Mortgage Exit Fees successes and failures

neiljw

Just sucessfully leavered £49 from Abbey for the hike in exit fees

medievalminx

:j Success, One phonecall to the Halifax and a very helpful man on the phone found all my morgage details i recieved a cheque 4 days later for £60.00.

Phoned Abbey National they have sent a form that i need to fill out first this also came a few days after my phonecall.

Many Thanks it was just as easy as you said :T

famanda33

Martin - you are my hero!

I paid off a mortgage a few years ago after the breakdown of a relationship. I had no paperwork, mortgage account number, exact dates, or even any idea of what the fees were.

I modified one of your standard letters and sent it to the West Bromwich with details of the address, my decree absolute and new marriage certificate, and 10 days later I get a letter. I fully expected a no, but it's an admission that my original fees were £125, but they charged me £265.:rotfl:

£140 for 5 minutes work and a stamp!!!!:j

kblewis

Hi

Printed the draft letter saved on the site and filled it in with the details relating to our account. Sent it off and had a reply to say they were looking into it about a week later.

Today we had a cheque for £175 back!!!!

Great advice and like they say if you don't ask you don't get.

Thanks again

mud7dan

:mad: can i try to claim on the ppi with the old main loan or the small home improvement loans i had to get? 2/3 in total ?
can any one inlighten me?

MarkyMarkD

This thread is about MEAFs, not PPI reclaims. If your home improvement loans were further advances on your main mortgage, they probably wouldn't have had separate MEAFs; if they were secured loans from non-mortgage lenders they probably aren't regulated by the FSA and hence the ruling doesn't apply.

dawne999

I wrote to my bank a couple of weeks ago about mortgage exit fees and I got £150 refunded. Thanks Martin!:T

lisasutton

Hi. Got two cheques from Abbey this week for when we moved in 2001 and re-mortgaged in 2004. Used the template letter and then had to fill in forms but only took 3 weeks to get money.Total of £34 which all adds up and goes in the pot with the £90 I got back from Nationwide. This is great! Have just heard I've been successful with my Council Tax re-banding but will post that on another forum. Thanks so much. :T

willis123_2

:rotfl: 5 min phone call to cheltenham and gloucester and they sending me £182. No hasstle at all. They knew all about it. This is my first reclaim - onwards and upwards!!!

mud7dan

:eek:
all went through c&g .Original morgage,then diy loans,then closing and moving to another company????

MarkyMarkD wrote: »

This thread is about MEAFs, not PPI reclaims. If your home improvement loans were further advances on your main mortgage, they probably wouldn't have had separate MEAFs; if they were secured loans from non-mortgage lenders they probably aren't regulated by the FSA and hence the ruling doesn't apply.