Mortgage Exit Fees successes and failures

Motile2008

Moved in 2002 but kept mortgage with Halifax. Read the article, phoned Halifax and a cheque for £35 is on the way. (Difference between £40 and £75).
Thanks

little_girls_mum

Thank you!!!! You are fantastic Martin.:T
I phoned my previous lender this morning after watching the 'It Pays To Watch' last night, £140 for a 5 min call, not bad!!

iansjack

10 minutes on the phone to Cheltenham & Gloucester and I have been promised a cheque for £251. What can I say! Thank you so much Martin for the brilliant programme.

jillymit

Thank you so much!!!

Just rang the hotline for my old mortgage company. £180 plus interest now on it's way to me :T

mel101_2

:j Phoned Halifax today in relation to my MEAF, didnt have any details ie: mortgage account number.after answering a couple of security qestions was told i paid £175 when contract stated £75. Now being sent a cheque for the difference. Decided to do the same for my neighbour who paid her mortgage off 2yrs ago with Cheltenham and Gloucester. The lady i spoke to told me she could not deal with me as i didnt have account number,(after pointing out i was under no obligation to provide this) she told me that my neighbour should not of paid her MEAF of £225 it should of been nothing because her mortgage expired naturally.(Because of the ladies not so helpful attitude) i then asked for the 6.25% interest. So the moral of the story is 5mins on the phone and i will get back nearly £500. Please do the same if you have paid your mortgage off. Thanks to all MSEs for making this public.:T

d-edmond

I cant believe how simple it was to reclaim my mortgage exit fees. On my contracts with Halifax I was charged £175 instead of the agreed £75 on one account and £175 instead of the agreed £115 on the other account. After a 3 minute telephone call im now £160 better off. Im now telling everyone I know who has a mortgage to check to see if they have been overcharged.
:T

Smelly_Boss

Just wanted to add another example - £140 back from Natwest for a mortgage we redeemed 2 years ago. The money just arrived in my account, no letter explaining it has arrived yet.

Very easy to do (using the template letter) - would advise anyone to do it.

lindam

hi received a check from c&g for £85 off 1997 just wrote a quick letter and they were great payed interest as well
so pleased about that
how far can you go back have just swapped morgage so going to check how much woolwich has charged me for the privilege

d-edmond

After getting my mortgage exit fee back from Halifax I advised my sister to claim hers back from Cheltham & Gloucester. After giving them her mortgage account number they told her she would receive a cheque or £144 which included interest. My sister is glad I told her to do this and she will advise everyone she knows to do the same.

:A

Pocket_Fluffer

Remortgaged twice, so called Halifax who offered the £60 difference from the original statement to what was charged immediately.....Happy days cheque on route!

Not bad for a 5 min phone call.

Then transferred me to Bank of Scotland who are sending out a form so hopefully more to come :beer:

:j getting my money back is good, but would be better if they didn't :j
steal it in the first place!!