The "Pay ALL your debt off by Xmas 2012" challenge

sam09_2

kerri_dfw wrote: »

Fleabay has been amazing today grand total of all my sales has been £71.24. I'm hoping that the remaining six items go for over £20 so my road tax will be free. Here's hoping
Another NSD today, hurry up payday I want to kick some debt bottom!

Thats brilliant, I am determined to list a few things on ebay tomorrow, it soon adds up doesnt it!

I have just been accepted for a 0% interest credit card to transfer my overdraft onto as it barclays were due to start charging interest- so am very happy about that
Just waiting now til payday so i can update my balance!

rosiest

HI can I update my balance, payday today ( although on maty leave so hardly anything, and next month nothing ! ) but going to go ebay and gumtree mad.

£263.15/£6000 new total 5736.85

salkunh

On the plus side, I've had another NSD. On the downside, the Royal Mail website is still playing up so I can't figure out the postage on the items I want to list on ebay. Driving me mad!

Guess I'll have to stick to the survey sites for the rest of the evening....

mf0u1098

theposhbint wrote: »

Hello!

I'd love to join this challenge, I have £13,210.36 to get rid of.. which has been holding me back for simply ages. When i think of the interest i've paid on it :mad:

So count me in!!

Not 100% sure I'll manage to wipe all of it though as unexpected bills keep cropping up (note to self: must learn to budget for the unexpected?!) but anything towards my target will be a huge bonus. Soo looking forward to the new year :j

Welcome to the team theposhbint! Love your username! I'll add you to the 2nd post.

Just thinking, your debt is with a number of providers so I'm wondering if you'd also like to join the "pay off a debt in 100days" challenge so you can have smaller goals along the way...? I'm going to do this too and I believe the next 100days starts day after tomorrow (24th) so it's a perfect time for us to join up just so we can stay focussed over Christmas and stay on target

xxx

salkunh

Oh, and I think I've under estimated how much debt I have, but as I've not long since moved house I don't know where a lot of documents are in order to work out properly how much I owe

kerri_dfw

If it helps anyone with postage fees I found the RM pdf for this year: http://web.anglia.ac.uk/estates/downloads/UK_Postal_Prices_11.pdf

You can google for a airmiles one as well if you need to.

Welcome aboard theposhbint great name

mf0u1098

rosiest wrote: »

HI can I update my balance, payday today ( although on maty leave so hardly anything, and next month nothing ! ) but going to go ebay and gumtree mad.

£263.15/£6000 new total 5736.85

:j:j:jWell done! You've now paid 4.39% off your debt!!! We'll all have times where we are struggling to pay anything off but it's great that you've paid this xxx

mf0u1098

salkunh wrote: »

Oh, and I think I've under estimated how much debt I have, but as I've not long since moved house I don't know where a lot of documents are in order to work out properly how much I owe

Don't worry salkunh, whatever the amount is, you WILL be able to pay it off. We'll be with you all the way so don't beat yourself up about it. The important thing is to keep going xxx

salkunh

kerri_dfw wrote: »

If it helps anyone with postage fees I found the RM pdf for this year

Superstar, now I can get my stuff listed on ebay :T

Kerfuffle

Hi Everybody,

You've really got me motivated to tackle some of my debt.

Please can you put me down to repay 7500.00 gbp to The Bank of Mum & Dad.

I've had this for a couple of years and they've never said anything about paying it back, but lately I've been guilt-tripping myself because I haven't repaid them anything.

I think the only way for me to do it is to put 'spare' money into a savings account, keep a record of how much has been deposited and then intermittently send a cheque for 1000.00 rather than repaying it them in dribs and drabs.

To get the ball rolling I deposited 20.00 gbp lottery win into the account, so my debt started at 7500.00 and I now owe 7480.00:T

Good luck everyone