Mortgage Exit Fees successes and failures

mssloan

:beer:
Success!

Used the telephone for Halifax to reclaim £135 of the MEAF I paid at the end of 2006. Just rang up and gave them my Roll Number. I had the cheque within a few days. :j

Mark

footballw1dow

Hi i have just telephoned my mortgage company, The Derbyshire, and they
have told me to put it in writing and i should get about £105.00, not bad at all for 5 minutes on the telephone.:money: :j :j

Noz

smreynard wrote: »

has anyone managed to get a refund from Bank of Scotland (not Royal Bank of Scotland) even after the template letter they are refusing to refund anything!

smreynard, if they charged your son the amount that is stated on his mortgage offer, then no refund is owing.

tonimagg

hi martin, just of the phone to the halifax they said because i was with the halifax from 1987 till 2001 they said we were not charged an exit fee because we had the mortgage for more than 10 years and fee was waivered is this ok or should i keep trying?

many thanks

Noz

tonimagg wrote: »

hi martin, just of the phone to the halifax they said because i was with the halifax from 1987 till 2001 they said we were not charged an exit fee because we had the mortgage for more than 10 years and fee was waivered is this ok or should i keep trying?

many thanks

hi tonimagg, what do you mean 'keep trying' if you haven't been charged anything then there is no refund due to you?

Bungarm2001

Hi all..first post here so please forgive me if I have the protocol wrong!

I have mortgaged twice in the last 5 years; once from the Woolwich, and then a couple of years later from Standard Life. Unfortunately, I do not have a mortgage redemption statement for either of them.

What should I do now?

I have a solicitors redemption/charges letter that states the amount paid off to the Woolwich when I sold the house, and it does seem a bit steep (well over £500 from the original amount borrowed)

I do have the mortgage account numbers and the rough dates of when I took the mortgages on, but thats all...apart from masses of monthly statements from each

Any help would be much appreciated, particularly any info about Standard Life.

I see there is masses of successes on here from getting refunds from the Woolwich, so hopefully I should too...!?

Many thanks in advance, and TONS of thanks to Martin for providing this place for us...!

Laura123_2

Hi Bungarm2001,

I'm not sure about Standard Life, but I found it very easy to reclaim our final repayment charge from the Woolwich. I just phoned the dedicated phone line on 0800 0234 180. When I got through to the advisor I was just asked the mortgage account number, my name, date of birth and the address the query related to. He then told me what money was owing (£191 in our case!) and said that it would be paid into our bank account within the next 3/5 days. I was expecting to be asked for loads more info, but the conversation took less than 3 or 4 minutes.

I think you should definitely give it a go - I wasn't even asked if I had a mortgage redemption statement. GOOD LUCK!!

Skybluecats

I contacted Cheltenham & Gloucester this morning, gave them my old mortgage account number, name and a couple of questions later, I was refunded £143 from 2004 - this included interest. Many thanks, without your help Martin we wouldn't have even known about this.

stevielee

called kensington mortgage company today to try to reclaim fees my reply was they weren't giving anyone their money back as they couldn't justify this?

markiemark_3

Hi All,

I rang barclays/woolwich today to try and get some dosh back, As i only had my woolwich mortgage for a year and a half the fee quoted was £95 and i was charged £95 when i sold my house.

So it appears that i can't get any money because the amount didn't go up within the term of my mortgage ?, has anyone else has this from a woolwich enquiry.

It appears that this may be the end of the enquiry, and i won't get any money back ?

All comments would be appreciated.

Great website

Thanks
Mark