Finally seeing the right track getting closer

MuffinTops

Well, where to start on yesterday. I found an osteopath around the corner to where I work and was so desperate I didn't ask for a price!!! Although, to give him his due he did give me a major seeing to which amounted to me being unable to walk much today!!!! But that's because my back is in such a bad way that other than popping the 2 ribs back in place (how did I manage that???) there were golf ball size knots to contend with around the same area that he really pummelled. So, although he was very expensive, for a London based fast appointment I'm not complaining about him. Just that I could do without unexpected swipes like that.

The funny thing is, we were discussing London rental prices etc and I told him some things about debt and paying things off that I've learned on this site and he got really excited and made some notes! So maybe he'll be on here looking for more tips from all the lovely helpful people on here.

Unfortunately I think I need a regular osteopath appointment for a month or so, but I did visit an osteopath close to where I live a couple of years ago so I'll just go back to booking with him.

So today I needed to stay home as I really have caused some problems from that fall. I'm hoping I'll be ok to go in tomorrow, but I'm not putting any pressure on myself. If I get in a good night's sleep with no back pain waking me then I'm fine. If not I'll have to think about it. I don't enjoy being home and not being able to do much! Daytime TV is definitely designed to make you crave work!!!

Financially all I've physically done is check my online banking and am happy to see no surprises. But, I have been thinking a lot about a forward plan. The weekend I worked recently should hopefully give me enough extra money that I can put that with a little bit I've saved and make a full and final settlement on my default debt. If they do then I will have no debts other than my mortgage and I can start working on that.

I'm still fine tuning my mortgage pay off plan, but I have decided on working out what I want my end goal to be and then work backwards from there so that I have a set goal to work towards.

These painkillers are making me babble! I think I should try and get some sleep now! I hope everyone has had a great day and thank you so much for the good wishes. x

MuffinTops

I slept so badly again last night that I just couldn't face causing more damage by going into work. I am at the end of my tether today though, so definitely need to go in tomorrow. I'd also like to finish up some work I was doing too, so it should be a productive day with no surprises.

I've tried to be a bit more mobile today so that I don't seize up or allow the area to get too stiff. Only easy movements though. I've put some washing on, am uploading some more ebay items and I'll get the washing up sorted. I may also sit outside and try to work out my lovely camera that I've never gotten around to figuring out. I've just put that on charge now so may have to wait until the weekend to play around with it. I'm quite excited about it now.

Today is an NSD as I just won't be going anywhere, but I think I'll put that in the bank tomorrow to help towards the osteopath appointment. I'd quite like to pay half the price in NSD's if I can.

So sitting down is getting a bit much now so I think it's time to potter again. I hope everyone is having a lovely day. x

debtfree2015_2

OOh poor you Muffin.

Do you have any strong painkillers?

I have pescription strength diclofenac sodium tablets for when my back goes. When it goes nothing will work, and its agony for days. Im sure mine is through childbirth as I never had issues with my back prior to that.

I remember going to see my doc when dd was about 9 months old, saying I was sure it wasnt normal. He insisted my body was still recovering, dd is nearly 4 & Its still not the same!

Probably just as well Ive chosen a career that is going to put me on my feet, I never sit properly at a computer!

Hope you are better intime to enjoy your weekend

xx

MuffinTops

debtfree2015 wrote: »

OOh poor you Muffin.

Do you have any strong painkillers?

I have pescription strength diclofenac sodium tablets for when my back goes. When it goes nothing will work, and its agony for days. Im sure mine is through childbirth as I never had issues with my back prior to that.

I remember going to see my doc when dd was about 9 months old, saying I was sure it wasnt normal. He insisted my body was still recovering, dd is nearly 4 & Its still not the same!

Probably just as well Ive chosen a career that is going to put me on my feet, I never sit properly at a computer!

Hope you are better intime to enjoy your weekend

xx

Hi DF,
I get a little frustrated with Dr's quick to jump on any reason why you could be feeling niggles and pains. It is good you're not sat in front of a pc all day! Some people at work make fun of me sitting with my shoulders back, but even then I still get aches and strains from being sat all day.

xx

miggy

Oh dear, I hope things improve! Though well done for evangelising the osteopath!

DH has problems with his back which he's found have been helped a lot by exercise to strengthen the abs and also to loosen up muscles and help him be more flexible. I would imagine this is great once you can get to that stage but might just finish you off if done when already suffering! (Sorry, I realised as I wrote that this is probably not in the least bit helpful right now but I'm hoping it might come in handy later!)

When I had a desk job I got what seemed an amazing amount of input to make sure I was positioned correctly but it really does make a difference.

meow5678

Hi MuffinTops,
I read through your diary over the weekend and wanted to congratulate you on everything you've achieved so far and on your outstanding attitude!

You have been quite an inispiration to me.
All the best Mx

MuffinTops

meow5678 wrote: »

Hi MuffinTops,
I read through your diary over the weekend and wanted to congratulate you on everything you've achieved so far and on your outstanding attitude!

You have been quite an inispiration to me.
All the best Mx

Thank you so much for reading through it all and posting such encouraging words. That was lovely to read.

MuffinTops

This weekend I decided not to do very much to give my back muscles a chance to heal as much as possible, which I think worked well. But although I decided to stay home I did go around the house like a thing possessed claiming all sorts of things for my ebay fodder. To be honest, I think I put too much stuff on and next Monday I'll be struggling with getting it all to the post office, but on the plus side, if a lot sells then it will be a noticeable gap that's left and ready to be refilled with more item adoptions.

