"Complete Savings" scheme

stemcgoo

stemcgoo wrote: »

Wow, Zebu, are you trolling me?

The Roberte post is from February, you dig that up 10 months later to try and out me???

The ‘rude and disrespectful’ one must be even older as I can’t even find that post....

Oh my, July 2014....you really have gone back through this post in a big way just to attack me publicly haven’t you?

You take a snippet from a 4 year old post, take it completely out of context of the exchange that related to, and use it against me in a more recent (but still 10 month old) post....

Do you also write letters to people using newspaper fonts cut out and pasted onto blank paper?

pmduk

The_3rd_Zebu wrote: »

Reading through your many posts on this thread I suspect you work for Complete Savings.

This is a comment which usually indicates the poster has lost an argument.

The_3rd_Zebu

pmduk wrote: »

os
This is a comment which usually indicates the poster has lost an argument.

That's just your opinion pmduk.

My opinion is that it on a site like MSE many of the posts will be from representatives of companies purporting to be just ordinary customers of those companies. I believe on this thread quite a few of the posts fall into that category. When posters are identified merely by a username one has no idea who they are. Indeed is not unknown for one poster to post under several different usernames!


One just has to use one's intuition on MSE. It is bit like reading the posts on Trip Advisor and trying to decide which ones are genuine.


I first came to this thread about a fortnight ago when I realised I had been scammed for the last several months after buying tickets from the trainline.com. Obviously Trainline had my credit card details but I think that it was unethical that those details were passed onto Complete Savings without my approval.

When I started getting some background info on here I could not help noticing stemcgoo has been posting on every page of this thread for the last SEVEN YEARS! That does not seem like an ordinary customer to me.

In my past working life I have often been involved in setting up systems. The responsible designer designs a system to be fool-proof. ie You don't want the user to make mistakes.

In the case of Complete Savings it seems to me the website is so designed to deliberately catch people out. When reading accounts of many others who have been caught out by them it does cause a lot of distress. I think Complete Saving should be ashamed of themselves for the distress they cause to ordinary decent and trusting folk.

stemcgoo

The_3rd_Zebu wrote: »

When I started getting some background info on here I could not help noticing stemcgoo has been posting on every page of this thread for the last SEVEN YEARS! That does not seem like an ordinary customer to me.

That’s just your opinion Zebu.

By your own admission wouldn’t a company representative simply use multiple logins to disguise their ‘abuse’. Whereas I have used my account for 7 years because thats me. I’m a genuine customer and signed up to ShopperDiscountsandRewards in January 2011 and have been extremely happy with them and the service I receive.

PS - define an ordinary customer?

PPS - are we expected to trust your significant previous experience designing foolproof systems yet you still managed to forget signing up to CompleteSavings and then find yourself complaining about fraud....but be completely unable to prove so because like others you entered your card details on a web link and agreed to some t&c’s.

The_3rd_Zebu

stemcgoo I can't understand why you are so determined to promote CompleteSavings to the extent that the majority of your posts in seven years have been on this very thread or other ones discussing rival ones such as Topcashback etc.

Not only that but your tone seems so confrontational when anyone doubts what you are saying.

You say I managed to forget "signing up to CompleteSavings".
However I would dispute that I ever "signed up to CompleteSaving" in the legal sense as all that was required apparently was the ticking of a box in a pop-up at the end of a transaction about buying rail tickets. I had given them my card details for the train tickets NOT to join Complete Savings

Who can honestly say that they can remember every single box they have ticked on every website they have visited? And who hasn't ticked the wrong box by mistake when the wording seems a bit misleading

I had no reason to join CompleteSavings. I never used any of their discounts nor benefited from it any way. There must be numerous others who have fallen foul of it in the same way as I have.

I have always avoided these schemes in the past. In any case I don't buy enough on the internet to make it worth it.

I know that there will be some for whom it will work very well but I think for most it will not.

I think of it like those letters one receives saying "Congratulations you have won a prize but we just need you to pay a small fee to receive it".


One day it will become the new PPI mis-selling scandal with firms advertising to get you back all of your £15 monthly debits.

stemcgoo

The_3rd_Zebu wrote: »

stemcgoo I can't understand why you are so determined to promote CompleteSavings to the extent that the majority of your posts in seven years have been on this very thread or other ones discussing rival ones such as Topcashback etc.

Not only that but your tone seems so confrontational when anyone doubts what you are saying.

