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New rules for working tax???

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Comments

  • meemo38
    meemo38 Posts: 228 Forumite
    I just wish there were some jobs for people....my DD is training at college for cabin crew, but aside college she is struggling to get a job, she has to drive and have a car to apply for the jobs in cabin crew BUT cant get a job initially to help her get someone for the flippin insurance.
    My son who is 16 in feb is hoping to get something partime alongside college next year as well!!!!!
  • miamoo
    miamoo Posts: 1,694 Forumite
    I dont know when they are going to bring in the capping benefits to £500wk, but it cant come soon enough as far as I'm concerned. When I first heard about it, I thought it was ridiculous. No one recieves £500 a week in benefits I thought!
    £500 a week is a reasonable amount because its attainable for 2 adults working 40hr week, when the kids leave home they can both work full time, and still be on similar money, without the same outgoings. There would be no incentive for people to continue having babies, because they are scared of their tax credits stopping. Sorry I know I've gone off topic, but I do agree with the increase of hours for tax credits, I would go as far as making it 30hrs for a couple (both able bodied).
    £100 - £10,000
  • Blue22
    Blue22 Posts: 363 Forumite
    meemo38 wrote: »
    WOW....well i have just roughly worked out our income
    We are a family of 7
    2 adults
    2 non dependants
    3 dependants...although come may one leaves college, the other leaves school and not sure what he is doing yet.
    SO
    husbands basic 20 hour week...due to health problems (but not entitled to any DLA ect) 8K
    Child tax credits approx 8K at minute
    WTC approx 3K
    about £100 a year in countcil tax, so not worth mentioning lol

    19K total

    plus then whatever the 2 non dependant kids can give us board

    When DH gets a few more hours we will be a bit better off...but come next year i am going to have to find work somehow to make up the loss of other 2 coming out of education, which we always knew would happen at some point:D

    Am I the only one that sees the irony in this ladies indignation of the handouts another family with 7 children receive?

    In this family, there is a husband with some health problems (but not severe enough to claim DLA) working 20 hours a week. He earns about £8K so probably contributes about £100/year in direct taxation

    There is the Mother, with apparently no health problems, who hasn't worked for 20 years

    There are 2 non dependent children who keep 80% of their earnings as 'pocket money' rather than contributing more to household expenses

    And another 3 children currently in full time education but no mention of P/T jobs.

    This family receive WTC and CTC (and must also get CB) so cost the tax payer (i.e me and others like me) about £13500/year.

    They must of been receiving sums like this (and more) for many years and are only now considering extra work/hours as the children are leaving education.

    I am sorry to highlight your circumstances Meemo, but to me your post confirms why Tax Credits have to go.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I totally agree with Blue. Why aren't you working meemo and contributing to the large family you chose to have? You have grown up children who should be self-sufficient, and teenagers who could indeed start contributing, but mainly, if your husband can't medically work more hours, why aren't you? It means that out of 40 hours a week you both could be working, you are together at home for 20 hours with either only one child at home during that time to look after, or none at all?

    You might have circumstances you have not highlighted here, but as you are describing your family life here, I too am glad to read that the government is finally seeing how unfair the system currently is towards hard working people.
  • meemo38
    meemo38 Posts: 228 Forumite
    edited 26 November 2011 at 2:02PM
    MY LORD some poeple do make up their own assumptions...just because the figures above are what we get now doesnt mean we have always got them!!!
    1), yes my husband has health problems....recently meaning he is taking a move back into working full time....due to his job he cannot go straight back to more hours BECAUSE of the illness, so is increasing them gradually (read my first post saying this doesnt affect us as my husband can and WILL gladly do more hours.
    2)THIS mother who apparently has no health problems has not worked for 20 (not full time, and nothing i can say is experience, but did work a few part time jobs while my fisrt 2 were little)..., because i was in another marriage and didnt need to i had a husband who worked more than full time, and we both wanted me to be home with the children, we didnt claim anything!!!!
    3) mu 2 non dependants give me 20%...why should i take my childrens earning off them, they provide what WE think is reasonable
    4)my 3 other children who having part time jobs....would you expect my 9 year old to go to work??? would you expect me to keep the pittence of an average £7 off my 15 year old who walks the streets delivering free paper as he cant get a job with the local paper shop due to having a waiting list??? and read above, my 17 year old is trying to find work, along side college THERE IS NONE!!!!!!
    SO i think over the last 30 odd years my husband past and present have paid in thankyou.
    Fbaby...why am i not working and contributing to the large family I HAD...ermmmmm let me think...did i have a large family....or are we 2 families joined as one, seeing as i have mentioned this is a second marriage its the latter, some are my step children!!!!!!! niether of us had large families, we became one due to divorce and re marriage....and if you read my posts above i have also mentioned me trying to find work THERE IS NONE!!!!!

