The "Pay ALL your debt off by Xmas 2012" challenge

loubie_lou

The MSE King that is Martin should say a few words me thinks! Or put it on the email!! :money::money::money:

jakes-mum

PedroMatias wrote: »

For motivation, has anybody any big success stories on eBay-inspired debt clearance?

I have an ebay money account that at a guess has £500 that ive made from ebay, to make it super hard to 'accidently' spend said money, its in a tesco account and I cant remember the number to the card so I have to go to a store to get the money out, im banned from driving further than our town centre and tesco is in the next town so its super duper safe . . . . cos no-one will take me to tesco :rotfl:

Everytime I have about £70 in there from sales I transfer over £50 and leave the £20 for fees and anything I might need. Money wont come out of tesco till next november when me 0% runs out on my CC, then im hoping there will be enough there to pay the thing off, if theres more in there than the CC total . . . well then i'm having dinner out :j :j :j

his_missus

Like the challenge idea Kerri but not really sure what "time" to pick as my life seems fairly routinal (is that even a word? :think:)
I quite like suzitiger's idea of limiting time she's on here, well not on here literally, we don't want you disappearing on us! But think I might limit myself to how long I spend on FB each evening - sometimes I just sit staring at it waiting for summat to happen, dunno what I'm expecting I could be doing so many more productive things!

So my personal challenge will to be to spend no more than 1 hour on FB each DAY (luckily I'm away this weekend or I'd never reach a financial target :rotfl:) with my target being £10 to treat myself to some new costume jewellery for next week's works do

GreenSaints

PedroMatias wrote: »

Right! Internet is finally connected today, so the eBay mega clearance starts here! This is my "prove to myself how determined I am" day - I think I'm going to sell my beloved camera, which is getting very little use.

Anybody want to buy an Antler wicker picnic basket?!

For motivation, has anybody any big success stories on eBay-inspired debt clearance?

I'm a living eBay success story!

I've sold over £2,000 worth of stuff which cleared my overdraft and some of a CC (which is now empty) :money:

jakes-mum

Hellooooooooooooooooooo Debt free'ers :wave:

hurray!!! ive been to the bank paid of DH pesky credit card so thats ANOTHER card gone!!! (just hope I can prevent him from putting anymore on it :mad: also just paid a whopping £125 off my post office CC and that didnt include my usual £50 payment as my money hasnt gone in yet, that was all sealed pot money

SO I have £175 to take off my total which brings me too:

£580/£8806.89 6.585% :T:T:T:T

Hmmm loving the challenge as well, now as im a disabled lady with energy related problems, my challenge will be not to go out for more than 1 hr as it does knacker me. I'll be put down for £10 . . . though what i'll do with any money left I dont know . . . I havent had my own money for about 10 years!!

PedroMatias

GreenSaints wrote: »

I'm a living eBay success story!

I've sold over £2,000 worth of stuff which cleared my overdraft and some of a CC (which is now empty) :money:

Wow, congrats! That's certainly got me inspired

kerri_dfw

Aw jakes-mum I did see you say that the other day. You could buy yourself something purdy or just some nice coffee.

his missus what a fab idea

I'm hopefully going to be able to clear Freemans this month *claps*, lloyds are chasing my PPI refund as they've told my MP it was paid on the 22nd *fingers crossed*

sam09_2

Hello everyone! Been paid and have so far paid my loans and credit card today bringing my new total to 435.75/12,724:j

I will be paying more off my credit cards this month but have to wait til my oh is paid before i can update!

Have had problems with my new upgrade phone and orange have not been helpful resulting in me paying 5.60 for postage to return it even though they sent out the wrong one and tried to make out i lied cos the same phone showed up on their order!, :mad: so i have decided to cancel my upgrade as soon as i can and switch to pay as you go instead with another provider!

suzitiger

Well done Jakesmum!!!!! Thats a real good chunk now isn't it?

Haha don't worry hismissus, I'm not going anywhere from here, but maybe i will have a specific time for coming on from tuesday to tuesday, and say between 8-10pm as an example.
Kerri I will decide what I am doing and I will let everyone know on tuesday, but it certainly won't be dissappearing from this thread as I love it.

L-M

wow jakes-mummy you are steaming ahead! congrats on another card gone, best feeling ever:D

I love the support and enthusiasm on this thread, it's infectious:D:j

Psycho, I will definitely be returning to PAD as soon as my finances sort themselves out, it is such a good habit to get in to, I have done so well this year (have cleared 6 debts!) and it is all thanks to pad, I was getting a bit complacent but now this fab thread has spurred me on to go the distance:D ( and new baby is 9 months now and absolutely scrummy, he's my 5th boy:eek::rotfl: and we all adore him thanks for asking xxx)

I am so frustrated I can't start properly yet, but my little moneysaving thing for the day is saving £10 on one of my boys' xmas pressie:) I normally bargain hunt like crazy but he's getting a nintendo 3ds and he desperately wants nintendogs and I haven't seen it cheaper than about £30 anywhere but I found it online for £21 yay! every little bit helps:)