The "Pay ALL your debt off by Xmas 2012" challenge

fritterprincess

Damn those pre-christmas sales and 40% off in millets! Have been eyeing up some merrell leather boots for months. The only thing holding me back was the price. So at £60 off it was rude not too. Will put any christmas money towards them though- so not so bad.
Have been paid today but work (as usual!) have cocked it all up. Was due a load of on call payments and overtime, but instead got my normal salary. Not quite the debt busting month I was hoping for!
Hope you all have a lovely day.xx

suzitiger

kerri_dfw wrote: »

In fact for every "sorry" you can put 10p in your debt pot, like a swear box but cooler. *nods with approval*

:rotfl:If i do this it will be better than a swear box, everyone is always telling me I apologise waaaaay too much. I'm off to get some 10ps....

kerri_dfw

Excellent suggestion jakes-mum I am sooo totally going to start baking when I move into my new place, bit rude not to when I'll have an entire fridge/freezer to myself!

Suzitiger you don't necessary have to have real 10p pieces, I've got a virtual "oops I ate chocolate" box at the moment, it's up to £2 oops. Then next Tuesday it will go from being virtual to paying something off

hazelc56

Just thought i would post this in, to give us all a bit of encouragement.
Hope no one is offended.

God grant us the Serenity
To accept the things we cannot change
Courage to change the things we can
And the wisdom to know the difference.

GreenSaints

Morning all

Finally have done something that will get me on the road to debt freedom! A book of mine sold on Amazon - hurrah! I'm also waiting to hear back on a mystery shopper assignment for this weekend.

I have a few more things I want to list on eBay,so my plan is to do that on Sunday. I have a bit of a dilemma - I finally got my Compare the Meerkat toy after months of waiting (Alexander no less!) but he is selling on eBay for £50!

To sell or not to sell?

suzitiger

Well done everyone on ur payments so far, Louby Lou I have just checked how much I have coming in tomorrow too. Oooh I'm excited as its more than I thought and I am still due some pay from other fitness classes I am waiting on so it looks like the debts are going to gwet there after all. I have the best I can manage as an approximate figure to update now for the 2nd post, unfortunatly I seem to have got into MORE debt since joining this thread, but I am pretty sure that is due to charges by HSBC which is why i am writing to them. Anyway, I am NOT going to say sorry for getting it wrong because we know now and I am being much better at watching my account and keeping on top of it, this month I am not due any bank charges becasuse I have been super careful! Right, I digress...new target £5353 ooh what a nice number lol I will update this when I have made payments and I have got more up to date statements as some of these were from september :-S Thanks guys, this thread is going to really help me, I just know it!!

suzitiger

Oh and greensaints its up to you but I would sell! If you want him more than you want £50 then keep him I am going to be selling a tony the tiger toy which I won years ago that is in mint condition, bit of a wrench but I REALLY don't need it. Get someone to take a picture of you with him (that's what I'm doing) then you still have the memory and proof that you owned him and also the 50quid! hope that helps

kerri_dfw

greensaints at the end of the day it's a marketing ploy of a toy.... I'd be selling it if I were you, then get a cheaper meerkat that's not affliated with a company that wants your dosh. Stick it to the man I say hehehe

fritterprincess

New total (not as good as I expected)

£350/£8500 (4.11% paid)

Still when payroll sort themselves out next month and pay me correctly, I can make it up then!

hazelc56

Forked out £13 couple of days ago for 2 dog flea capsules and £12.50 today for vet visit.Used my debit card instead of credit card.It means no interest charged, just a sacrifice for something else,like chocolate or sweets and other junk.