The "Pay ALL your debt off by Xmas 2012" challenge

dizzybee

Hi,
can i join please my debts stand at £10222.55. and i want it gone fast i may not clear it all by Dec 2012 but i am going to give it a good try.

mf0u1098

gemred_21 wrote: »

where can I find the snowball calculator please, I've had a look but think I couldn't find it, thanks!

hey gemred_21, here you go:
http://www.whatsthecost.com/snowball.aspx

and welcome to the team xxx

PedroMatias

mf0u1098 wrote: »

hey gemred_21, here you go:
http://www.whatsthecost.com/snowball.aspx

and welcome to the team xxx

That's ace - it shows my DFD as being December 2012... perfect!

The only thing that's missing from that sheet is an 'early settlement ok' tick box. I can't make overpayments on my car loan, for example, but can pay it off early.

psychopathbabble

Jakes-mum you aren't far from me I'm near Stansted Airport.

I've just paid £3.95 extra onto the cc... was good and returned some christmas tree decs i bought yesterday as i didn't realise i stole so many from home! So that was £6.50 back on the card... I was using my cc yesterday as I couldn't get online to transfer funds but I've just paid off what I spent so it's all good again.

Just got MrS's dad to buy for I think and we are done, yay!


Already failed this weeks challenge, sorry, I'm on airport standby tomorrow morning so bought a yoghurt granola thing and an instant porridge to take to work with me as i don't have use of an oven or hob there, I will also make a cheese sandwich using MrS's supplies that I made him buy

#68 £228.64 / £6,492.82 3.52%

jakes-mum

psychopathbabble wrote: »

Jakes-mum you aren't far from me I'm near Stansted Airport.

ooo your between me and my sister, shes Chelmsford. Ill wave next time I drive past to go see her :wave:

psychopathbabble

jakes-mum wrote: »

psychopathbabble wrote: »

Jakes-mum you aren't far from me I'm near Stansted Airport.

ooo your between me and my sister, shes Chelmsford. Ill wave next time I drive past to go see her :wave:

MrS lives in Chelmsford so I spend quite a lot of time there! Bit annoying when I am working though as it takes over double the time to get there. :hello:

mf0u1098

PedroMatias wrote: »

That's ace - it shows my DFD as being December 2012... perfect!

The only thing that's missing from that sheet is an 'early settlement ok' tick box. I can't make overpayments on my car loan, for example, but can pay it off early.

I know!

I had to put it in as ok to make overpayments but I think it may then reduce the % rate applied not giving a true figure and then it doesn't account for the rebate on interest or the early redemption penalty factored in...that being said, it's free and gives a good indication (albeit mine still says Jan 2013 so really going to have to pull the finger out...)

jakes-mum

:eek: how are you all coming in at Dec 2012/jan 2013 :eek: mine is coming up as Sept 2013 Im obviously not making big enough payments

mf0u1098

jakes-mum wrote: »

:eek: how are you all coming in at Dec 2012/jan 2013 :eek: mine is coming up as Sept 2013 Im obviously not making big enough payments

Have you got any fixed term loans? i.e. ones that you can't make overpayments on unless you pay off early in full?

PedroMatias

jakes-mum wrote: »

SB code ladies (and gents if there are any) over an hour to claim it

Sudden realisation... am I one of the only men on here?!