The "Pay ALL your debt off by Xmas 2012" challenge

DorsetGirl_2

I am getting a payment from TopCashBack of 5p :j

recurrent-ostrich

DorsetGirl wrote: »

I am getting a payment from TopCashBack of 5p :j

Woohoo! Don't spend it all at once.

debtfreeeju

PedroMatias wrote: »

Great idea! Just made my go-to, default sandwich - pastrami, gherkin and mustard mayonnaise, with a healthy handful of spinach. *Awaits the retching from everyone else...*

This sounds like THE best sandwich! I'd also recommend dairylea, marmite, gherkin and tomato...Mmmmm....

Count me in for this week's challenge, I'm usually pretty good with making my own lunch (always tuna sandwiches - boring!) but I tend to buy lunch once a week. I took a home-made lunch in today and am getting lunch at a meeting tomorrow, then will try and make lunch for Wednesday and Thursday. Friday I'm working from home so no excuse then!

theposhbint

Another few small payments for me the last few days making my total

£97.73/£13,210.36

I've had a few bad days lately to be honest, although I started with a massive £39k debt many years ago it seems to be sticking around the £13k mark and I'm only able to throw low amounts at it as and when nowadays.. things will be so much better when my youngest will be 3 (a whole year away) when he will have a free nursery place and I can get a job with more hours/pay instead of scraping by but still plugging away and trying to keep my chin up.. why are some banks so much easier to deal with than others - I hate Barclaycard!!?!

But hey ho.. I will do this!!

DorsetGirl_2

theposhbint wrote: »

things will be so much better when my youngest will be 3 (a whole year away) when he will have a free nursery place and I can get a job with more hours/pay instead of scraping by

I know how you feel. I made the last payment today as my youngest is funded after Christmas. I am so happy!

You are doing really well, so try and keep your chin up

loubie_lou

OK, first round of ebay finishes in 30 mins, wish me luck!

gemred_21

can I join please, I have £15,000 to pay off, I have often read these forums and never joined but have made a promise that 2012 will be different, as we would like to start a family and need to get rid of this debt.

I think our all very inspiring and love reading your posts. Good luck everyone!

kerri_dfw

Welcome aboard gemred.

Best of luck loubie_lou

It'll go poshbint just take it one day at a time

Don't spend it all at one dorsetgirl hehe

I'm currently being MSE and making leek and potato soup om nom nom Made enough for lunches too I hope *crosses fingers*

mf0u1098

Yay, the cheque cleared today so I've just paid off £50.01!!! :dance:

Just off to read through all the posts then I'll update your debt busting totals :T:T:T and add our lovely new members :wave::wave::wave:


p.s. catch me if you can Pedro... *Vincent Price laugh* (in a feminine way of course :rotfl:)

May2013

Very excited….the postie must have been listening earlier when I was bleating on about waiting for my statements to arrive and very kindly delivered the long awaited M&S envelope

This is always the biggy for me as this is the card onto which I’ve been snowballing payments as I’ve cleared debt along the way…I pay at least £800 a month plus anything that’s left in my budget at the end of the month, but the interest is really high so unfortunately the balance isn’t coming down as quickly as I’d like.

Anyway enough of my waffle my new total is…. #046 - £1,766/£14,128 ……and..... the snowball calculator is telling me that my DFD is now Dec 2012....woop woop!!!