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2012 Frugal Living Challenge (Part 1)

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  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Making the most of this night off...will be my last complete day of doing nothing pysical until at least the 29th of January....As i am working every day upto and including Saturday the 21st and the 22nd i am not planning on working(could change...) but we are planning on having a complete NSD doing a run in morning followed by sit ups and press ups then relax over lunchtime and a long walk in afternoon....2012 is seeing lots of changes already...all have been for the better so far. My next payment should be on the 15th and be a direct debt loan payment....so should be looking at the next 10 days no spend :D
    Work in progress...Update coming July 2012.
  • Had to make major decision today regarding my washing machine that popped a few weeks back.:(
    I did post a wanted on Fr*egle ages ago but unfortunately nobody had one to give away at this point in time - never mind, I do love using that site and have given and recieved some great things so next option was trying to fix it - managed to pursuade a family member to have a look inside and was told I have blown the power board plus the pressure switch - cost of replacement would have been at least £65 for parts not inc delivery on internet(went to repair shop in high street and was quoted £100 just for power board!) and then I was told it might not fix the fault as there probably was a water leak somewhere within the machine anyway.

    So it meant a trip into town to seek out a second hand one, which I have, it's a Hotp**nt in good condition,PAT tested and bought from a local charity that helps local disabled people get into work so I felt happy with that too :)and the cost was £95. (of which I had £100 of Christmas money, so now have £5 left to buy new tea towels - I used to have a dishwasher but that gave up 4 years ago and I never replaced it - water & elec went down when it stopped working too!)

    Well fingers crossed it works ok when I get it installed tomorrow - but I did try all frugal ways to sort it, and hopefuly it is now:o

    Next thing is the TV to sort - that blew up too a few weeks back, but we are managing without at moment.
    TTFN
    Crazy Clothes Challenge 2012 £57.20/£100,CCC 2013 £68.67/£100 ,CCC 2014 £94.32/£100
    *Frugal Living Challenge 2012, 2013, 2014*
    GC 2014 Jan £154.14/£180;Feb £103.49/£180;Mar 117.63/£160
  • arrowlili
    arrowlili Posts: 58 Forumite
    Had to make major decision today regarding my washing machine that popped a few weeks back.:(
    I did post a wanted on Fr*egle ages ago but unfortunately nobody had one to give away at this point in time - never mind, I do love using that site and have given and recieved some great things so next option was trying to fix it - managed to pursuade a family member to have a look inside and was told I have blown the power board plus the pressure switch - cost of replacement would have been at least £65 for parts not inc delivery on internet(went to repair shop in high street and was quoted £100 just for power board!) and then I was told it might not fix the fault as there probably was a water leak somewhere within the machine anyway.

    So it meant a trip into town to seek out a second hand one, which I have, it's a Hotp**nt in good condition,PAT tested and bought from a local charity that helps local disabled people get into work so I felt happy with that too :)and the cost was £95. (of which I had £100 of Christmas money, so now have £5 left to buy new tea towels - I used to have a dishwasher but that gave up 4 years ago and I never replaced it - water & elec went down when it stopped working too!)

    Well fingers crossed it works ok when I get it installed tomorrow - but I did try all frugal ways to sort it, and hopefuly it is now:o

    Next thing is the TV to sort - that blew up too a few weeks back, but we are managing without at moment.
    TTFN

    :eek:looks like your having a bit of an electrical nightmare at the mo!
    why is it that everything seems to go at the same time???:mad:
    hope you get it all sorted ok!
    NDS Feb 2012 - 17/17
    Feb 2012 GC - £97.63/£380
    SPC # 1584 & Frugal Living Challenge 2012
    £2012 in 2012 £120/£2012
    £365 in 365 days 2012 - £56/£365
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    arrowlili wrote: »
    never tried lettuce soup and errr... don't think i'll be trying it anytime soon ;)
    i have used lettuce in stirfrys many times and it works a treat, especially the crunchier ones like cos, st romaine and iceburg :)

    The Chinese next to Mr F (might change that to Mr Lemon soon lol) uses lettuce in their chow miens, and a few other dishes they do... I always find that strange, as lettuce should be cold n crunch lol