You say I managed to forget "signing up to CompleteSavings".
However I would dispute that I ever "signed up to CompleteSaving" in the legal sense as all that was required apparently was the ticking of a box in a pop-up at the end of a transaction about buying rail tickets. I had given them my card details for the train tickets NOT to join Complete Savings

Who can honestly say that they can remember every single box they have ticked on every website they have visited? And who hasn't ticked the wrong box by mistake when the wording seems a bit misleading

I had no reason to join CompleteSavings. I never used any of their discounts nor benefited from it any way. There must be numerous others who have fallen foul of it in the same way as I have.

I have always avoided these schemes in the past. In any case I don't buy enough on the internet to make it worth it.

I know that there will be some for whom it will work very well but I think for most it will not.

I think of it like those letters one receives saying "Congratulations you have won a prize but we just need you to pay a small fee to receive it".


One day it will become the new PPI mis-selling scandal with firms advertising to get you back all of your £15 monthly debits.

Hold on a minute Zebu, its you that has stoked the fire here not me. I have been active on this thread before as I subscribed for updates. I certainly didn’t force you to interrogate 10 pages of posts going back years to single out my own contributions and then “slice and dice” them to basically attack me in a public forum.

It was your doing Zebu, you deliberately and consciously decided to target me for some form of shaming, even to the extent your attack was slanderous.

And then you want to question why I feel the need to post on this thread?
:mad:

I think the term popularly used for people like you Zebu is “Troll”.
��������

The_3rd_Zebu

stemcgoo wrote: »

Hold on a minute Zebu, its you that has stoked the fire here not me. I have been active on this thread before as I subscribed for updates. I certainly didn’t force you to interrogate 10 pages of posts going back years to single out my own contributions and then “slice and dice” them to basically attack me in a public forum.

It was your doing Zebu, you deliberately and consciously decided to target me for some form of shaming, even to the extent your attack was slanderous.

And then you want to question why I feel the need to post on this thread?
:mad:

I think the term popularly used for people like you Zebu is “Troll”.
��������

Suit yourself stemcgoo - but there can't be many 'Trolls' who have notched up over 16,000 'Thanks' on MSE.

stemcgoo

The_3rd_Zebu wrote: »

Suit yourself stemcgoo - but there can't be many 'Trolls' who have notched up over 16,000 'Thanks' on MSE.

Well sadly for you I don’t see any additions to that tally for your sterling contributions here this week....:T

The_3rd_Zebu

OK - So I have now managed to get all of my £15 monthly debits refunded to me.
I can't help feeling what a lot of faffing around all this has been.


It has got me questioning why it is necessary for them to charge their members at all when they are claiming to save their members' money.
Could they not , for example, just pay out less in the first place so they don't have to give with one hand and take with the other?

….. I think the simple answer to that is that they must be making an awful lot of money out of:

a) People who have joined the scheme inadvertently ( by ticking a box on a pop-up ) and who stop their payments only after several month's worth have already been taken. Some of them might get refunds but I think many will lack the knowledge or ability to do that.


b) People who willingly joined the scheme but whose purchases from retailers like Debenhams, Screw Fix, Just Eat, Pizza Hut, etc, etc have not kept pace with their initial intentions. There must be many members whose accounts go dormant for months or even years but who never get round to cancelling them.
Yet they will still be paying £15 per month!

BlueNoseChas

You do realise you get that 15 quid monthly sub back by forwarding their 'monthly bonus team' proof of any purchase you've made through their site don't you?

Oh yeah it seems you do just about, I mean spending a minute of your month forwarding a proof of purchase mail with your membership number and one sentence of text is major 'faffing about' isn't it?

Granted the way they do it really is all the way round the houses and back again with cashback tracking instantly but monthly bonus needing to be claimed separately but I suppose that's how they make dough, if people signing up to it don't properly look in to how it works more fool them.

I am looking at my Complete Savings dashboard thingy now and since joining in March last year I've claimed my monthly bonus without fail thus making the £15 per month membership free and I've received £316.64 in cashback on purchases. I have also just started taking advantage of the gift card purchase scheme too which lets you buy up to £100's worth per calendar month at 20% discount so we're buying a £100 one4all card for 80 quid each month, so that is next Christmas sorted :money:

And just for the record, as you can see I don't post much on here at all full stop but I can assure you that I most definitely don't work for complete savings. I'm just someone who has been very pleasantly surprised by the service when initially I was rather cynical, it works for us because we know how it works. :cool: