We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2012 mfw
Comments
-
Well done Kate1979 on a figure above your norm.
You're in at no 109 - so welcome and best of luck for 2012.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
hello can I come on board too please? I soooo wanna pay it off this year but can't quite see me doing it!Will set a target of £5000 and see how it goes.(the balance today is £7869.61). thank youmortgage free 3/10/12:)0
-
Hello originator, you're on the list at No.110. Good luck and welcome!
All the best,
SpigsMortgage Free October 2013 :T0 -
First bit of saving up, £500 in for January 2012. I am trying to think of some sensible targets to achieve this year, which I have listed in my signature...Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
A little bump x x x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Hello everyone ...
Just popping in to wish everyone success in their 2012 MFW challanges. I won't be subscribing for 2012, but this is only because participation in the 2010 and 2011 challenges has pushed me to acheving overpayments of £8000 in three years.
I may not be paying off the whole mortgage, but the overpayments have at least given me a choice (see my diary here... https://forums.moneysavingexpert.com/discussion/1854517).
Looking forward to reading about everyone's success!
SmileyGTarget acheived: _party_ Mortgage offset in June 2012!_party_Mortgage = -£98Endowment = £0Investments = £40,247[STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)"Don't spend then save, save then spend!"0 -
just re-set my signature ready for the new challenge
know thyselfNid wy'n gofyn bywyd moethus...0 -
easily passed the 100 mark
g/l everyone 2012£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Can I join too? Going for £2000 and see how I get on this year!0
-
Hi Chellyl78, welcome to the fold, you are no. 111 - good luck......
Best wishes, Tilly
All complete to here2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards