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Break on through...2012

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  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Already got £1.11 interest from my new account, I had £1000 in there for 10 days.
    I know it's only a pound, but its free money!
    Woo hoo
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 2 January 2018 at 2:46PM
    Done the Budget Brain tool (again) it says i have £97 a month underspend.
    Now I am planning to go back to my class which will be £35 a month.
    Need to work out what I am spending the other £62 on. Some of it will be going into savings via the Chip app. (approx £15 per month) I allocate myself £50 spends a month - but what am I actually doing with it? Most of it has been food in the last few months, but now I am bringing my lunch in from home I shouldn't need to be spending much on additional food.
    Going to track it this month to see where it is going.
    £1 on food spent so far.
    £10 taken out to get change to put air in my tyres, some of the change from that went to Rotary collection when they brought their Santa float round. Husband bought something and I reimbursed him. I can't remember what. I know at least 50p went into my piggy bank.

    Will try and keep track of what I am doing!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Have spent 17.50 on new clothing for interviews
    and £15 on some birthday presents
    Nearly my whole months allowance
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Have spent 1.70 on food
    Going to take the new clothes back as they look rubbish on
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Took the new clothes back,got refund
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 16 January 2018 at 12:35PM
    um. waiting for payday 9 days to go.
    trying to keep food intake under control.
    still got nearly 3 stone to lose
    £4 gone into savings pot
    need to get petrol today
    and put wardrobe on ebay
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Expenses tomorrow
    payday in 1 week

    Will still have job in March so that's good
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 18 January 2018 at 5:35PM
    So my weight loss goal date is 18/11/2018 (based on 1lb a week)
    It's a bit like a debt- I ate beyond my means, and I'm now paying off all the chips and chocolate, ice cream etc
    I'm hoping for 'overpayments' to my weight 'debt' in order to bring my goal date a bit closer. Have started a spreadsheet because you've got to have a spreadsheet haven't you


    Its only 10 months anyway - lots quicker than I paid my debt off
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    lost 3lb
    payday in 2days!

    69 savings to cc
    19.79 birthday to cc
    rest of savings to Nationwide.
    815 bills account
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Payday!
    Have had 20 odd quid from top cash back
    And 17 something from Natwest rewards
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
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