The "Pay ALL your debt off by Xmas 2012" challenge

jakes-mum

Well I was all set to change my gas and electric over, my original rate with scottish power was £100 a month :eek: so swap to NPower for £92 a month with a £100 love to shop voucher, then scottish power ring me up and offer me £84.49 a month to stay with them fixed for 15 months :eek: so should have an extra £15 a month from january :j :j also have cancelled DH's second phone (dont ask :mad:) so that frees up another £15 a month so feel pretty good about the new year :j :j

Oh and as a side note ive decided to put my £30 christmas money toward a hair cut, ok I already had my bi yearly cut booked but . . . well . . . its kind of spending it on myself isnt it? :rotfl:

kerri_dfw

jakes-mum wrote: »

Well I was all set to change my gas and electric over, my original rate with scottish power was £100 a month :eek: so swap to NPower for £92 a month with a £100 love to shop voucher, then scottish power ring me up and offer me £84.49 a month to stay with them fixed for 15 months :eek: so should have an extra £15 a month from january :j :j also have cancelled DH's second phone (dont ask :mad:) so that frees up another £15 a month so feel pretty good about the new year :j :j

Oh and as a side note ive decided to put my £30 christmas money toward a hair cut, ok I already had my bi yearly cut booked but . . . well . . . its kind of spending it on myself isnt it? :rotfl:

Excellent use of the £30 I think, a nice bit of pampering nice one.:T

DorsetGirl, this isn't a competition the meer fact that you're taking part is enough for all of us some of us will gallop ahead and some will trundle along, but we'll all get there in the end

loubie_lou

WELL DONE EVERYBODY SO FAR!!

You are all doing fantastic! Good mornings work for me. I shall be paying my payday loan DCA early at the end of the month. Managed to get an £85 reduction too! Couple with the tax rebate I am paying in later. Should be a bumper new year payment!

:T:T:money::T

jakes-mum

another £50 paid of mothers credit card :j :j :j so new total issssssssssssss . . . .


£975.27/£8806.89 11.04% :T:T:T:T:T

oooo that £25 to £1000 paid off is really annoying me :rotfl::rotfl::rotfl:

May2013

Hi All - no updates from me at the moment but just wanted to say a massive well done to everyone on your achievements so far - the 'debt free roll of honour' is going to be one busy thread next year

The regular payments on my CC's continue to be debited from my account I'm just waiting for the statements to arrive so that I can update my balances....soooo impatient!!

kerri_dfw

How is everyone's mini-challenge going this week? Are you all enjoying the mini-challenges?
Personally I'm finding them quite good at helping me have you lot as my "good angels" on my shoulder outweighing the bad angel on the other telling me to spend, spend, spend

Thinking up a new mini-challenge for you to start tomorrow as we speak

psychopathbabble

Morning all... please talk quietly as I'm very hungover Only spent £20 though as MrS paid for my dinner and drinks while he was there However it was a bit of a waste as it all came up again when we got home!

No debt busting at the moment, trying to finances in order and work out what is what. Hope you all had a good weekend! x

PedroMatias

DorsetGirl wrote: »

Feel like I am limping along while so many of you are charging ahead. I know once Christmas is gone I can pay a lot more, and I feel like I am wishing my time away .

We're here for support, not competition (unless you're me and mf0u... ). Everyone is going to pay off at a different rate, some have just had Christmas bonuses too which skews things a bit. Don't compare yourself, just make personal targets and let us help you achieve them.

Keep plugging away, you're doing just fine! It's not even Christmas 2011 yet :rotfl:

lulalolly

Morning all :-) I've finally cleared the infected wisdom tooth, croup. bronchitis and sick bug that Ive had in the last two weeks, and my little girl is fine too. My little boy however now has croup DOH!!!! We are a germ factory!!!
So not much action my end I'm afraid but have paid £70 off barclays so that makes me £846/£8276 please.
I can't wait to catch up with you all properly soon but just trying to catch up with xmas shopping, housework etc :-(.
See you all real soon x

DorsetGirl_2

Thanks for cheering me up people:)