The "Pay ALL your debt off by Xmas 2012" challenge

Jan2011

Does anyone now where the lady on channel 4 gets the vouchers???? Im amazed and would love to follow in her foot steps:D

mf0u1098

loubie_lou wrote: »

Just been accepted for an increase in my Payplan payments (virtually doubled it) If I wasn't in this challenge it would've brought my DFD forward 2.5 years yeaaaaaaaaaaaaaaaaah!

:T:T:T

That's absolutely brilliant Loubie!!! :j:j:j

mf0u1098

lulalolly wrote: »

Hi all how goes it?
I'm sorry I haven't been on in what feels like ages but my daughter has been really poorly,then I got an infection in my wisdom tooth (I've given birth twice but never been in so much pain as this) and I'm now on really strong antibiotics that make me feel drunk and muddy headed :-(.Which doesn't help when I'm a stay at home mum of two babies!
To top it all off just had the row of all rows with my other half and am seriously sick of it, I don't feel I can take any more.
But that's enough whingeing from me, I'm gunna crawl under a rock and lick my wounds. I'll be back when I'm feeling a bit more positive!haven't even checked my bank balance let alone paid anything off :-(.
Sorry for the moan, keep up the hard work xx

Oh lulalolly, I'm sorry you're having a tough time ((((((((hugs)))))))) xxx

mf0u1098

antonia1 wrote: »

ARG! Why are some people so annoying! I was just saying how excited I was to get my mum and step-dad Christmas presents from Tesco vouchers and the two guys who sit next to me said that was really stingy! I think its awesome cos I've got them a present they'd like and they wouldn't want me to spend more than I had to.

Wow, they definitely wouldn't like my pressie to my sister and her boyfriend... I am giving them my Tesco vouchers as they always x4 them for going out and things whereas I'm not fussed so normally use it fuel/food. So they are getting £72 worth of pressie in vouchers and I've only spent £18 (well actually since they don't come out my budget then it's like they're free!)

It doesn't matter at all how much you spend on someone as long as what you get them makes them happy. There's too much commercialism at Christmas, too much pressure to create what we are told is the perfect christmas. We all need to remember that christmas is about being with family, for thinking of others and for being happy. Everything else is just secondary! I think your present idea is superb and who will be laughing next year when you are debt free and they are probably still stuck in their own debt hole waiting for their LBM. I'm proud of you hun! :T xxx

ETA: I did ask my sister if she'd like them and she was well happy and has been planning how to use them!

ashleighsalem

lulalolly - I do sympathise, i had that with one of my wisdom teeth, it was the worst pain i ever. Codeine helped, but totally knocked me out -maybe not the best thing for you with 2 babies to care for Hope you feel well soon.

I missed the penny pinching programme as i was haunting the meat aisle in tesco looking for bargains And can't get OH off the playstation so that can watch it on the +1. So may have to see if it's already on the iplayer.

strawberryR

ashleighsalem wrote: »

lulalolly - I do sympathise, i had that with one of my wisdom teeth, it was the worst pain i ever. Codeine helped, but totally knocked me out -maybe not the best thing for you with 2 babies to care for Hope you feel well soon.

I missed the penny pinching programme as i was haunting the meat aisle in tesco looking for bargains And can't get OH off the playstation so that can watch it on the +1. So may have to see if it's already on the iplayer.

Penny pinching programme very good, not too sure about eating road kill though!! Definately like the vouchers though!

mf0u1098

rubywhatashmoo wrote: »

Just had to pop on while at work to say I've got three extra shifts at work over the weekend which means that my January wage should be pretty bumped up which should hopefully mean I can clear my debts then!! I was walking to work wondering how the he'll I would get cash together to get rid of them once and for all and fingers crossed this is it!! I do have to work 12 hours today but it's only one day and for £60 quid extra I don't mind too much only question is can I be bothered coming in early tomorrow to get the same money for that shift or have a lie in and get £30? Decisions decisions!!

ooooh so what did you decide??? With all those extra shifts that you're doing then you might just be the first one to cross the finish line!!! GO RUBY, YOU CAN DO IT!!!!:T:T:T

xxx

RosaBernicia

lulalolly wrote: »

Hi all how goes it?
I'm sorry I haven't been on in what feels like ages but my daughter has been really poorly,then I got an infection in my wisdom tooth (I've given birth twice but never been in so much pain as this) and I'm now on really strong antibiotics that make me feel drunk and muddy headed :-(.Which doesn't help when I'm a stay at home mum of two babies!
To top it all off just had the row of all rows with my other half and am seriously sick of it, I don't feel I can take any more.
But that's enough whingeing from me, I'm gunna crawl under a rock and lick my wounds. I'll be back when I'm feeling a bit more positive!haven't even checked my bank balance let alone paid anything off :-(.
Sorry for the moan, keep up the hard work xx

*pushes chocolate under rock*

Sorry to hear that lulalolly, toothache not fun hope you feel better soon

Rosa xx

CW2

Hi all,

Well done to everyone plugging away at the debt reduction - looks like you are all making fabulous progress. Finally able to make some payments today, £641 paid off my debt, so please could I update my target as follows:

£641/£12,459 (5.14%)

Hope to pay more than this monthly once Christmas is out of the way!

CW2

mf0u1098

:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T

In just 2 weeks we have
paid off £23,882.13 of debt...

:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T