!
Can you put me down for £2000 to pay off please?
How often can I post to have my figures updated??
Thanks for setting this up, it's really motivating to see it in writing

Hi DSmiffy - i am sure jwil be along soon to welcome you and add you to the challenge

Post as often as you like - some people post just once a month others every time they make a payment as it is very motivational to see the amount paid towards the amount owed

Sometimes people post what they've paid along with how they managed it - such as eb*y funds, wages, second job etc.

We all post our totals like this 0/2000 so it stands out for jwil - oh and we also try and remember to post near the end of the month if we don't post every time we make a payment. That way our figures get added onto that months total - not to worry if you miss it though but its good to see what we've paid collectively

jwil

shazbot79 wrote: »

I've added what I'd saved up myself to what I inherited from my Gran and have today managed to pay £20k off my mortgage.

My total so far this year is now £20k exactly.

Well done shazbot, I'm sure your Gran would be very pleased.

Eltee12 wrote: »

is it just me or does anyone else get a mad moment where they get an overwhelming urge to use up their agreed overdraft to make a whacking great payment to a credit card?

for me it would be a totally stupid idea cos my CCs are all 0% at the moment!!

Yes, I do, it's always tempting to have fewer debts.

cakelover wrote: »

Hi All

I am officially now bank loan free! WOHOOOOOOOOOOOOOO! :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
Paid the last £36.07 last week, 4 years I was paying that loan for! Sooooooooooooo happy it's gone! YAY! :D:D:D:D:D:D:D

HOWEVER, I have racked up my credit card, so please Jwil can I change my target to £5194.92. There will be interest going on to this but I will list that seperately. I have adjusted the amount for my smaller last loan payment (thought it was going to be £189.91 higher so well chuffed! ) but adjusted again for the CC's!

Well done that's great :j:T :T I'll update your target too

jwil

DSmiffy wrote: »

Please add me in, I've never done this before.... gulp !!!
Can you put me down for £2000 to pay off please?
How often can I post to have my figures updated??
Thanks for setting this up, it's really motivating to see it in writing

Welcome DSmiffy, it's great to have you on board! Post as often as you want to Good luck with the debtbusting!

jacci45 wrote: »

No 36 reporting pad 5.07....now owe 3496/31943 and paid in 2012 13074/10000.
Happy Wednesday all!!

Jacci, you are so close now, well done! :T :T :T

DedicatedDFW wrote: »

Hi DSmiffy - i am sure jwil be along soon to welcome you and add you to the challenge

Post as often as you like - some people post just once a month others every time they make a payment as it is very motivational to see the amount paid towards the amount owed

Sometimes people post what they've paid along with how they managed it - such as eb*y funds, wages, second job etc.

We all post our totals like this 0/2000 so it stands out for jwil - oh and we also try and remember to post near the end of the month if we don't post every time we make a payment. That way our figures get added onto that months total - not to worry if you miss it though but its good to see what we've paid collectively

Thank you very much DDFW you've said that much more eloquently than I can

jwil

Thanks for the updates everyone Sorry I haven't updated for a few days.

It looks like we are on for a bumper month thanks to Shazbot and Jacci, well done everyone though - remember, every pound counts :T

I've paid another £42 today, a combination of a small lotto win, some cashback and some ebay sales :T

shazbot79

I managed to scrape together another £19.92 loose change and thanks to info on another thread I now know how to make payments to my mortgage using online banking MWAHAHAHAHA!!! I fear an addiction coming on one penny at a time!

I've also received the proceeds of the sale of some gold.

My total is now £20,350.51/£57,000

SS6624

A quick update as I haven't had a chance to get on for the past couple of days

£475 / £14,990.16

Thank you all!

DSmiffy

DedicatedDFW wrote: »

Hi DSmiffy - i am sure jwil be along soon to welcome you and add you to the challenge

Post as often as you like - some people post just once a month others every time they make a payment as it is very motivational to see the amount paid towards the amount owed

Sometimes people post what they've paid along with how they managed it - such as eb*y funds, wages, second job etc.

We all post our totals like this 0/2000 so it stands out for jwil - oh and we also try and remember to post near the end of the month if we don't post every time we make a payment. That way our figures get added onto that months total - not to worry if you miss it though but its good to see what we've paid collectively

Thanks for the welcome Dedicated DFW, looking forward to the challenge. Thanks for the info

DSmiffy

Hi jwil, please can I change my figures??? I've just checked my statement balance, it's more than I thought, never mind, here goes ....

£0/£2258.53

Thanks very much