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The "Pay ALL your debt off by Xmas 2012" challenge

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  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    thank you mf0u :D Though I have been bad and not included my overdrafts :eek: should I add those too? if so I need to add another £2000 to my total :( ugh thats so depressing :(

    I think im becoming a bit addicted to challenges :eek: and getting super excited as its sealed pot opening day in 2 weeks :D oooo money for debt :rotfl: now thats quite a sad thing to get excited about! :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I don't think it's sad at all jakes-mum, I was so addicted to the challenges that I had to set up one of my own just so I didn't have to wait until January! Just think, in just over a years time you will be opening that sealed pot to spend on what you like, NOT to give it to someone else. xxx

    p.s. I'll update your total hun
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • CW2
    CW2 Posts: 113 Forumite
    loubie_lou wrote: »
    Anyone know of any good survey sites? I am in a job where I can't go out mystery shopping, it has to be internet based and I need to think of ways to maximise my income!

    Valued Opinions, One Poll, Just the Answer, UK my survey and Panelbase.net are all ones I do and get OK payouts from - One Poll pays out £40 but you have to stick with it for months to get there as the surveys are only worth 10p or 15p a go. I'm finally at £30.90 after months and just need to get the last £10 built up:rotfl:!

    Debt at LBM (31.05.11): £16,750
    Debt Free Date 22.12.12 :j
    Saving for a house deposit: £5,003 / £15,000 target
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I've started filling out the competitions on the forum here as you never know!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • beachie
    beachie Posts: 463 Forumite
    £4'000 for me please which works out at a scary £333 per month!

    Taken off my car loan as this will be paid off anyway so just including credit card, overdraft and ground rent which is overdue.
    Mortgage: [STRIKE]Jan 11 - £91830 [/STRIKE][STRIKE] Jan 12 - £89'199[/STRIKE] May 14 - £69'999 Car Loan: [STRIKE]Jan 11 - £3658 [/STRIKE] July 12 - £0! Credit Card: [STRIKE] Jan 11 - £3300 Jan 12 - £2250 [/STRIKE] Oct 13 - £0

    MFiT-T3:#43 (Half Mortgage) April 13 - £10719/£42875 (25.00%)
  • CW2
    CW2 Posts: 113 Forumite
    mf0u1098 wrote: »
    I've started filling out the competitions on the forum here as you never know!

    Oooo that's a good idea!

    Debt at LBM (31.05.11): £16,750
    Debt Free Date 22.12.12 :j
    Saving for a house deposit: £5,003 / £15,000 target
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    beachie wrote: »
    £4'000 for me please which works out at a scary £333 per month!

    Taken off my car loan as this will be paid off anyway so just including credit card, overdraft and ground rent which is overdue.

    Welcome to the team Beachie! I'll put your name and amount on the 2nd post xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    edited 16 November 2011 at 10:48PM
    Wow, I've just totted up all the debt that we are going to clear by Xmas 2012 and it is a staggering £152,333 so far!!!!!!!!!!!!!!!!!!!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Hi, can I join in please?

    I'd like to pay off my £1800 overdraft which I have floated near the limit of for nearly a year now - which works out at £150 a month.

    I have just got a new part time job, other ways are going to be

    • ebay
    • surveys
    • more NSDs
    • less frittering
    • more walking and less getting the bus
    I'm sure I can think of more. Please keep me focused
    Aiming to be overdraft free by Xmas 2012 - £0/£1800 :xmassmile
  • mazy_m
    mazy_m Posts: 661 Forumite
    Part of the Furniture Combo Breaker
    edited 16 November 2011 at 10:53PM
    Hey all can I join....have swapped a lot onto interest free cards lately so that's made it easier to pay some off wooo!!! Paid a settlement on my car today woo so it's finally all MINE!! woooooo!! although had to use some of my overdraft to pay for it!!!

    So as of today I now owe approx: £6,900...although £450 of this is left from a loan that gets paid every month via standing order so this is already added in my budget!!

    The good news is that next week when I get paid and my Boyf gets paid and gives me some back.. I'll be able to clear one Overdraft fully so that every single penny I owe won't incurr any interest at all...that's a good feeling in itself as before I dread to think how much I was paying in interest!!

    Good luck all it's gonna be hard but we can get there!

    Maz x
    A lot of fellows nowadays have a B.A., M.D., or Ph.D. Unfortunately, they don't have a J.O.B."
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