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Pay One Debt 2012!

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  • Wow look at all the payments being made over the festive period!! Well done everyone :T

    Well doesn't life get pants when unexpected bills come through the door :( I have had to revisit my debts and sort the urgent ones out first .... so number 25 change of plans are as follows.

    Catalogue £150 / £347 - Priority one to pay before interest kicks in!
    N Power £69 / £355 - Switched users so will need to pay January / February .... Increased monthly dd to £140 :eek:
    Credit Card £160 / £4000 (CCJ :o)

    I think I have no chance with the credit card but I know the regular payments will take it down by half this year ... we shall see how things go!!
    £2 Saver # 40 & SPC # 1465 & VSP # 94 £101.47/£100
    Pay One Debt 2012 # 25 £480 / £4000
    Personal Targets - Mum £70/£1820 :o

    Aim to be DEBT FREE December 2014
  • Can I be added to the list please?

    £0 / £113.69 - Next Catalogue :(
    Virtual Sealed Pot Challenge #124 - £13.33 so far :j
    Pay One Debt 2012! #64 - £11 / £101.69 Next :(
  • LuckyLouise
    LuckyLouise Posts: 79 Forumite
    edited 11 March 2012 at 9:31PM
    ** Deleted **
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    edited 28 December 2011 at 10:44PM
    Hi there

    Please can I be added? In 2011 I paid off my OD and Next account and closed them both so cannot be used.

    The next target on my list is my loan which is the highest APR and I've just found out that I can make overpayments to it on top of the £167.63 I make a month already. The balance lies around the £3700 however I don't have access to my spreadsheet at present and pinsentry is hiding which I need to get online banking up. So i will update asap however wanted to join so it's done.

    My aim is to have the last payment come out in October but as always, life may not agree with me!

    ETA: Balance is £3578 to nearest pound. Thank you.

    Good Luck and happy New Year. :T
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Hello

    great idea for a post. Can I join please?

    I have 6 debts I would like to clear.

    My lowest is my Santander credit card (all Christmas Debt!) I currently owe £740 and want to clear this asap.

    Thanks
    :beer:
    :TFinally dealing with my debts:T
    1. Pay off as much as you can in 2012 - #70 £390/£7000
    2. Pay One Debt 2012 - #66 0/6 debts £23.50/£740
    3. The 'extra payment every week' challenge - this week £13.50/£23.50 so far!
    :eek: LBM 28/12/11 £18390.37 :eek:
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning.

    Hope you are okay Emily?

    PADed across a little £1.87 to my debt this morning :) Not be long until that one is gone :j
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • julytex
    julytex Posts: 159 Forumite
    Hi could you add me please, I really need to keep focused this year. I seem to have a big problem with willpower. The first one I would like to pay off is my Argos card the balance is currently at £375.18 it also happens to have the highest interest rate of all my debts!
    Pay One Debt 2012! challenge #67 - £235.07 / £375.18 :T
  • chrissie57
    chrissie57 Posts: 4,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Please may I join?

    Only have two debts really but both fairly large (ccs):o

    So:

    M & S card - £10,000 :o

    Don't even know if this is doable - but my other card is about the same only the interest is slightly lower.
    "If ever there is a tomorrow when we're not together... there is something you must always remember. You are braver than you believe, stronger than you seem, and smarter than you think. But the most important thing is, even if we're apart... I'll always be with you. "
    A.A. Milne

    We are such stuff
    As dreams are made on; and our little life
    Is rounded with a sleep.


    Not everything that is faced can be changed, but nothing can be changed until it is faced (James Baldwin)
  • e4rub
    e4rub Posts: 720 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Hi all. WOW, so many of you have posted while I have been dealing with my Gran dying. I am so proud of you all. As I have a mountain of payments and newbies to add on I have decided that I will do this on Tuesday when my kids go back to school!!!! Once again I thank all of you so much for your patience and understanding. 2012 is the year to pay off as much as we can!!!!:D

    Emily x
    Debt Free Date 1st August 2016 Sealed Pot Challenge #14
  • Thanks Emily and sorry to hear about your Gran. I know how that feels :( Take care of yourself and look forward to seeing the updates - no rush though - 2012 is gonna be here for a while ;)

    xxx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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