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A few months and several questions

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  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ZTD wrote: »
    So you're not going for forceful, lusty or well-built then? :rotfl:

    The first two on occasion, the last depends what for :D

    I wouldn't be flattered to be described as broken, coarse, craggy, difficult, furrowed, harsh, hilly, irregular, jagged, leathery, lumpy, mountainous, ragged, rocky, rough, roughhewn, scabrous, scraggy, stark, uneven, unlevel, unpolished, unrefined, unsmooth, weather-beaten, worn, wrinkled. Just trying to keep you out of unnecessary trouble :p

    ZTD wrote: »
    "Helping" does not mean "taking the burden of".

    Fair point.

    ZTD wrote: »
    Tell them to go stuff themselves. The records will update in a few weeks anyway.

    I didn't quite... but will not be paying them £12, I don't need to move balances urgently so can wait a while.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • ZTD
    ZTD Posts: 24,327 Forumite
    Spreadsheet shuffling is suggesting the possibility that my net status might just squeak sub £10K on payday. And that I can kill the smallest credit card. Am unreasonably excited. :j

    Enjoy your excitement. It's a milestone passed. :T
    Have now checked up exact balances, disbursed £5 Quidco payment, and emptied the piggybanks I thought only had pennies in (delighted to actually get a total of £6.34, clearly I had a £2 coin saving phase I'd forgotten about)

    You should save like I do. On the floor under your bed. I got over £20... :p

    Of course you need Amazing Shrapnel Spilling Trousers to be able to do this, which may be a problem.
    in order to make necessary payments and still keep the rest of my budget intact. So far spreadsheet says I should make it by £4 :rotfl: but am hoping for a bit more of a margin as have allowed for another £100 coming out of the current account - not quite sure when mobile phone debit will hit, and need some food shopping, but can keep that minimal and will be having cheap weekend of study and allotment. Fingers crossed :)

    We'll be watching... ;)
    Oh and have found out don't have to move next April as office will be staying where it is :T that makes life a little less complicated.

    That is good news. The last thing you want is for your office to be moved to some forsaken place like Hell.

    Or Hull as it's sometimes spelt.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    The first two on occasion, the last depends what for :D

    I wouldn't be flattered to be described as broken, coarse, craggy, difficult, furrowed, harsh, hilly,

    There is nothing wrong with hilly women. In fact there's a couple of things dead right with hilly women.
    irregular,

    That's always a transitory phase - sennacot sorts that out.
    stark,

    And what's wrong with being starkers?
    Just trying to keep you out of unnecessary trouble :p

    Depends on the trouble... :p
    I didn't quite... but will not be paying them £12, I don't need to move balances urgently so can wait a while.

    Yes indeedy...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Knitting_Nora
    Knitting_Nora Posts: 1,450 Forumite
    Ninth Anniversary Combo Breaker Debt-free and Proud!
    ... and looking forward to the view...

    Spreadsheet shuffling is suggesting the possibility that my net status might just squeak sub £10K on payday. And that I can kill the smallest credit card. Am unreasonably excited. :j
    Oh, enough of this delicate celebration carp...that's seriously fab, missus B...
    YOU ROCK!!

    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh, enough of this delicate celebration carp...that's seriously fab, missus B...
    YOU ROCK!!

    :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T


    :D lol thanks Nora... Now I definitely have to manage it :)

    Item just sold on Amazon though which will declutter a box OUT of the flat and hopefully bring about £11 IN to the kill-the-£10K fund :T

    Fortunately the bank letter this morning told me they are renewing my overdraft. Am hoping to clear it or reduce to the interest free bit anyway (depending on car service bill) when the money from Gran comes through, and think I will reduce the limit after that.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    *sneaks in to apologise for not having posted for awhile passes slice of emergency pizza*
    Rosa, I love your emergency pizza idea. I've just made (well almost burnt) my emergency £2.25 pizza in 10 mins that would normally have taken 30-60 for delivery company. Takes sooo much better too xxxxx

    Congrats on the new milestone, you must be sooo ruddy chuffed :D xxx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • ZTD
    ZTD Posts: 24,327 Forumite
    kerri_dfw wrote: »
    *sneaks in to apologise for not having posted for awhile passes slice of emergency pizza*
    Rosa, I love your emergency pizza idea. I've just made (well almost burnt) my emergency £2.25 pizza in 10 mins that would normally have taken 30-60 for delivery company. Takes sooo much better too xxxxx

    So you've almost burned a pizza and it still tastes much better than takeaway pizzas... :think:

    I'd be looking for another shop... :rotfl:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    ZTD wrote: »
    So you've almost burned a pizza and it still tastes much better than takeaway pizzas... :think:

    I'd be looking for another shop... :rotfl:
    Don't rain on my parade, I've saved £17 because of my almost burnt pizza :p
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • ZTD
    ZTD Posts: 24,327 Forumite
    kerri_dfw wrote: »
    Don't rain on my parade, I've saved £17 because of my almost burnt pizza :p

    I'm not raining on your parade... :p

    Save money, and if you cook the next one properly, it should be super-smashingly spiffy... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kerri_dfw wrote: »
    *sneaks in to apologise for not having posted for awhile passes slice of emergency pizza*
    Rosa, I love your emergency pizza idea. I've just made (well almost burnt) my emergency £2.25 pizza in 10 mins that would normally have taken 30-60 for delivery company. Takes sooo much better too xxxxx

    Congrats on the new milestone, you must be sooo ruddy chuffed :D xxx

    LOL glad to be of service

    Though since I've discovered these emergency meals sold locally, I may be broadening the emergency-stuff-in-freezer options. I figure so long as it's cheaper than a takeaway and healthier I still win, and it saves a lot of stress. (My takeaway option at the last house was about £4 and could be collected, sadly now I would have to walk 20 min or drive, so even more reason not to do it.) Of course, pasta only takes 10 mins as well but it feels like I'm having to cook.

    One day I will have enough time to make batches and freeze my own stuff, but for now, just getting fed on those emergency-work-late/ not-well days is progress over eating biscuits and going to bed.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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