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Pay off as much as you can in 2012 challenge!

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Comments

  • o2bfree
    o2bfree Posts: 429 Forumite
    No 13 reporting in.
    Payment made of £350.00 today taking my running total to 2029.16/£6000
    Paid of over a third of my total aim so far and still a couple of weeks of March left to go. So ahead of schedule :j.
    Going to be looking for a 0% deal to do a BT to so that I can make further inroads on the balance.

    Happy Monday all!
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • jwil
    jwil Posts: 22,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cakelover wrote: »
    Hi All

    £68 paid to CC so balance now:

    £891.94/£3762.44 23% paid

    Had an interesting letter regarding my bank loan yesterday. It said that my loan had reached maturity on 3rd March and they were charging me £36 extra for changing my payment date at the begging by about 5 days, shows how much interest they charge daily!!! :eek:
    But, this means I had paid it off a month earlier than I thought and I only have the extra interest left to pay! :j:T So although I will actually end up paying a little more, in my mind I am paying less then I thought because it finished a month earlier. When it's all out of my bank and confirmed I will change my target amount, though this will probably go up with the extra cc I will probably add in, but yay to paying less than I thought! :j

    That's great news about the loan :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Twiggy_34 wrote: »
    Only a little one to report for me, of £20.

    We're in the middle of preparing the new place to move in to though, so between plumbers, electricians and many many litres of paint & other DIY materials I'm just pleased to not be digging a deeper hole instead!

    £1187/£3566

    Hope everything goes well with the move Twiggy :)
    I have compleatly lost track and think I need to abandon ship as financially this year is going to be odd! Just had gastric bypass which cost over 10000 so that has to be repaid and is added to the total but will also need new clothes as I go through sizes (rapidly!) on the way down...I have just paid 2500 off cards and cc's due to crash money coming through so thats a positive and will be spending less on food...So as you can see going to be hard to keep track of it all!

    Wow, you have got a lot going on ISOM. Well done on the payments so far, and hope everything goes well with the weightloss. You'll stay on the list, so if you do ever want to pop back, then please do so :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    In search of me, make sure you use ebay for clothes until you get to your stable weight. I lost a lot of weight in a short time a couple of years ago and it was the only way to do it otherwise you spend a fortune. I even comlpetely missed out size 14, I was going so fast!
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi everyone,

    Thought i'd pop down an update as to what i've paid off so far as an attempt to try and motivate myself :o It seems like the debt is being shifted realllly slooooowly just now :wall: - not just the debt going down but also looking at possible moneys coming in to chuck at the said debt :o

    £7591.81/£17,000

    Money paid off has mainly been from eb*y - will need to try and whittle my wardrobe down even further as i am running out of things to sell now :o

    Sure i'll be back to my focused self soon :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 36 reporting 6.00 PAD...now owe 15458/31943 and paid 1122/10000...

    Happy Monday all!!
  • Eltee12
    Eltee12 Posts: 768 Forumite
    Mortgage-free Glee! Debt-free and Proud!
    Afternoon All

    £50 regular payment made last thursday to Bloyds Lank
    and an extra £175 made to Captain V today

    £350.00 for March - probably won't make any more March payments

    running total to date

    £1,477.40/£4,000

    yaay

    El
    2018 AFD 23/240
    2018 CCC #11 £38.40/£250
    Mortgage-free since 2013

    Debt-free since Nov 2017
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Just paid a little £26 off the Virgin to bring it under £1000 - psychologically really exciting!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    thats my Car DD came out only 6 more payments left on my wee car :j so thats £125 away

    also sent £150 towards my BOS CC :T will try and put another £50 towards it before the end of the month just need to see how the finance are doing xxxx

    Brings my total to £1010.18 / £5000 woo hoo i've hit my £1000 target, need to step it up a notch to get to my target at the end of the year
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    #98 reporting a small £20.63 still going in the right direction though and I have nearly reached half my target for the year which I am really pleased about and very proud of myself :beer:
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
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