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Pay off as much as you can in 2012 challenge!

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Comments

  • kerry1986
    kerry1986 Posts: 34 Forumite
    Part of the Furniture Combo Breaker
    Another payment on my Santander Card all be it the minimum monthly payment of £18.49. I have now increased my monthly payment to a regular £25 to chip away at this debt further as I am doing quite well so far.

    I have got quico cash back of £58.99 so that will go towards the santander card too. I have made £14.56 on ebay so that is more money towards my santander credit card. I am listing some more items tonight. My jar of change is building up so I will be able to pay that in soon too.

    All in all great progress I am very happy.

    Target: [STRIKE]£7079.85[/STRIKE] [STRIKE]£6344.30[/STRIKE] £6252.26
    Santander Credit Card [STRIKE]£467[/STRIKE] £485.49/£1798.75[STRIKE] £1331.75[/STRIKE] £1313.26 = 26.99%
    Barclay Card Credit Card £0/£1966.28 = 0%
    Santander Loan £268.55/[STRIKE]£3000 [/STRIKE]:mad: £2731.45 = 8.95%
    Capital One Credit Card £0/£314.82
    Forgot to add a Payday loan, this is due to be paid back this month and is £196.00 I will be paying this back in full on 27.03.12
    Lose 3/28lbs
    Try and make £10 a month of extra income/savings in spending
    Toal debt reduced since 08/03/12 = [STRIKE]£735.55[/STRIKE] £827.59
    Total % = 11.68%
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    £340 for me today so thats member 7- £869 / £4015 :)

    sarah if your items are to be listed at 99p or less, you get 100 free every month. if thats the case best to avoid free listing weekends as loads of ppl list then as no one seems to know about 100 free listings! http://pages.ebay.co.uk/help/sell/fees.html#free
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 21 March 2012 at 8:22AM
    Hi update from me..#123 as OH earned £54 from amazon CD sales our balance is now at £5916.. Still a mountain to climb but every step helps..

    Well done everyone!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • kavics17
    kavics17 Posts: 2,235 Forumite
    £200 overpayment on Lloyds. I'm slowing down now...

    24. kavics17 - £10,380.73/£30,000
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    yes kavics, but then again your slowing down is everyone else's top speed!:rotfl:
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Small £4.90 overpayment to cap one, to round up and to make me feel like I'm doing something!
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    £10 for me today so member 7- £879 / £4015
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Morning all no payment to report today BUT I finally have worked out my debt free date :) ok so its April 2017 but for the 1st time I actually have one lol have amended a standing order so could I change my target for the year please to £3000???? Not sure if thats allowed so just let me know please thankyou.
    :T feeling very happy now:j
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • SS6624
    SS6624 Posts: 66 Forumite
    Tenth Anniversary Combo Breaker
    Hi #124 checking in with a £15 payment to my debt No2 targeted on the 1 debt V 100 days challenge so today I'm reporting

    £15 / £14,990.16
    Faced my debts in 2012 & 2013 again in 2017 now hitting it in 2018!
    1 debt v 100 days chapter 30 £56.69 / £731.69 7.7%
    September Bring Your Lunch to work --/14
    1 debt V 100 days (part 11) £175 / £1158 18%
    1 debt v 100 days (part 10) - £913 / £979 93%

  • Samjangi
    Samjangi Posts: 105 Forumite
    Part of the Furniture Combo Breaker
    Hello All
    I am so excited! I got an almost unexpected windfall of £1400 from a PPI reclaim! I only had a 2 minute conversation with Halifax on the phone ( was actually trying to reduce interest rate!!) and 5 weeks later got a letter and next day a check. so I paid it towards debt before could get too tempted to find other uses for it!! LOL
    So that is £1400 for no 96 please!
    Make £10 a day Jan £0/£310
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