I also had a stack of magasines that seemed a shame to throw away. So I sat down to go through all of them, stacking them in neat piles by magasine name ready to sell for around 50p an issue . But having looked online I notice they don't really sell that well, (although some sellers are asking rrp prices for them still!!!!) so I decided to recycle them and make more space. I felt quite relieved after getting them out of the house. I also wouldn't have made much money on them and the hassle of getting them sent would slow my momentum. I have a small pile of magasines I want to read now though so I'll put those by the side of my bed and whittle away until they're all read and recycled.

I also had a little attitude rethink while I was pottering around. With the warmer weather I'm struggling to find things to wear at the weekend which I feel look nice on me. This is mainly due to my weight issues which I can't moan about as I've just not invested any real sense of production in a consistent and healthier eating plan. So, even though it's raining a lot, the weather is still comfortably warm and exercise makes me want to eat better, so I cycled this morning to the station and then from London station to work. I caught the earlier train, which is £2.00 cheaper than the price of my normal train and I'll cycle all the way home. I'm pushing thoughts to money saving rather than calorie burning as that really is my focus right now. It was the thought of saving the amount I will in one day's fares that got me out of bed at 5:15am this morning! Eek!

Other than that all is ticking along nicely. I uploaded my normal shop & scan stuff yesterday and sent receipts too. I've checked my bank account app and I've received £6.40 from Quidco and can't remember what that's for. That was the only surprise on the account, but what a great one.

I also want to get more focus on my daily allowance. I seem to have fallen under the impression that I have £10 a day that I can spend, and so spending it doesn't feel like a big deal. It's within budget. But that's not the way I want to see it as I either have NSD's (which, to be fair, most are forced as they're days I don't go out) or I have HSD's (high spend days) where just a £1 or £2 goes into the surplus jar. I don't really want to reduce the daily budget, just my attitude towards it. Today I've just spent £4 which was unnecessary spends, but at least spent consciously. A took me for a coffee earlier and paid otherwise I'd have been back in normal NSD figures! . So focus for this week is to be more conscious of what I spend. I was doing a daily budget diary for a little while but that fell by the wayside. I'll reinstate that I think.

So, a productive and thought fuelled weekend. All good though as I think I just managed to regroup my thoughts on MSEing and feel like I've achieved something. I think the focus has been set by feeling I'm close to getting the last debt out the way and focussing on repaying the mortgage asap. That's massive for me as I feel trapped in my mortgage payments, so anything I can do to lighten that load will make me very happy. I get paid next Friday and have decided that whatever my overtime extra amount is will be offered to the default debt as a cheeky final payment along with anything else I can put towards it. I won't offer all that I have initially as the least they'll accept the better. But it's a great thought that there's a chance this time next week I could be debt free with just the mortgage to go.

Anyway, I feel I'm going on now. I hope everyone had a great weekend and a good start to the week. x

My_Lil_Revolution

Hi MT

After a weekend of staying in I have finally got to the end of your diary. I can see what you said about our lives being very similar but I'm hoping that things work out how you want them to with A. He sounds lovely!!

You have created another e-bay addict in me. In the last week I have already sold 6 items, which I am really happy about apart from one of the buyers who I am getting a bit of hassle from. Soon to be sorted I hope.

I have also designated a small area of the living room for items I have listed but after a clear out over the weekend I have ended up with a dining table full of stuff to list and that was just from my living room :eek::eek:

I know I also have quite a few books that I can sell but have noticed that you tend to put them on Amazon, is this the better option?

I have joined the link you sent me for the Shop And Scan so I will just have to wait patiently and I have also started surveys but keep getting rejected for most of them at the moment

Anyway I am glad to be and the end of your diary so I can start posting and keep up with you daily. I am also up to date with London Girl as her diary initially got me motivated. I'm hoping some of the energy you both have will rub off on me soon

Take care.

Lil
xx

MuffinTops

My_Lil_Revolution wrote: »

Hi MT

After a weekend of staying in I have finally got to the end of your diary. I can see what you said about our lives being very similar but I'm hoping that things work out how you want them to with A. He sounds lovely!!

You have created another e-bay addict in me. In the last week I have already sold 6 items, which I am really happy about apart from one of the buyers who I am getting a bit of hassle from. Soon to be sorted I hope.

I have also designated a small area of the living room for items I have listed but after a clear out over the weekend I have ended up with a dining table full of stuff to list and that was just from my living room :eek::eek:

I know I also have quite a few books that I can sell but have noticed that you tend to put them on Amazon, is this the better option?

I have joined the link you sent me for the Shop And Scan so I will just have to wait patiently and I have also started surveys but keep getting rejected for most of them at the moment

Anyway I am glad to be and the end of your diary so I can start posting and keep up with you daily. I am also up to date with London Girl as her diary initially got me motivated. I'm hoping some of the energy you both have will rub off on me soon

Take care.

Lil
xx

Hello Lil,

I really look forward to logging on to my diary when I see comments like this. Thank you.

I find it spooky sometimes reading your diary as we are so similar. I find that quite comforting in a way too (in the nicest way).

A is lovely, and we do get along well and I'm trying to enjoy that as much as I can. But we're still not doing what I would call normal things and when I suggest that we do he's always too busy with plans I've not heard about before, even though he generally talks about what he's got going on. But I'm not investing as much of myself as I normally do, so I do feel I'm in control of my feelings at the moment.

I was rejected for so many surveys when I started, but I rarely get refused now. Unless I've just worked out what answers to give???

I'm so pleased you're inspired enough to start ebay listings. It's such a relief claiming space back with a little bit to add to the bank account too. Well done for finding those things. Hopefully your troublesome buyer will soon be sorted as that can really put a downer on enthusiasm.

LondonGirl has some great motivation and inspiration in her diary. She's very focussed and has such a lovely way about her that her posts are a pleasure to read. There are a few diaries that really keep me boosted on here.

I'm not sure I feel energetic, but am always happy to pass along any that I have

Have a great day. xx