The "Pay ALL your debt off by Xmas 2012" challenge

suzitiger

jakes-mum wrote: »

:eek: get thee to swagbucks and earn!! Not even doing the 55 swagbuck one in payment wall thats just clicking complete? :eek::eek::eek: naughty suzitiger :rotfl:

What is the payment window? Do tell!

kerri_dfw wrote: »

That's really MSE of you though reuse, recycle, forgot the other one

Reduce, reuse, recycle I love them all! And ur kids would be awesome and HELP the situation in the world, not add to the problem I am sure :A (This is what I tell myself when I get broody, although actual plans for kiddies are a long way off atm, debt must go first! lol) Ooooh and I put things back in Mr.Ts 2day, it was my OHs money but if i had got extra bits that I put back it would have ruined my NSD too so I was good. I will be putting that money towards my debts

Oooh bill came out on fri so thats another £10 paid, I have updated it in my sig :T

rubywhatashmoo

jakes-mum wrote: »

Well ive won a silk scarf, its one of those ones thats a square of silk and you fold it in half? Its worth a whopping £79.99 :eek: :eek: well im thinking of giving it to my nana . . but . . . well . . . its got beetles on it

Lol well congratulations for winning it - I think it's pretty cool (but would NOT pay £80 for it!!) but I dunno whether your nan would like it - it's the sort of thing where when it was worn it might not look as much like bugs I guess? Especially if your eyesight was bad :rotfl:

jakes-mum

suzitiger wrote: »

What is the payment window? Do tell!

Im getting a £5 amazon voucher every 7 days following my list ive sent pretty much everyone doing this challenge :rotfl:

jakes-mum

rubywhatashmoo wrote: »

Lol well congratulations for winning it - I think it's pretty cool (but would NOT pay £80 for it!!) but I dunno whether your nan would like it - it's the sort of thing where when it was worn it might not look as much like bugs I guess? Especially if your eyesight was bad :rotfl:

Is it really bad that the more I take it out and look at it, the more its growing on me :rotfl: :rotfl: :rotfl:

sharronej

PammyH wrote: »

You are all making me feel so bad making payments on your debt this close to Christmas. I have to confess that the credit card has been used for buying presents and also some gig tickets (couldn't resist!!!). Some of the money however is my brothers and friends so should get that back on their next payday and I am determined to pay off what I've spent on pressies on payday.

The other thing was that the car failed it's MOT and we had no choice but to pay for the repair on the credit card!

So in summary - all is not going well!! I will have to work out what my new total will be when it's all gone through and will update my sig Still want it gone by end of next year though! fingers crossed for a good bonus and payrise!!!

Don't worry you'll soon be on the other side and then you'll start making real headway! Come January all the extra spending pressure will be off and just think when others are depressed at being skint we'll be so smug at how frugal we're being:p

loubie_lou wrote: »

Lovely rainy day down south atm

I have two debts; an old payday loan with a DCA (£365) and an old CC with another DCA (£600). I maybe in a position at the end of the month to pay these off out right. I have made a special arrangement with the first debt as they took off all the charges and interest (was orginally £2k). The debt started at £680. If I pay this off early do you think I might get a penalty or anything like that as I made this 'arrangement'? Sorry if that doesn't make sense!

Best post the question on the pure money forum, I couldn't tell you but these companies like to charge for anything they can.

jakes-mum wrote: »

ok DFW'ers I need your thoughts

Well ive won a silk scarf, its one of those ones thats a square of silk and you fold it in half? Its worth a whopping £79.99 :eek: :eek: well im thinking of giving it to my nana . . but . . . well . . . its got beetles on it

Its this one ---> http://craigfellows.bigcartel.com/product/beetle-bum-fashion-scarf what do we think? would an 80+ year old woman think this was nice or think 'omg my grand daughter has given me bugs to wear round my neck!' as a side note she does love her silk scarves, its just the design of this im a bit worried about as I dont wear things like this, does anyone here like it?

Personally I wouldn't but perhaps you could fleabay it with the link to the website? Then you could buy your Nan something you know she would love....unless she's into Eygptian history? Then she'd love the Beetles

Credit-Crunched

@jakes-mum please can you send me the swagbag list please!

Update on debt crunch!

EBAY sold parts of an old computer for £86.96!!

New update

£339.96/£13,946 = 2.4% even before 2012 starts!

Happy days!

Well done everyone else who has made inroads before the new year

suzitiger

kerri_dfw wrote: »

I'm at my parents and the cat has decided she's going to sleep under the covers whilst the other cat jumps at her, I don't see this lasting too long hopefully. Oh wait, no now they've decided they want to get in the wardrobe, the joys of bengal cats.

Awwwww bengal cats are lovely!! Our neighbours have one, and i only know that because we are now friends as I rescued their over-friendly bengal from the metro station that was about to close and he wouldn't leave. lol. he then spent the night in our house before i took him to the vets to get his chip scanned in the morning. He insisted on sleeping on the bed with us all snuggled. VERY cute!!
AND the neighbours gave us a bottle of champers to say thanks for rescuing him :T

PedroMatias wrote: »

Well, I'm home and I'm drunk...


So with the small sacrifice
Of a brief frugal time
Every one of us will succeed
And we'll be feeling SUBLIME

:beer:

Loved the poem Pedro!! Please don't apologise, it was very creative and funny! x

loubie_lou

What's the fastest way to rack up 'bucks' on swagbucks then? I've started it but not having much luck at the mo!

sharronej

I've pm'd you Loubie-lou

jakes-mum

loubie_lou wrote: »

What's the fastest way to rack up 'bucks' on swagbucks then? I've started it but not having much luck at the mo!

I always have the videos running in a seperate tab, and the surveys pay out well if you qualify. The 55 buck survey in the payment wall is literally clicking complete and your done :T. The 3 buck survey that gets sent to your inbox everyday, I just click to open it then imidiately shut it and click 'didnt see an ad' on the survey bit. Search twice a day for various amounts of bucks . . . most ive had is 39 for one search