The "Pay ALL your debt off by Xmas 2012" challenge

recurrent-ostrich

Frustrated as can't post an update until OH gets paid on Monday! :mad:

rubywhatashmoo

strawberryR wrote: »

Ok that is super organised :rotfl:

I absolutely LOVE xmas!! I'm working tomorrow til 4:30, then my OH is meeting me and we're having a Starbucks xmas coffee and a wander round to look at all the xmas lights to get us in the spirit for digging the tree out - can't wait!!:p

glasgos

idristhedragon wrote: »

ooh thanks for that calculator thingy! If I can pay £170 a month on Crapital One I will be debt free by Dec 2012 exactly! I will aim for £200 and then cut self some slack for unexpected billage.
Going to play on it for Vanquis Schmanquis now.
Welcome Rubywhatashmoo. This thread gets better every day.

Oh and on a completely non related note I just recieved through the post the Sega collection on Xbox so am looking forward to hours of free fun playing Sonic the Hedgehog, Golden Axe etc and all the other Sega Megadrive games I spent the early ninties playing in shared houses LOL I cant bearall the new games like Halo etc- I cant work them so I can now whup my kids ar*es at ganes from Back In The Day. Rock on!!!

Hiya,

can you point me in the direction of the calculator you used?

Thanks

Debtfreein2011

Please count me in. I have approximately 22k of debt now - am expecting a big chunk to get paid off soon with this year's bonus. But who knows.

Exact amount is 22,867.

Thanks

louisa_84

i love christmas too. I have finished shopping for my 3 children, niece and 2 sisters. Just the Parents and df to get for - all of whom are incredibly hard to buy for

idristhedragon

Hi Glasglos heres the calculator
http://www.whatsthecost.com/snowball.aspx?country=uk

someone else very kindly posted it for me earlier

I have had a REALLY stressful day workwise. Mind if I offload??
Long story short as possible- I cover a group on a Tuesday at the mo and have been making no money from it. I tried to get hold of manager to tell her I cant do next tues as its #2's birthday anyway this is boring but the upshoot is I NEVER have to work the Tuesday night group again *happy dance*
I am covering a group on MY team for two thursdays before Christmas for which I get paid £50 which will go towards my rent of my work venue this month (I was going to have to borrow the kids xmas money for that- an option that actually made me cry) so I am MADE UP now and am looking forward to going out with husband this evening not fretting about it all. I hadnt realised how much it was stressing me until it was gone if you get me! It also means I can concentrate on MY two groups that I own the franchise too (once Ive paid Bank Of Husband back my franchise fee- 12th of never I reckon
and make them profitable

So now I am off to have a bath (once Ive fed my poor starving children) and get ready to go and celebrate a carpy situation being sorted. Oh and I sorted the phone insurance so just need to make sure Satan-tander transfer my DDs next week and Ill be even happier

Have a good weekend, dear Xmas '12'ers. Im sure we'll all be on over the weekend. I will have a NSweekend as I have no money to spend lol, its cold and wet, I have a new XBOX game and !!!!!y Saturday telly. Bliss

Kerfuffle

Hi everybody,

Well done all those that have posted that they have made debts payments today, and those that haven't keep going we'll get there

mfOu1098 - please can you amend my challenge figures. I've decided to include the Santander loan that I waffled about in a previous post as the final payment for that is due on 25th Dec 2012, and, as it's the 25th Nov today then I've made a payment today also :T

My amended figures should read:
375.12/12471.68 gbp

The total figure is pretty scary, and what is worse is that this is only the amount I'm tackling this year (2011-2012) :eek:

Ta chuck

mf0u1098

Debtfreein2011 wrote: »

Please count me in. I have approximately 22k of debt now - am expecting a big chunk to get paid off soon with this year's bonus. But who knows.

Exact amount is 22,867.

Thanks

Welcome to the team Debtfreein2011!!! :j I'll put your name and amount on the 2nd post xxx

GreenSaints

strawberryR wrote: »

Well done :T thats brilliant, I a lucky this year as OH and I have decided to wait until the sales and only parents to buy for with an agreed budget of £15 per person so helps alot. The advantage of having a small family and friends who do secret santa !

I buy all my gifts in the sales - especially those gift sets from Boots. I buy loads for birthdays and other occasions throughout the year. Saves me loads of money and time!

I've only bought one gift for Christmas this year

lemonpopsicle

Payday today so I've made my regular payments to CC debt. Unfortunately the 0% on Virg cc has ended this month, seeing interest of £60 a month disappearing into V's coffers is a big wake up call :eek:
It's apparently a free listing weekend on Fleabay, so I'll be listing as much stuff as poss. and putting it towards the total.

So paid off £247.96


Thanks mf0u1098 for starting and maintaining this thread, it's fab x