We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2012 mfw

1…6364666869…212

Comments

  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Updated for you Barny.

    See you later,
    Spigs
    Mortgage Free October 2013 :T
  • LittlestFlower
    LittlestFlower Posts: 37 Forumite
    Hi everyone

    I have made a £130 overpayment today :j (#112)
    I'm trying very hard not to become an over-payment addict. Seeing the numbers going down is a very nice thing! :T

    Good luck everyone this month :)

    Littlest Flower
    xxx
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's so addictive LittlestFlower! All updated for you.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Great stuff people! Just logged in after some time away to see everything ticking over very smoothly. Nothing for me to update. Perfect!
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • uzubairu
    uzubairu Posts: 1,209 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    No. 19 update

    Some more eBay money came through, so I added another £200 to the overpayment fund yesterday.

    February overpayments:- £1,900.
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning all,

    I've updated your February total uzubairu.

    Also updated from the googledoc your February payment waughc.

    See you later,
    Spigs
    Mortgage Free October 2013 :T
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Morning!!

    Update from me - paid my usual £400 plus a £100 OP.

    Hopefully more to come by the month's out

    cheers
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • rockabelle
    rockabelle Posts: 80 Forumite
    Got paid my annual bonus today, so that's an extra £5,300 off the mortgage!
    I set myself lots of mini targets to reach (I need the boost, and one annual target doesn't give me that). So this payment means that I've hit the balance I was due to reach after 3 years of having the mortgage after less than 1, and I've paid off 10% (which I'm particularly thrilled with). Forthcoming thresholds - 4 years paid (262k), and interest payments below 500 a month (257k). I'm really hoping to reach both of those before I go on maternity leave in June, though I think it's unlikely as I think there are probably a few things I'll need to spend money on before the baby arrives!
    But slowly, the terrifyingly huge mortgage is finally getting a little smaller. There's still a very long way to go....
    MFiT T3 no 115, MFW 2015 no 65
    April 2011 balance when mtg started 300,000
    March 16 2015 balance - 165,972
    MFiT T3 target 190,000 - REACHED!!!!:beer:
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    rockabelle wrote: »
    Got paid my annual bonus today, so that's an extra £5,300 off the mortgage!
    I set myself lots of mini targets to reach (I need the boost, and one annual target doesn't give me that). So this payment means that I've hit the balance I was due to reach after 3 years of having the mortgage after less than 1, and I've paid off 10% (which I'm particularly thrilled with).

    Wow - that's impressive. your first major target in a 3rd of the time. :j
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • madeupname1
    madeupname1 Posts: 443 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Great updates maybe_its_because and rockabelle! :j Spreadsheet updated :)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture