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Pay off as much as you can in 2012 challenge!
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Right, finally managed to list a few things on Ebay with their free listing day so feeling good about that. Don't think I've got any more payments coming before the end of March though. Feels like we've had a bit of a quiet month this month - maybe some more updating due in the next couple of days?
Although it's been quiet - we've beaten our Feb total already :T
I'm sure there will be some more updates (including from me) before the end of the month."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
another £36.14 away to nasty BOS CC it's under £1500 right now but know for a fact interest will be added on to take it over again
but good news is it will be under £1400 newxt month woo hoo lol wish i had more money so that it would remain under the £1500 but hey ho nothing I can do lol x
brings my total to £1061.32 / £5000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Jwil - can i alter my target please as i have just realised i added it up wrong the first time round.
new target for 2012 - £13301.77
I have just moved some of credit card debt around onto a cheaper APR card that i now have, hope the lower interest helps...!!!!
Will update my total paid off on Friday for the end of the month.
Well done to everyone who is hitting targets and milesones....LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
POAMAYC in 2013 #1 : £54.53/£10159.90
1% challenge - 7% paid off.
DFD @ 31.07.13 is April 2017 (45 months to go!)0 -
Todays adhoc payment is £20, roll on the 1st of the month so I can see bigger decreases and that pesky .16p go!
£88 / £14,990.16
ThanksFaced my debts in 2012 & 2013 again in 2017 now hitting it in 2018!
1 debt v 100 days chapter 30 £56.69 / £731.69 7.7%
September Bring Your Lunch to work --/14
1 debt V 100 days (part 11) £175 / £1158 18%
1 debt v 100 days (part 10) - £913 / £979 93%0 -
Nothing to report just waiting for payday Friday, through I still have the £15.04 left in my account I had last week so thats good:)Debt free and busy treating myself:)
No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales0 -
More ad-hoc payments £40.95- money from ebay and rounding down the outstanding balance on santander credit card.Target: [STRIKE]£7079.85 £6344.30 [/STRIKE][STRIKE]£6252.26[/STRIKE] £6211.31Santander Credit Card [STRIKE]£467 £485.49 [/STRIKE]£526.44/[STRIKE]£1798.75 £1331.75 £1313.26[/STRIKE] £1272.31= [STRIKE]26.99%[/STRIKE] 41%Barclay Card Credit Card £0/£1966.28 = 0%Santander Loan £268.55/£3000 :mad: £2731.45 = 8.95%Capital One Credit Card £0/£314.82Pay day loan £196.00/£196.00 PAID OFF IN FULLLose 6/28lbsTry and make £10 a month of extra income/savings in spendingToal debt reduced since 08/03/12 = [STRIKE]£735.55 £827.59 [/STRIKE]£868.54
Total % = 12%0 -
Finally managed to log in again successfully! Why can I never remember my password??
Total amount paid to date is... £1384.42/£5650 (number 113).0 -
Hello my lovelies!!
Sadly, I have had a very skint month so havn't been posting on here much
But today, a monthly direct debit towards my council tax arrears came outHooray!!
New total £562/1900
Hope you all have a nice day today xxCapital One: £[STRIKE]398[/STRIKE] 370 Council Tax: £[STRIKE]1192 [/STRIKE] 225 Rent Arrears: PAID!!!:j Water:£[STRIKE]699[/STRIKE] 539 Kays: PAID!!! :j Vanquis: £450
£1650/£3337 49% paid :beer:
Pay as much as you can in 2012 882/1900 #490 -
small £9 payment for me today so member 7- £968 / £5019.82
i won £340 on online bingo last night! :j:T its winging its way to my bank now so will use it to buy my walking boots then pay the rest off to mum (should be at least £260 left)will be in april though now!
was bargain bingo as as deposited £10, got £35 cashback through quidco and then a £20 joining bonus!:rotfl:
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j0
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