Break on through...2012

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My goals for 2012:

1. Pay off remaining debt £1330.10 Now £504
2. Get fit and thin - 30 day shred, cycling challenge, 6 week six pack, P90x yoga, running, aikido, taebo Nope. May be joining a gym with my OH so that could be a good start
3. Stick to household budgets. £25 pw food, £25 pw petrol £1300/£1300 need to update
4. Stick to budget - savings goals £2539.90 started - in sig
5. Build up 'surplus' household savings £120.00 already exceeded so looking good to balance over the year
6. Help pay off 'joint' debt £1500 not started. Hope to start next month
7. Give up smoking - must do this ( otherwise can't afford the gym)

8. Sealed pots '3' - will look into joining the sealed pots thread.

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Should be able to put in a claim for £150 that I spent on Chiropractor treatment soon. To go back into my savings :-)

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20 quid requested from top cash back

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Payday on Friday. Still nearly two weeks of March budget to go though.

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Tomorrow is payday and the last bit of my Very account will be paid..then I am officially debt-free! It's been a long couple of years! Then I can concentrate on savings and making the most of what money I do have. Hurrah!

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Saving this part of my signature here to be a reminder of the 'pay as much as you can' challenge:

- 2011 total: £4701.46/£5701.46 = £1000.00
- 2012 total: 34. 166million -£1065/£1154 = £89

As of tomorrow I will have paid £5855.46 in total - that's nearly £400 a month!

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I've done it! Hurrah!:j

:mad:Payday Loans = £nil:D
:mad:Credit Cards = £nil:D
:mad:Car Credit = £nil:D
:mad:Ex-partner = £nil:D
:mad:Car Repairs = £nil:D
:mad:Very account = £nil:D

I am debt free! :dance::dance::dance:

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Bored - waiting for payday again... 10 days

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Two weeks to payday
1. Pay off remaining debt £1330.10 done!
2. Get fit and thin - 30 day shred, cycling challenge, 6 week six pack, P90x yoga, running, aikido, taebo lost 10lb so far
3. Stick to household budgets. £25 pw food, £25 pw petrol £1300/£1300 I think I am way beyond budget at the moment, need to keep in check 4. Stick to budget - savings goals £2539.90 started - in sig
5. Build up 'surplus' household savings £120.00 bad, only 60-oddp at the moment
6. Help pay off 'joint' debt £1500 £300 paid
7. Give up smoking - done 5 days, just on a blip at present
8. Sealed pots '3' - doing well

PollyOnAMission

Well done on becoming debt free! And it seems to me that since you've dealt with the debts, you're now more focused and dealing with the other goals. Well done you!