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Muchin's diary of recover; becoming debt free and being happy
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Hi all
So I'm back in debt:o but it's debt that I know where the money went to....on a new to me car. I've borrowed the money of OH so it's interest free and although he's not going to stress about when I pay the money back I don't want to be in debt to him for long. Starting from Nov I'm going to aim to pay him back £350 per month and anything extra I will chuck into savings. Obviously I want it cleared tomorrow but I will slog away at it.
Today was a pampering day at yoga & the beauticians but to balance that out I cleaned the house and did the ironing. I'm meeting a friend tomorrow for lunch and then I need to see a friend to give her money towards a hen night in a few weeks.
I've just made a cup of tea and am waiting for OH to get home to see what our plans will be this evening....problem tv0 -
Morning all
Payday phew:D
Things are mad busy at the moment & my Ed is creeping back:(. I need to see about shifting some of this recent stress & responsibility. I spoke to a colleague who is also inundated & she said she goes home with a tight chest & I know the feeling.
I have a management meeting this morning so I'm going to try & ensure I don't take anything else on.
I should see my Ed as a sign that things are getting a bit too much & rebalance which is code for keep head under duvet for a bit longer:o.
I'm taking nephew to a fireworks display tonight & meeting sister & the rest of my family there.:D
Money front - I got my night shift money & for 3 nights it's just over £300 - I want to build up a month of salary in my account.
Ok time to hit the road:)0 -
Morning all
It was a bit of a bleurgh weekend on the emotion front but am slowly dragging myself back out of it again. If anyone seen me yesterday they would have thought I'd lost the plot. I went for walk along the beach with OH and after about a mile my boot started to rub and I had a mile to walk back. I just took off my boots and walked in my bare feet- which was absolutely lovely and paddled in the water....all sounds good until you realise I was on a beach in N Ireland and not the Algarve and I'm sure the penguins were waving from the water. It was bliss.
I'm going to speak to my boss about changing my working pattern again as I'm struggling to stay on top of things. I'm expecting an embarrassing dressing down from senior management this morning which has been playing on my mind all weekend.
On happier front - my Mum is having a Halloween party tonight and I expect lots of family and cousins:). ED front is slowing getting back in line and I still have lots of money as no direct debits have gone out yet of my account yet. This 1 hour extra in bed means I've been awake from 5am which was 6am before. Time to take on the mountain of paperwork. Have a good day.
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Hi all
Mmmm all a bit strange -The senior management dressing down didn't happen & I got commended for being proactive....maybe he didn't realise what I had done...
Lots of direct debits racing out of my account so I no longer have any money
I don't have a lot of plans today but now that my knee has settled down I'm going to start going back to the free work gym in the morning.0 -
Maybe the work thing appeared bigger to you than it actually was.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Hi INOD - you could be right but unfortunately I didn't see it. Still struggling but I think things are on the turn for me:).0
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Morning all,
I forgot I have to go to my dentist this morning but at least I don't have to rush out of the house. I was hoping for a 3 day NSD streak which hasn't happened in a while but at least it's a necessary spend.
I'm on a half day tmw & I'm off Monday as I'm heading to a hen party:D. I have an appt to get hair cut tmw & then wee sis is booked in for nails & tan. Ok she's not very gentle but she is cheap:)0 -
Morning all,
I went to see my doctor yesterday just because I was worried my ED urges were coming back so she has referred me for counselling. I actually had a light bulb moment in the morning & was going to cancel docs. I realised that the work stress & Ed urges are related but separate. I was panicking about the ED coming back which was stressing me out but realised I have to forget that & see the stress at work for what it is & separate the 2.
I'm also going to call my local council gym. If their membership includes pool & classes then I will join but if it's pool & gym then I will pay for classes. I hate the gym so £30 would be better towards the classes. I have neglected exercise with knee probs but touch wood knee is ok so it's time to ease myself back into exercise.
Looking forward to hen weekend - sister has me primped & preened. I have a bottle of proseeco chilling in the fridge. High heels at the ready.
Sister in England has booked her holidays home for xmas and she should be here for a long weekend. I've been recommended a local restaurant that does high tea for £12 - it's a bit of a tradition for us to go shopping (sisters & mum) then high tea at Xmas.
Money front - doing ok. Will chip away at car debt but I love my new to me car and hopefully I can get a good few years out of it.
Plans today -- Hoover & tidy house
- Ring council gym
- Pack
- Have fun & relax.
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Hi
I had a fantastic weekend and only spent £50 and a bit of change. We had already paid B&B and evening meal and the hotel provided x number of bottles of prosecco for the party as part of the package. We went into the City and had lunch with a few cocktails and then made our way back to hotel for dinner and dancing. I got home yesterday afternoon and had a bit of a vegging day.
I took today on leave and this morning I went for a run in the local forest with my dog. It was gorgeous and frosty and at 2 points deer skipped across the path in the distance. The pup hid behind me so I had no fear he would annoy them but made sure he was on his lead just in case. I managed a mile jog and then walked another mile with my Mum and felt fantastic - knee niggled but that is now the way it is.
After the run I had so much energy that I ironed the clothes and cleaned out the spare room which is a dumping ground. I managed to wash 3 windows (the rest had the sun on them). I cleaned out a bedroom and ran out of time because I had to go volunteer and pick up my nephew. Nephew no 2 made me a hot chocolate with cream on top:D.
I need to find a running plan to ease myself back into regular running. I'm so lucky that my work has a free tiny gym which has a treadmill as it is nearly impossible to run near me in the next month because of lack of light and frost.
Ok I will probably crawl into bed at 8pm but at least I feel good in myself and a few more nights out and runs could help improve my mojo in general:)0 -
Hi all
Confession - I had a bit of a mad spending spree on the Debenhams website this weekbut commonsense prevailed and everything was returned to the post office today. I don't know why - still on the fed up mindset and stressed but feeling better as each day goes on.
Work is starting to settle and my stress levels are reducing. I have so much leave that I now have every Friday booked off until after Xmas and 2 weeks in January. I hadn't been taking my leave as I was inundated with work but I was just making myself feel worse so it will be short weeks all the way. I'm trying to put me first:).
I was a mini bit spendy today but all accounted for - I have 2 Xmas presents bought and pooch got a hair cut today. I went to a new groomers who is just starting out in her business and she is only half a mile for me - she did a great job and was half the price of the previous place - very pleased.
I'm starting at a new gym this Monday coming and am looking forward to it. Hopefully the exercise will continue to pull me out of the funk.
OH is working at his brother's place today and we've already agreed that dinner will be take out. I'm just killing time now until I go get it. Plans tomorrow - not much and that will be bliss0
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