📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally reaching out for some help...

Options
1878890929397

Comments

  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks SpagBol, I hadn't realised I'd not mentioned it on here until I sorted out the appointment today. I think I've been hiding from it, but now it's all out there for the interwebs to see I feel much better :) Apparently they'll just zap the bad cells and they've been doing that for 25 years so I should be a ok :)

    Just been naughty and ordered crafty things I need for the craft fair on my cc tsk tsk. I really needed the quilting hoop, cotton thread, interfacing, lining, and quilting needles though so I don't feel too guilty :)

    I think I shall start sandwiching my quilt together today, how exciting is that!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • ZTD
    ZTD Posts: 24,327 Forumite
    kerri_dfw wrote: »
    Right, so I appear to be in a get stuff done mood today. Called up the hospital to rearrange my colposcopy as I have an all day workshop with a customer the day they booked it, it happened the be the only day this month I have work commitments typical. Anyway, that's been rearranged for the 25th and I think I'm ok with it. Although I wasn't when I first saw the initial letter, however that said there were mild cell changes so I don't think it's anything to worry about. However, given that I already have thyroid cancer to deal with seeing a letter saying there's even the slightest chance of something else cancerous is really scary and was quite a shock. Thankfully my sister, boyfriend, parents and housemate are really supportive and I've calmed down completely about it now. After all, if you worry you die, if you don't worry you still die, so why worry?

    There's productive worry, and there is unproductive worry.

    Productive worry gets you tests and treatment. Unproductive worry just has no effect whatsoever apart from to make you feel bad.

    :grouphug: to you.
    kerri_dfw wrote: »
    Expenses still haven't shown up in my bank account, I'm getting pretty peeved now as noone has answered my service request or emails on this (I know it's been a bank holiday but this is a real concern!!!)

    For some people, every day is a bank holiday. Sometimes a double bank-holiday if they've screwed up.
    kerri_dfw wrote: »
    So no debt-busting today grrr.

    Right best get dressed and move the car, it's raining so I think I'll just chuck it up the road today as I'm not someone to walk miles in the rain just to save a small bit of fuel. I'll only make myself ill!

    Exactly.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Z, my bank or more probable my work are rubbish and no expenses showing as being paid tomorrow either :( oh well. I cheered myself up by making pretties instead:

    Kindle cover:
    392500_10150823757149755_512474754_9683198_642871836_n.jpg

    Small purse:
    560423_10150823023044755_512474754_9682620_853363975_n.jpg412359_10150823024249755_512474754_9682624_939883608_o.jpg
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Hi Kerry, just had a catch up on your goings on. Love the purse (and the Kindle cover too, but the purse is so 'me'!) and hope the craft fair goes well.

    Best of luck for 25th - you will, as you know, be fine and it's great to hear your boyfriend and family are so supportive x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Hi Happy :) nice to hear from you. Thank you for your compliments on the purse and cover, I'm loving doing something creative and so glad I stopped going out drinking and instead found myself an interesting hobby that I absolutely love.

    Thanks for the well wishes, my OH and family are really supportive, my sister has become my best friend over the past few years which I find really funny as we used to fight like cat and dog allll the time, it's amazing how growing up a little can change a relationship :)

    My cousins wife wants to buy my e-reader cover from me, *squeals*, so I'm going to take it down to Bournemouth with me for her when I go down this weekend. She'd also like the purse, which means I have nothing for the craft fair so I best get on and make some more today :) Really enjoying something that can bring in a few pennies.

    Right, best pop off to move the car before the evil traffic warden comes to give me a fine. Still no expenses and I reckon it'll get paid tonight to turn up tomorrow. Although I'm also annoyed that my manager hasn't approved my £280 of expenses that should be paid this week yet, so I guess that'll turn up next week :( I hate how money controls everything grrr.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • hi kerri *waves*

    I LOVE the fabric you used on the kindle cover!!! Gorgeous :) you really are very talented, good luck with getting enough made for the craft fair! i can't wait to see a pic of the stall and all the goodies you will have made by then ;)

    And boooooo to the expenses, i also hate how money controls everything :( !!! Positive vibes that it will all be sorted for you xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • fallenwiccan
    fallenwiccan Posts: 608 Forumite
    Ooooh that Kindle cover is amazing, I'd love that if I didn't already have my leather one with the light in it. Actually I still kind of want it :)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thank you DFW, I lovvve the butterflies too :) I think they're by STOF if I remember correctly.

    Fallen, you don't need a new reader cover :p I can give you the pattern details if you'd like to make your own though, it's really simple and easy peasy :)

    Well my expenses have just come in, so it's time for a financial update I think, a bit disappointed that I can't reduce my OD amount though as it'll leave me tight if I have another problem with my expenses next week:

    bank: £266.76 available
    mobile: £24.11
    pet insurance: £29
    car insurance: £34.34
    veg box: £13.15
    veg box: £19.05
    petrol to parents: £50 (maybe less)

    Right, I've had enough of this expenses rubbish so I've ordered a new cc purely for expenses to go onto! When the expenses are repaid the cc will be paid back, this way I can buy train tickets, petrol, anything else that is work related on this card and I know that I won't start to get in a panic if the repayment is delayed by a week. However, what I will do is write a big sticker on it saying "work use only" that way I will be reminded not to be tempted into buying pretty things on it :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ooooh love the reader cover and the purse is even prettier :j

    *note to self, must learn to use sewing machine not just online Kerri shop :D*

    Good plan re expenses - I had been thinking of doing the same thing. (Then I decided work could just pay the extra £40 for me to go by train and get there an hour faster, and that means I get the underground ticket too, so now I only have to claim for lunch.)

    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Rosa, you are banned from my online shop when I get round to making it. I'm trying to make lots of lovely things to put in it first, no point opening a shop for it to be empty :p
    Instead, you can download for free my lovely patterns and make your own :) *nods enthusiastically*. I will even let you in on the little secret of the lovely American shop where I get my gorgeous fabrics from if you like.

    I'm busy being crafty this evening, I'm working with a gorgeous red and black Robert Kaufman fabric this evening. I've made a card wallet, keyfob wristlet and am now working on a small clutch bag :D

    Best get on with it xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.