Break on through...2012

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Here is where I begin:

[January 2011 total debt: £4576.65]

November 2011 total debt: £1330.10

3 days to payday...1.....2.....3.....

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My goals for 2012:

1. Pay off remaining debt £1330.10
2. Get fit and thin - 30 day shred, cycling challenge, 6 week six pack, P90x yoga, running, aikido, taebo
3. Stick to household budgets. £25 pw food, £25 pw petrol £1300/£1300
4. Stick to budget - savings goals £2539.90
5. Build up 'surplus' household savings £120.00
6. Help pay off 'joint' debt £1500
7. Give up smoking

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Big day tomorrow: payday! First day of the rest of my life. Back soon!

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January 2012 Total Debt £1000.00

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1. Total debt now £531

2. Need to start getting up at 6am. Starting new martial arts class tonight though.
3.Up the swanny - will get back on course for Feb
4. Up the swanny - " "
7. And give up smoking.

Squidge123

You're doing so well!

J4mes

Keep up the great work!!:)

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Thanks guys. It's hard to know what to write here as everything's going so slowly at the moment. Will have to update my total debt tomorrow once I have paid for car repairs.

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Payday on Wednesday next week. It's going to be a struggle trying to wait until the end of the month to play with the pennies but I have to try! It makes things so much clearer in my head if I'm working off a calendar month.

Debt up +£400.:(

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Have the princely sum of 0.65 in my bank account. Why can't life stick to my plans!?

GreenSaints

Hi,

Just came across your diary.

Try not to get disheartened. I normally end up with pennies in my account, but at least it's in the black!

I'm on Day 8 of 30 Day Shred. Not looking forward to Level 2 in 2 days!