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Pay off as much as you can in 2012 challenge!

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Comments

  • Car came out yesterday so that's another £83.33 to add to my total which is now:

    £879.45/£2000

    Shouldn't be too much longer and I'll be halfway there.
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    edited 29 March 2012 at 12:30PM
    Hey guys

    I've not been about much as we actually moved to the new place on Friday and wont get our new telephone line until tomorrow (plus the previous 2 weeks were spent sorting the new place so it was habitable and trying not to cry when the electrician ripped the living room/kitchen to shreds due to a fault!). Glad to hear things are going well for this months totals though! :T

    I've managed to make an extra £100 payment off the c/card today, a full £180 less than I'd hoped for, but as mentioned previously, frequent trips to the DIY store, buying of white goods etc haven't come cheap, so all in all I'm pretty pleased that I'm paying off any extra at all. :rotfl:

    Jwil - you may recall our discussion about BT, when we rang them they said they could waive the connection fee, but couldn't do any extra deals for us. We decided to pay £30 to cancel the account (which was in my OH's name) and requested a new installation which is free of charge in my name. By going via a cashback site we hope to get £120 cashback, plus we get £25 off a month for 3 months for the same phone, broadband & tv package that we had before. Hopefully we'll be really sensible if/when we get the cashback and use it to pre-pay our line rental which will save a further £4 a month...

    Here's to payday tomorrow! :j

    103. Twiggy_34 - £1267/£3566


    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting...7.00 pad, now owe 14831/31943 and paid 1739/10000 in 2012....

    Happy Thursday all!!
  • Yey payday today so just paid £25 off the AA card and £30 off virgin so that's £1154.39/£5684.54. Will pay more tomorrow/Saturday when I get chance through, just paid out most of what was left in my account this month
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi all

    Good to see all the updates!

    I got lucky this week and am delighted to report a saving of £1881 this week- a combination of bonus, EBay and Amazon sales. Really pleased. Off to update my sig now so grand total as of today is

    £2008/£6000

    :T
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    Hi all

    no 122 checking in with my end of March update - not been a great month (have spent more on credit card than i paid off - car repairs!!!)

    my new total is:

    £3623.32/£13301.77

    still that is 27% so not to bad.....:o
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting....PAD 5.00 so now owe 14826/31943 and paid in 2012 1754/10000.

    Happy Friday all!!
  • shazbot79
    shazbot79 Posts: 24 Forumite
    Hi,
    is it too late to jump on the bandwagon?

    I'm aiming to pay off 10% of my mortgage this year as well as increasing my monthly payments. So target is £12,000. So far I have raised £5047.

    Good luck everyone!
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all . . . payday at last!!!

    Paid £540.92 off this month bringing my current total to
    £1805.37/£4988.75 :j
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    #98 reporting £110 paid today :D and even better for the 1st time in 6yrs I have actually covered the interest on the managed loan so its reducing :T
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
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