The "Pay ALL your debt off by Xmas 2012" challenge

kerri_dfw

loubie_lou wrote: »

Kerri, you can tell me to mind my own but shouldn't OH's sister be fending for herself? I know OH's are important too but you've got to concentrate more on yourself. That's my motto and you can tell me to shove it if you want!!

OTOH I sold 7/10 items on ebay last night and made £50!:j:j

ETA: Everybody paid too!

No it was OH and my sister. OH got £80, sister got £53.50 and she owes me £50 as loan payment for this month. I really need to learn to say no, but I find it really hard.

I've got £100 left on the c/c and if I can manage to keep that on there come payday next Friday I will throw it all onto freemans. That means I'll just be down £200 from where I was which should really be shoved out of the emergency and onto freemans. Should I do this or should I wait until they both pay me back?

rubywhatashmoo

I'm still in a hump waking for my sunday night buyer to stump up some cash!! Wish he had paid that quick!

rubywhatashmoo

kerri_dfw wrote: »

No it was OH and my sister. OH got £80, sister got £53.50 and she owes me £50 as loan payment for this month. I really need to learn to say no, but I find it really hard.

I've got £100 left on the c/c and if I can manage to keep that on there come payday next Friday I will throw it all onto freemans. That means I'll just be down £200 from where I was which should really be shoved out of the emergency and onto freemans. Should I do this or should I wait until they both pay me back?

If you can afford to pay the extra money without making things difficult for you by the end of the month then do it, otherwise if you know when you'll be getting the cash back hang on

DorsetGirl_2

rubywhatashmoo wrote: »

I'm still in a hump waking for my sunday night buyer to stump up some cash!! Wish he had paid that quick!

I hate eBayers that do that, it drives me crackers!

kerri_dfw

rubywhatashmoo wrote: »

If you can afford to pay the extra money without making things difficult for you by the end of the month then do it, otherwise if you know when you'll be getting the cash back hang on

I'm going to wait until next Friday and see what I have left when payday comes. I should be able to pay off the extra £300 before they both pay me back Will be nice to have almost all my debts under £500 each either way. Just feel a bit bleurgh about it that's all.

PedroMatias

Just washed the dishes using the water from the dehumidifier. This is turning into an obsession...

DorsetGirl_2

Another payment from me of £9.25 so my total is now

£53.11/£7873.87

kerri_dfw

Well done dorsetgirl and well done pedro

jakes-mum

Just been down the town to tell Natwest to shove their advantage account, realised that since I opened the account roughly 4 years ago ive paid them over £600 for the privaledge of banking with them :eek: and what have I had in return? some travel insurance for 2 holidays :eek: :eek: I could have thrown that £13 a month at my debts!! :eek:

so have been in and said I want a normal account but I want to keep my overdraft. The nice man behind the counter has made me an appointment for tomorrow with him to get it sorted might even get him to bring my overdraft down to £950 as have just looked at the account and its currently at £431 overdrawn and im thinking if I take a little bit off it will make sure I dont go into it as far anymore whilst still leaving it large enough should DH not get any work for the month that our mortgage restarts. What do you all think?

mf0u1098

InsertWittyName wrote: »

You're not no - and I aim to beat both you and mf0u1098 to the finish line (we all have similar debts but I'm a bit competitive!).

BRING IT ON!

You can't catch me nahnahnahnahnah!!! :p:p

You too Pedro! I am sooooo gonna beat you both :rotfl: