The "Pay ALL your debt off by Xmas 2012" challenge

idristhedragon

DorsetGirl wrote: »

I know how you feel. I made the last payment today as my youngest is funded after Christmas. I am so happy!

You are doing really well, so try and keep your chin up

I know this was a few pages ago but ditto, my 3 year old is funded after Xmas too no more childcare bills :j

toomanyshoesfortwofeet

Hello,

I've been inspired by this thread, I'd love to join if it's not too late. We've been chugging along with 7k of debts quite comfortably but with a big push I'm sure we could shift it over 2012. It would be lovely to start 2013 with a savings target. So 7000 for me please, although I don't see any pre-xmas overpayments on the agenda I'll use this time to form a decent plan of action we can stick to. Thanks.

kerri_dfw

Welcome toomanyshoes

I've just had a massive shock, my phone bill is coming in at £47 worth of calls before the monthly tariff is added as I've gone over by 120 minutes.

PedroMatias

kerri_dfw wrote: »

Welcome toomanyshoes

I've just had a massive shock, my phone bill is coming in at £47 worth of calls before the monthly tariff is added as I've gone over by 120 minutes.

Ouch! You need to upgrade your contract! I hope you've been using saynoto0870...

Went for an hour run today, so I've been saving the pounds in more than one way! I've also got a homemade pasta sauce concoction on the go too, which should last me three days and only cost about £3 to make.

Unfortunately, I also spent £80 on a Kindle for my sister, who's moving to South Africa in under a month - it's a goodbye present, and I don't feel bad buying it, but I need to start registering these extravagances in my MSE head... it's not the day to day stuff that's got me in trouble in the past, but the needless big expenses. Fortunately, now I find selling stuff nearly as satisfying as buying stuff!

camuk81

Hoping I'm not too late to join. Debt started at £14,339.74. Currently at £12,457.00. I would like to challenge myself to get debt clear 6 months earlier than planned.

trying_hard

Jakes mum can you send me the info too, many thanks.

I have a Kindle and although I have lots of free books on there, I would like to buy some, but if I can 'earn' free vouchers then I will be very happy indeed! x

[Deleted User]

Could I be a pest & get some swagsbucks info?

Anything would be much appreciated

Dxxx

Machine_2

rubywhatashmoo wrote: »

If it wasn't for this thread I doubt most of us would have paid of ANYTHING so you've got to be impressed with every single penny over that in my books!

Have to agree, I don't think I would have made the extra payments I have done if it wasnt for this thread.

Just cannot wait for some DD's to come out as I started my challenge about 2 days after all mine came out!

sharronej

kerri_dfw wrote: »

I need the vouchers to get the OH a kindler remember. I have to get £5 every 3-4 days or he won't get it until easter :rotfl::rotfl::rotfl:

Congratulations Machine

What a fantastic idea, go you! Hope you manage it - I've managed my first fiver but I think I'm coming to the realisation that time is a bit of an issue for me still I'll plod along and see what happens

You're all doing so well, I haven't had time to log on for a couple of days and I think you've added six pages of posts in that time :eek:

I'm afraid I've lost track of the money a bit this week - not gone drastically wrong I don't think but certainly gone slightly over budget so I'll have to see where I can pull that back - shouldn't effect my debt busting although I am in awe at how enthusiastic and committed everyone is....especially a certain two or three people who have decided to a have a competition.....what does the winner get as a prize I wonder? :rotfl:

jakes-mum

trying_hard wrote: »

Jakes mum can you send me the info too, many thanks.

I have a Kindle and although I have lots of free books on there, I would like to buy some, but if I can 'earn' free vouchers then I will be very happy indeed! x

Deleted_User wrote: »

Could I be a pest & get some swagsbucks info?

Anything would be much appreciated

Dxxx

Of course

Mwhahahahahahaaa and another 2 into the swagbucks fold