    Didn't make it to Tescos, Woohoo! Figured I have enough milk to last til tomorrow, so will head out then, when son is with his dad, and less likely to ask for stuff I need to say no too.
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just caught up with the thread,just checked my food budget envelope and i have £35 left so have only spent £15 this week and the cupboards are still full,so will put the £15 back tomorrow when get paid,don't need any shopping at the moment,i have just finished a batch of baking biscuits,hob nobs,and am making a sausage casserole in the slow cooker for tomorrow.have been listing stuff on e bay has need to clear the clutter,

    SPC no:076
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Having a think about the budget:

    Excluding fixed costs such as mortgage, council tax etc I think in 2012 we will try and live on 12k for

    - food,
    -household stuff eg. toiletries
    - any household improvements
    - entertainment, going out
    -holidays
    -clothes
    - gifts, Christmas, birthdays etc
    - kids activities eg. Swimming lessons etc
    - hair cuts..


    Lot ain't it but seem to get through the cash at the moment so need it to be realistic for the 4 of us. I will keep a separate spreaddie for this so I can track what we spend in this- separately to the main budget which tracks everything including our what I have called our fixed costs eg. mortgage and CT

    Cheers
    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • JayneC
    JayneC Posts: 912 Forumite
    edited 5 January 2012 at 9:38PM
    Ok have detailed my budget and plan as follows;

    TV Licence - £150
    Life Insurance – £117.60
    House Insurance (building only) - £120
    Power (gas, elec, wood/coal) –£1000
    Phone/broadband - £400
    Dog Ins - £96
    Groceries (including pet food, toiletries and cleaning products) £2520

    Son’s expenses (clothes, school trips, leisure, pocket money)- £620

    TOTAL £5023.60

    Anything else must be paid for by additional income
    Other categories;
    Gifts and Xmas
    Personal Leisure
    Family Leisure
    Holiday
    Clothing
    Garden (food growing)
    Chickens
    Contact lenses (may cancel and just use specs)
    Misc
    Contingency

    Ideas for extra income;
    AVON
    Mystery Shops
    Ebay/Amazon/Free Ads/Car Boots
    Loose change
    Collect £2 coins
    Surveys
    Country Market selling crafts/produce

    Other stuff;
    Grow as much fruit and veg as possible
    Eggs from chicks
    Use vouchers
    Collect waste wood for firewood
    Grow firewood (Hazel for coppicing)

    In the household fulltime is me, DD2, DS2, DGS, 1 doggie, 1 cat, 2 chicks. Then DD3 is away at uni. DD2 and DGS are included in basic budget (groceries/bills) but I'm not responsible for any other expenses DD2 will pay for those.

    Had a NSD and have delivered most of my AVON, done a little bit of decluttering, so fairly productive day. Hoping to go to my Landshare Garden tomorrow and get prepared for some planting, will also have to buy more logs so spendy day...
    Official DFW nerd - 282 'Proud To Be Dealing With My Debts'
    C.R.A.P.R.O.L.L.Z member # 56
  • Hi everyone .... just wanted to say I'm not getting a chance to post much - I do read when I'm on my lunch hour but due to our security restrictions I can't login & post then:mad: and by the time I get home, I've forgotten what I was going to say!:o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Know how you feel RFTA...trying to be MSE is a full time business..which work gets in the way of!!

    Good ideas there Jayne. My 4 Bantams ain't ever gonna keep us in eggs but free firewood and other ideas have made me think. We have had lots of free wood this year, mainly softwood so doesn't last but burns fine in the stove. However was going to order some logs..maybe i should wait? Think I will add in some further bits like these into my budget outline...

    Also forgot allotment rent..£64 this year unless the rebate on taking over an overgrown plot remains..eek but all worth it. Just think of those newly dug potatoes in the late spring! :-)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Aril wrote: »
    Hello fellow frugallers:j
    For those who intending to grow veg this year £land have got their onion and shallot sets in.
    Arilx


    We went and got ours yesterday :j

    PIC x
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