The "Pay ALL your debt off by Xmas 2012" challenge

antonia1

strawberryR wrote: »

I always wondered why someone at my work asks her team for their £2 coins in exchange for normal £1 coins!! I just thought she had a £2 fetish

A £2 fetish!:rotfl::rotfl::rotfl:

kerri_dfw

mf0u1098 wrote: »

Erm not too sure that this is relevant to this thread...?! Can you please make sure you only post things that are relevant to this challenge or debt busting that will help.

already reported as spam

psychopathbabble

Have reported jaymanson for spam...

mf0u1098

Cool, I just saw him post the same thing on the 100days challenge thread and so have spammed him too!!! How dare they spam my thread!!!! grrrrrrrrrrrrrr:mad::mad::mad::mad::mad::mad::mad::mad::mad:

rubywhatashmoo

You know the thread is popular when spammers attack!! :rotfl:

Right I've had a look at my bank and my spreadsheets and to be quite honest they don't add up and I don't know what I'm missing :eek: There should be a MrT delivery coming anytime now, plus a couple of other things "hanging" out of my account (as in the money is gone but it won't tell me why :mad:)

Sooooo I just paid off what my spreadsheet told me I can definitely afford and will hope to top it up further through the month (doesn't seem too likely this close to xmas but we shall see!!)

£150/£1550

kerri_dfw

I just wanted to add that I only have two presents left to buy for this year. Everyone thought I was mad starting my Chrimbo shopping in August, but it's all done and dusted with most things bought in various sales, therefore I don't have a huge dent in my wages and I'm not being stung by the shops upping their prices at this time of year. Just a FYI for people to start doing it in the Jan sales (if you don't already) and a tap on the back for myself

strawberryR

kerri_dfw wrote: »

I just wanted to add that I only have two presents left to buy for this year. Everyone thought I was mad starting my Chrimbo shopping in August, but it's all done and dusted with most things bought in various sales, therefore I don't have a huge dent in my wages and I'm not being stung by the shops upping their prices at this time of year. Just a FYI for people to start doing it in the Jan sales (if you don't already) and a tap on the back for myself

Well done :T thats brilliant, I a lucky this year as OH and I have decided to wait until the sales and only parents to buy for with an agreed budget of £15 per person so helps alot. The advantage of having a small family and friends who do secret santa !

rubywhatashmoo

Except for some chocolates I'm done with my xmas shopping - I'm putting the tree up on Sunday and all the pressies are wrapped and ready to go under it right away

strawberryR

rubywhatashmoo wrote: »

Except for some chocolates I'm done with my xmas shopping - I'm putting the tree up on Sunday and all the pressies are wrapped and ready to go under it right away

Ok that is super organised :rotfl:

louisa_84

My df has just transferred me my half of his wages [ ] so i ave paid £50 on Next [though that wont actually equate to £50 with the interest and what not so i shall update remaining balance along with the statements, ill just post how much i have paid in for now] and the £36 min payment off the CC.

My plan of attack is to spend what ever is left at the end of each month, as that is how i save up my wedding fund, and I have everything i need for that now. However, with christmas, and the extra grocery shopping that is need, i cant do that this month, so that is my plan of attack starting next money. I think the best way forward is to start with the next account, as that is the only one with interest being added as it stands.