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2012 mfw

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  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    jo101 welcome! You're in at 105 with a target of 2k.
    Welcome and all the best :)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • Southernman
    Southernman Posts: 605 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Just rang up Natwest and increased my monthly overpayment by £20 in preparation for January 18th when my next repayment actually is. This puts my monthly overpayment at £75. (i do this anyway but pop in £20 throughout the month by online banking, £5 here, £10 there etc).

    Every little helps as Tesco would say.
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    I'd like to join with a target of £6000, to keep me on track for MF by 35.
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • madeupname1
    madeupname1 Posts: 443 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Southernman wrote: »
    Just rang up Natwest and increased my monthly overpayment by £20 in preparation for January 18th when my next repayment actually is. This puts my monthly overpayment at £75. (i do this anyway but pop in £20 throughout the month by online banking, £5 here, £10 there etc).

    Every little helps as Tesco would say.

    Hi Southernman - starting as you mean to go on! :T I have entered an OP of £75 for January. If you are planning on making a number of incremental payments during a particular month, it is helpful, when giving us the update, to give us the total OP figure for that month as that is the figure that is entered into the spreadsheet. :)

    Sarahevie - welcome to 2012! Your number this year is 106 and you have been entered with a target of £6000
  • ViHan
    ViHan Posts: 202 Forumite
    Please can I be added?

    I have a £49500 tracker mortgage with unlimited overpayments and the first payment is due to come out in January although I am already overpaying it :D

    I hope to overpay £200 per month although in the summer it will probably be a bit more. £2400 for the year. :D
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You've been added to the list ViHan and you're No.107. Welcome and good luck!

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • Mint1955
    Mint1955 Posts: 685 Forumite
    Part of the Furniture 500 Posts I've been Money Tipped!
    I am aiming to OP £6000 in 2012 please can I join in.:D
    Living the dream and retired in Cyprus :j

    http://forums.moneysavingexpert.com/showthread.php?t=5105296
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mint1955 wrote: »
    I am aiming to OP £6000 in 2012 please can I join in.:D

    Welcome Mint1955, you are on the list at No.108. Good luck with your challenge.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • ViHan
    ViHan Posts: 202 Forumite
    Spiggle wrote: »
    You've been added to the list ViHan and you're No.107. Welcome and good luck!

    All the best,
    Spigs

    Thank you :D
  • kate1979
    kate1979 Posts: 109 Forumite
    Part of the Furniture Combo Breaker
    OK, I'm going to take the plunge ... please can I join? I will set my target at £1200. We already overpay £75 per month but this has become normal to us now, and I won't include it in the figures, so aiming for more!
    Thanks
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