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Finally reaching out for some help...

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  • f1widow
    f1widow Posts: 1,179 Forumite
    kerri :j:j:j well done on your achievements - yes you have many people aspiring to you ......

    and a big well done on the payday loans - I wish I could wear a tshirt saying NO TO PAYDAY LOANS as this is what tipped us over the edge I think over a year ago I could have made a better recovery but took one of those out and found that I had to have it every month as I just could not catch up (iykwim) so what started as £400 ended as £1500 every month :eek: (my fault for being too weak and not keeping it under control and the interest rate)

    Stockpiling rules!!!!!! (as my husband has found out when I produced a tube of shower gel - mind you I think Ive failed a bit as all I have in stock is mens!!!! - none for the only girlie in the house)
    Debt Diary: Im not going to be an Ostrich anymore -LBM - 16/1/12 /
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    f1widow wrote: »
    Stockpiling rules!!!!!! (as my husband has found out when I produced a tube of shower gel - mind you I think Ive failed a bit as all I have in stock is mens!!!! - none for the only girlie in the house)
    I won't ask from where ;) :rotfl::rotfl::rotfl:
    I'm in pub mode now! Having just realised the power outage last night and my non-saved comments in my code were all lost oops! I type stupidly fast though so have caught up and then some :) It's going to be a spendy spendy evening and I've had my arm twisted into going for more drinks tomorrow night... well I never go out at all so may as well make the most of it.

    Old colleagues are going to meet me when I'm in the Reading office which will be cool-o :) I've been trying to catch up with them for ages. I suprised myself today (by not knowing how to spell surprise (sp?!?!?!)) .... by solving an issue a colleague had with their database within about 5 minutes, it's been months since I was allowed to touch anything so really pleased I still know what I'm doing.

    Really quite honoured that I'm an inspiration to so many of you, and don't really feel I deserve it to be honest. I shouldn't be in this mess as I earn above the average wage and I'm a one person household so really have no excuse... but thank you very much all the same everybody *bows* I just feel a bit embarassed about my debt tbh, really am intelligent enough to have not got myself into this situation in the first place... but what is it they say about intelligence and common sense??? you can have one or tother but not both :P or so my Dad says!

    Ooh one thing I have learnt in the past hour. Don't buy spreadable butter! In 250g of clover there's 80g of vegetable oil in the block, and 105g of vege oil in the spread.... this means you get more cream in the block than in the spread naughty! I knew there was a reason that I never buy the tub stuff. Plus you can get 250g for about a quid these days :) I reeeeallly need to make my own using whoopsied cream though.

    Right pub pub pubby pub pub (not that I advocate drinking in case there's any AA on my thread), I am very bad with drink and get drunk too quick because of my lack of thyroid, OH has said I am not to get into the same state as xmas party as that was petrifying for him... such a drama queen, he was in Wales I was the one asking which direction the bus stop was when National Portrait Gallery is to the east and nelsons column to the north... how he couldn't work that out for me I have noooo idea :rotfl::rotfl::rotfl::rotfl::rotfl:

    Peace and love my lovelies :) xxx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Happy dance! I've sold over £35 on fleabay today and two people have paid me, which means I have £35 left to pay freemans... although their system says I've paid less than I have... they must be slow as I've checked through my emails and my spreadsheet is correct. Now when the others pay me I'll be able to finally clear the rest *happy dance*

    Last night I spent just under £16 on drinks + curly fries. Then today I've spent £9.55 on cakes and veggie percy pigs. We've just been out for lunch (five of us) and my lunch was bought for me, which was really sweet of them :) Emailed myself the bits of work I've done so I have a record, although not that much to show for one year unfortunately :( Now roll on drinks o'clock!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Looks like your having a good day too! Well done with fleebay
    Wot on earth are Percy pigs ( mind boggles)?
    Date restarted DFW 30/04/16
    Money owed :-
    Vet £700
    DMP too much ( need to find out how much ) :eek:
    That's it
  • PercyPigs.jpeg
    I was a DFW, now I'm a MFW :T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I spent £24 on curly fries tonight, I bought 6 bowls for everyone to share. The cost of drinks bought for me was higher so I don't care, besides I'm freeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee and sooooooooo looking forward to doing some ACTUAL work on Monday :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    congratulations on saying no to the pay day loans. and good luck with your new job
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Wow Percy pigs look yum Can you fly up some to scottieland ? I've got the kettle on......., xx:coffee::coffee::
    Date restarted DFW 30/04/16
    Money owed :-
    Vet £700
    DMP too much ( need to find out how much ) :eek:
    That's it
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Thanks chevalier :)
    Danetastic they are yum, I had the veggie ones which are gelatine free :) om nom nom

    Right, post office done!
    Now to take photos of more stuff for free listing weekend :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ahh Percy Pigs... The staple to everyones diet when working in our office! Lol always think it's funny and slightly ironic that vegetarians (I used to be one in my student days) want to eat little pigs faces! Hahahaha Have a great weekend Kerri! Xxx
    Life is too short not to love what you do.
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