    SO if you read my posts, i am in favour of the new rules, i have never said ...oh my..my poor hubby and myself have to put in a few more hours.....this is one very reason i dont normally use these boards, i posted for info to others only!!!!
    IF you require to dig into my personal life anymore, fire away, i'll see what i can answer for you:D:D:D
  • meemo38
    meemo38 Posts: 228 Forumite
    oh and i think if the government took more of a stance of letting foreigners into the country, doing jobs we could be doing then the country wouldnt need to be forking out so much in benefits!!!!!
    An instance, my stepsons friend came round the other week, and sia dhe had rang an agency up about work...they asked him if he was polish, when he said no he was told he couldnt apply!!!!!
    I am not a racist person in any shape or form, but do feel we need to take a leaf out of Australia's book and only have people who can do certain types of jobs!!!
  • meemo38 wrote: »
    MY LORD some poeple do make up their own assumptions...

    Fbaby...why am i not working and contributing to the large family I HAD...ermmmmm let me think...did i have a large family....or are we 2 families joined as one, seeing as i have mentioned this is a second marriage its the latter, some are my step children!!!!!!! niether of us had large families, we became one due to divorce and re marriage.

    Like you making assumptions, perhaps? You said about another family, "to keep spitting babies out lol" which is pretty rude, really.

    You did have a large family - 4 children born to you, which most people would think was a large family indeed. I'm the eldest of 4, and it is quite a large family.
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • meemo38
    meemo38 Posts: 228 Forumite
    Like you making assumptions, perhaps? You said about another family, "to keep spitting babies out lol" which is pretty rude, really.

    You did have a large family - 4 children born to you, which most people would think was a large family indeed. I'm the eldest of 4, and it is quite a large family.

    Maybe the 'term' i used was wrong...but no assumptions...she has 7 children!!!!!
    And like i said...i would have always only had 3 children, IF i hadnt been divorced....so yes i had 4, but we had enough money to keep those 4, until recently when like i have stated, my husband took ill and was off work for 6 months, which has now changed our circumstances......the whole point of this topic is about people who choose to work part time, and now HAVE to work a few more hours!!!!
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    meemo38 wrote: »
    oh and i think if the government took more of a stance of letting foreigners into the country, doing jobs we could be doing then the country wouldnt need to be forking out so much in benefits!!!!!
    An instance, my stepsons friend came round the other week, and sia dhe had rang an agency up about work...they asked him if he was polish, when he said no he was told he couldnt apply!!!!!
    I am not a racist person in any shape or form, but do feel we need to take a leaf out of Australia's book and only have people who can do certain types of jobs!!!


    Oh well, that's the rest of anyone's sympathy gone down the drain!
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Had to laugh at the foreigner comment... I am one of them, not that I really consider myself as such as been in the country for 16 years now and my grand-mother was English, but still qualify as such, and am now a high tax payer, so contribute to support those poor English people who can't find jobs (because of such people as me...) who in the end of the month probably don't have that much less disposable income as I do (well did until I met my English partner, a good one who I've also taken away from English single women!). Just to say that when I first arrived in England, I did take a job that my employer struggled to recruit English people to, unflexible hours for not good pay, but I was glad to have it and went up the ladder to be where I am now.

    meemo, I understand your situation, your choice of children, divorce, and husband's health problems, but it is still easy to say that they are no jobs around to justify relying on tax credits to support your family because let's face it you can. Can you trully say that you've been actively seeking work, that is, getting up every morning, looking at all the newspapers, websites, sending applications, well presented, not rushed with a two line personal statement, calling around etc... because indeed, what has changed is that there are very few people left to come and knock on your door offering you a job, getting one now demands a lot of commitment and dedication, but that doesn't mean there are no jobs around.
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