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Break on through...2012

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  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 18 December 2015 at 1:49PM
    Planning section for 2016

    1. Barclaycard account used for groceries and petrol. To be paid off on the last day of budget month. Keep track of weekly totals and try to do one weekly shop.

    2. Two months of council tax money (Feb/Mar)to be put in savings account split between extra household and pet bills.

    3. Continue saving all ISA money into separate account until April 2016 when I will open Help to Buy ISA.

    4. Use savings pots only on what they are budgeted for.

    5. Withdraw £50 cash per month for general spending. Any change at end of week/ month goes into piggy pots. £30 cash also available for Kung Fu payments.

    6. Expenses goes straight back into the Bills account. Odd pounds/pence can be filtered into savings for car stuff.

    7. Cashback goes straight in to Bills savings account.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    OK got 11p for the piggy banks
    Ordered discount tesco card for groceries for the month.
    done my first petrol top up of the year.
    paid off credit card from December
    Need to withdraw some cash.
    I am ready for action
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Want to open Regular saver and perhaps get a reward credit card to repalce the barclay card.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    1. Need to lose 35lbs!
    2. Savings
    3. Piggy Banks
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 11 November 2017 at 1:24AM
    Omg have I let things slide I think I need to start up this diary again. I am a bit of a mess and not keeping my eye on the ball

    1. Weight and fitness are a big concern.
    2. Am going through redundancy and struggling with stress and depression
    3. Spent most of my savings pot last year
    4. The house is an absolute tip all the time

    I am in a bit of a slump.

    Positive things:
    1. Have asked for help from GP and arranged counselling
    2. Still have job until February so time to sort things out
    3. Still have a inkling of desire to do something and sort my shiz out.
    4. Starting volunteering at the end of the month
    5. Have been ill but am starting to feel better
    6. No debt
    7. Thinking of booking in for a reflexology session for which I can claim the cost back from my cash plan.

    Will try and keep up with any progress I make. Small things may help

    I have started the Emergncy fund challenge on here so that's something to work towards I am hoping the work situation won't affect my saving too much *fingers crossed*
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 11 November 2017 at 1:08AM
    Jobs for tomorrow:
    1. Sort out all laundry put away clean, get dirty ready for cleaning
    2. Clean up kitchen
    3. Empty bins
    4. Take medications properly at the right times
    5. Do a food shopping list
    6. Have a bath
    7. Weigh myself if feeling up to it.
    8. Check job search sites
    9. Sort out exercise plan
    10. Do some work on applications/ elearning
    Might be able to do the elearning even if I can't do anything else because typing the "a" word above sent a wave of panic across my chest
    11. Cook a proper meal

    I'll add more if it comes up but this might be more than I can cope with for one day anyway.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Chrystal
    Chrystal Posts: 1,997 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Just popping in to cheer you on and hoping you start to feel better soon.

    I'm sure you'll get lots of encouragement and great advice from the lovely people on this thread.

    Keep your chin up and keep posting. X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    166million wrote: »
    Jobs for tomorrow:
    1. Sort out all laundry put away clean, get dirty ready for cleaning
    2. Clean up kitchen
    3. Empty bins
    4. Take medications properly at the right times
    5. Do a food shopping list
    6. Have a bath
    7. Weigh myself if feeling up to it.
    8. Check job search sites
    9. Sort out exercise plan
    10. Do some work on applications/ elearning
    Might be able to do the elearning even if I can't do anything else because typing the "a" word above sent a wave of panic across my chest
    11. Cook a proper meal

    I'll add more if it comes up but this might be more than I can cope with for one day anyway.

    Got to do all this tomorrow anyway. Have started some things but not completed.
    Although took the rubbish out so maybe that won't need doing again, but probably will.
    And I have weighed myself so no point in doing that again tomorrow.

    Need to add
    - Do the food shop
    - get work clothes ready for morning

    Hope I can do better tomorrow :o
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 12 November 2017 at 10:58PM
    Most of the jobs have been done - or mostly done.

    -Food shop tomorrow. Budget of £34
    -Need to take some shirts to dry cleaner
    -Back to work after a few days off so will have lots to catch up on there.
    -Diet needs to get back on track so will be making planned dinner tomorrow
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 13 November 2017 at 3:31PM
    Just want to give up
    couldn't go back to work, still feeling rough.
    I need to go back whatever happens it's making me more depressed staying away.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
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