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A Fresh Start

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  • Hi LG

    It was brilliant, thanks. DD absolutely loved it :)

    Had more money released from ebay today so hopefully that will be in my account in the next couple of days. Hopefully that will go towards one of my debts :j:j

    Hope you've had a good weekend.

    Take care.

    Lil
    xx
    23.11.11-LBM-[STRIKE]£10162.10[/STRIKE] Outstanding-18/11/12-[STRIKE]£10782.39[/STRIKE] Outstanding-£9949.52
    S.A.D. And Proud Of It
    Member #29 Of 20p Savers Club: £5.00/£100
    POAMAYC In 2013 Member #28: £0/£2500
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Ah good im pleased!

    Great news! So satisfing to have that extra money coming in, well done!

    Great weekend thanks :) Hope monday isn't too rainy for you!

    xx
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Och how are you Lil?

    Sorry I haven't been reading for a while. I've been so tired with gastritis and the low air pressure.

    Just be thankful you have a job *hugs* though I'd love a job I know I'm not well enough right now...:( but I get good welfare so am one of the fortunate few.

    Anyhow just catching up on posts before taking some pain meds for this stomach. DV (God willing)I'll be able to find a chemist this pm that I can get my new stomach pills from :T

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Lil,
    That's great your money is being released now. You've also got that out the way so hopefully any money you earn will be yours whenever you want it.

    It's great to hear how strong you're feeling over the man situation. It sounds like it's going your way a little better now. x
  • MuffinTops wrote: »
    Hi Lil,
    That's great your money is being released now. You've also got that out the way so hopefully any money you earn will be yours whenever you want it.

    It's great to hear how strong you're feeling over the man situation. It sounds like it's going your way a little better now. x


    Hi MT

    Its going good thanks and thanks again for the PM's. Think a truce (sp?) has been called for the time being :o

    Job moves starts on Monday so all excited about that but the big day is tomorrow :beer::beer:
    DD has promised me a cup of tea in bed although it will be early bless her.

    Going to try and put some more stuff on e-bay now.

    Have a good evening.

    Take care.

    Lil
    xx
    23.11.11-LBM-[STRIKE]£10162.10[/STRIKE] Outstanding-18/11/12-[STRIKE]£10782.39[/STRIKE] Outstanding-£9949.52
    S.A.D. And Proud Of It
    Member #29 Of 20p Savers Club: £5.00/£100
    POAMAYC In 2013 Member #28: £0/£2500
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy Birthday Lil
    oregonian_winesmiley.gif

    Have a wonderful day 2vsj1nm.gif19.gifballoons.gifconfetti.gif




    choir.gif
    Happy Birthday to you
    Happy Birthday to you
    Happy Birthday to Liiii-iiiilll
    Happy Birthday to you
  • meow5678
    meow5678 Posts: 150 Forumite
    Eighth Anniversary Combo Breaker
    Happy Birthday!! :T:bdaycake:
    FTB
    :A Saving for my first deposit :A
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    :bdaycake:HAPPY BIRTHDAY!!!!! :bdaycake:


    Hope you have a wonderful day :beer: xx
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    I posted this on LG's thread but I thought it was really useful for you so thought I'd post it here too (apologies for lack of smileys that are on LG's thread)...it's about padding...

    Lil you have to phone up who you are paying and find out. Like when I was with Creation Consumer finance (or whatever they are called. I got my macbook funded via them via PC *) they had a thing on their website to pay off by debit card in wee bits but whilst it processed instantly they charged me £3 for the pleasure :eek:...

    So I phoned them up (just googled head office. Cheaper than 08456) and like got their bank details and did a bank transfer. Initially I just did it for £5 to try it out in case the chap on the phone was lying. But it worked. Took about 2 days to register on my account and like 3 days to show online. But still. For the amount I was padding it was cost effective.

    Then the last wee bit I paid by debit card. Kept the charges to a minimum. :money

    So like yeah phone up your debitors and say you want to make extra payments but you don't want a direct debit or a standing order as you are not sure how often you are going to make them. If you already have the bank details you can do it via phone/online or even pop into your local bank branch and they will help. It's a bit complicated to set up but once you have it it's fine.

    Like I pay £20 a month to my local church building fund and via their standing order form I found out their bank sort code and account no so now I know if I ever want to make extra payments I can :)...

    You may have to be a bit of a detective but it's so worth it. I pad every 2 weeks. You may want to pad every day or less often. Doesn't matter. So long as it's regular. Hope that helps
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Hi Guys

    Thank you for the birthday wishes, I had a lovely day!! Didn't get my cup of tea in bed but got spoilt :) Even got a present off you know who :eek: haha.

    Got a bit of money too so that will come in handy.

    Take care.

    Lil
    xx
    23.11.11-LBM-[STRIKE]£10162.10[/STRIKE] Outstanding-18/11/12-[STRIKE]£10782.39[/STRIKE] Outstanding-£9949.52
    S.A.D. And Proud Of It
    Member #29 Of 20p Savers Club: £5.00/£100
    POAMAYC In 2013 Member #28: £0/£2500
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