The "Pay ALL your debt off by Xmas 2012" challenge

dizzybee

Well i have lost track of what i have paid so far so from today i am going to wright it all down so today i have paid £158.00/10064.55

Annelien

Hiya, I'd like to join with my lovely 16800 please :mad:

Here's to paying off as much as bleeding possibly by Xmas 2012! :beer:

floridafairy

Well great news for me that my car passed its MOT without a problem, so have paid £150 off the credit card........Another £88 and i'll be under 10k!! wooohooo!


#112 £1153/11241

travellinglight_2

I'd like to join; have £4500 to clear...let's be having it!!!

sharronej

Great news Florida Fairy,

After our shock bill yesterday I have decided that I need to have a look at where I can cut back in order not to damage my admitably big plans for January. After going shopping yesterday I realised that the freezer and cupboards are full so I'm thinking of reducing my January food budget from £250 down to £100 and then I can put the remainder towards dh's tax bill. I'm not sure that I can actually shave any more off from anywhere else but at least it's a start, I do have a couple of designer dresses and a prom dress I could put on fleabay and my son has a broken xbox which still seem to sell? I will have to have a chat with dh and see if there's any machinery he no longer uses which we could get rid of. This is going to be such a tough month, dh has said don't stress about it but I just don't want to put anything else on a card. I'm going to speak to the bank about downgrading to a normal account which would save £14 pcm, I pay insurance on dd's laptop but I have a feeling it's not worth it because there's so many exclusions and the last time it cost us over £50 and the machine is only 6 months old so if I cancelled that it would be another £6 saved. The problem is I need extra money this month any ideas anyone?

loubie_lou

sharronej wrote: »

Great news Florida Fairy,

After our shock bill yesterday I have decided that I need to have a look at where I can cut back in order not to damage my admitably big plans for January. After going shopping yesterday I realised that the freezer and cupboards are full so I'm thinking of reducing my January food budget from £250 down to £100 and then I can put the remainder towards dh's tax bill. I'm not sure that I can actually shave any more off from anywhere else but at least it's a start, I do have a couple of designer dresses and a prom dress I could put on fleabay and my son has a broken xbox which still seem to sell? I will have to have a chat with dh and see if there's any machinery he no longer uses which we could get rid of. This is going to be such a tough month, dh has said don't stress about it but I just don't want to put anything else on a card. I'm going to speak to the bank about downgrading to a normal account which would save £14 pcm, I pay insurance on dd's laptop but I have a feeling it's not worth it because there's so many exclusions and the last time it cost us over £50 and the machine is only 6 months old so if I cancelled that it would be another £6 saved. The problem is I need extra money this month any ideas anyone?

Rubbish isn't it Sharron? Sometimes there just isn't enough hours in the days for you to earn any extra pennies from a second job for example. Especially if you already have kids and a husband.

I have a work away job that is demanding of me emotionally and physically I don't have the time.

I will just have to get on with ebaying when I have a week off at the end of Jan. Anything you can sell?

I've given up on Swag Bucks and other survey sites. They take to long for little reward!

mrso2b

What have you lot done to me? I was in Homebase earlier and it was 20% off if you spend £50. We recently had our bathroom done and we need a new toilet roll holder and we're still using our old bath mat. I picked up a toilet roll holder (£25 Laura Ashley one but it was lovely!) and a half price bath mat but would have still been £15 short. I really didn't need anything else and I thought it's still £40 I don't NEED to spend, especially this close after Xmas so put them down and just brought the screws I needed!

leikela

I'd definitely like to be on board! Current debt stands at £10110 - looks like a binary code secret message! More determined than ever to kick this debt, save up for a house and build a bright future for me and my son. Bring it on

MFWannabe

Hi
Could you tell me where i find my 'special' number please:)

mf0u1098

FREEZ wrote: »

Hi
Could you tell me where i find my 'special' number please:)

Hiya, it's on the 3rd post on the 1st page of this thread xxx