The "Pay ALL your debt off by Xmas 2012" challenge

rubywhatashmoo

PedroMatias wrote: »

Sudden realisation... am I one of the only men on here?!

Well to be honest I automatically assume everyone here is female so apologies for that!!:p



Jakes-mum can you please send me the swagbucks info? I've been fiddling around with it for a while but have no real idea what I'm supposed to be doing

mf0u1098

PedroMatias wrote: »

Sudden realisation... am I one of the only men on here?!

If you are then that just makes you special

gemred_21

jakes-mum wrote: »

SB code ladies (and gents if there are any) over an hour to claim it

thanks for this, how do i find the codes, I just joined last night after reading the thread so its all new, but looks a fun way to collect ££

PedroMatias

mf0u1098 wrote: »

If you are then that just makes you special

I'm feeling it!

Small loan payment went out today, new totals in signature. I've had a fairly MSE day - went out to buy tumblers, and found a decent set of 4 in Wilko's for under a £1! Proper chunky glass ones, I don't know how they'd even make them that cheap. Ate the leftovers of last night's chilli for dinner, and made all my other food myself. All in all, a bargain day!

I can't believe it's nearly pay day again, this money saving thing is fun...

kerri_dfw

Evening ladies and Pedro *waves*

My snowball says if I pay £400 a month I will be debt free in November 2012, but I would quite like it to be earlier than that. Quite impressive though and will be such a relief when we're finally there.

I'm doing super with the SB's oh and just got 2 fruit n nut 230g for £3 in mr W as I read a misleading sign incorrectly (meant to be dairy milk but sign was in front of fruit n nut) 94p back yay *claps*

PedroMatias

Evening Kerri! I had an idea for a future challenge...

All this scrimping and saving has the potential to wear us down. How about once in a while, we allow ourselves a treat - the challenge could be 'treat yourself one day this week for as little money as possible'. It would be a little concession that some aren't allowing themselves at the moment, and it's open to a bit of creativity with the money saving aspect.

Chocolate is banned, I know all you ladies are partial to the stuff...

psychopathbabble

My debt free date is 10 months time but that is with the unrealistic monthly payments of £700! I don't want it to go up even longer so haven't reduced the monthly payment... also I get paid differently every month so it depends on that too. I am pretty pleased it says 10 months though, not so long ago it was stuck at 13 months!

DorsetGirl_2

Looks like Kerri has already managed that challenge! I love Fruit and Nut :heartsmil

jakes-mum

For those that asked about swagbucks, I will PM you my info list as it includes a bit about how to find the codes easily and I dont want the powers that be at Swagbucks to get upset with me :rotfl:

Superheavy

PedroMatias wrote: »

Sudden realisation... am I one of the only men on here?!

Don't worry mate, you're not entirely alone. And I mean in a scary haunting way not that I'm also a feller.