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2012 mfw

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  • Well done Kate1979 on a figure above your norm.

    You're in at no 109 - so welcome and best of luck for 2012.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • hello can I come on board too please? I soooo wanna pay it off this year but can't quite see me doing it!Will set a target of £5000 and see how it goes.(the balance today is £7869.61). thank you
    mortgage free 3/10/12:)
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello originator, you're on the list at No.110. Good luck and welcome!

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • First bit of saving up, £500 in for January 2012. I am trying to think of some sensible targets to achieve this year, which I have listed in my signature...
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • A little bump x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hello everyone ...

    Just popping in to wish everyone success in their 2012 MFW challanges. I won't be subscribing for 2012, but this is only because participation in the 2010 and 2011 challenges has pushed me to acheving overpayments of £8000 in three years.

    I may not be paying off the whole mortgage, but the overpayments have at least given me a choice (see my diary here... https://forums.moneysavingexpert.com/discussion/1854517).

    Looking forward to reading about everyone's success!

    SmileyG
    Target acheived: _party_ Mortgage offset in June 2012!_party_
    Mortgage = -£98
    Endowment = £0
    Investments = £40,247
    [STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)
    "Don't spend then save, save then spend!"
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    just re-set my signature ready for the new challenge :)
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • easily passed the 100 mark

    g/l everyone 2012
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Can I join too? Going for £2000 and see how I get on this year!
  • Hi Chellyl78, welcome to the fold, you are no. 111 - good luck......

    Best wishes, Tilly

    All complete to here
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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