Mortgage Exit Fees successes and failures

ClaireFerdi

Had an Abbey mortgage which I redeemed, made one phone call, filled in a one page form and bingo a cheque for £126 came through the other day.

Thanks Martin, couldn't have done it without your newsletter/site :beer:

Moonstruck_2

Thanks Martin. I just recieved a cheque for £155 for exit fees on a 'Mortgage Express' mortgage redeemed 2 years ago. I used the pro-forma, and I should point out that I had no records of the originally proposed 'fee', only the final fee and my mortgage number.

By the way, my partner got £2k back in Bank charges from Abbey National using your letters last year too!

Regards.

Cruiksl

Thanks Martin - I got a cheque for £235 from A&L last week and even better this week my pensioner parents also got a cheque from Bradford & Bingley.

A very happy family indeed !

brunettegirl

Please help, I remortgaged due to high fees from mortgage company but it was under the 2 year period, so I was charged £2,000 for leaving early as well as admin fees and exit fees - which can i claim back?
Also I am applying to get late fees back from the mortgage company, has anyone being successful?

Sliverfox_2

Hi everyone, I'd like to report a success story on reclaiming a substantial chunk of my fee back! :j I took the advice given in the e-mail, rang the relevant helpline, spoke with a very helpful lady on the other end and, subject to a manual search of my account, would be in line to recieve a cheque for £75. I can now confirm that cheque has duly arrived through my letterbox today!! Thanks to everyone at MSE! :T

Rie

Many thanks to this site, the only paperwork i could find regarding the mortgage I paid off 5 years ago was an old annual statement. I re worded the template letter and had a cheque for £125 (no interest) from Northern Rock within 6 days.

dunstonh

brunettegirl wrote: »

Please help, I remortgaged due to high fees from mortgage company but it was under the 2 year period, so I was charged £2,000 for leaving early as well as admin fees and exit fees - which can i claim back?
Also I am applying to get late fees back from the mortgage company, has anyone being successful?

You cannot claim back an early repayment charge. it is a valid and legal fee.

Its only the difference between the redemption charge from what you were told it would be when you took the mortgage out and what you were charged when you redeemed the mortgage.

dolcelatte

When I applied for a remortgage someone made such a hash of the whole transaction that instead of taking a few weeks, the whole thing took about 9 months. I never got to the bottom of who was to blame. In this time, Abbey made me more than 1 offer as by the time the remortgage was finally sorted, the original offer had expired. Although the original offer had a £99 exit fee, the final one was for £225. Can I claim the difference under the circumstances?

shirleymarye

I paid my mortgage off 2 years ago with the Halifax. I rang the phone number provided on here and I was able to speak to someone instantly regarding my Exit Fee and was told I will be able to claim £175,forms are on the way to me,all I have to do is sign and return to get a cheque.
Thanks so much:j

brunettegirl

How do I reclaim Late Fees from the mortgage company? Is it the same letter that you used for bank charges??

Any help would be appreciated.

thanks