Lulabelle's MFW Diary

edinburgher

lulabelle1 wrote: »

I just sold another unused item.... £60! So, a total of £66 to go crazy with.....

Well done lulabelle - I love how your unused items bring in as much as like 15 of mine

lulabelle1

It was a Links of London Sweetie bracelet. I got it around 6 years ago but have not worn it for years... Someone was looking for one for their 15 year old daughter, so I volunteered my services!
It would have been nice to keep but it doesn't get worn so its a waste and I have something different that I can wear if i want to add a bit of glam! I'm not really a jewellery person anyway.

Heading in to London for a meeting today. It will be another NSD for the Lulabelles, yay!

ammonite

lulabelle1 wrote: »

It's pretty much 12 months since I started my diary......

Nov 2011 - Mortgage o/s = 134,309
Nov 2012 - Mortgage o/s = 107,933

Total OP = 26,376

WOW!!! :eek::T:T:T I am seriously impressed, that is a heck of an overpay, well done you

Hope your meeting isn't too bad

edinburgher

It was a Links of London Sweetie bracelet. I got it around 6 years ago but have not worn it for years...

I remember a short-lived craze for those many moons ago. As a man, I could never see the appeal

Hope London isn't too manic, the radio was saying 11 degrees celsius today, so at least it won't be cold.

lulabelle1

Back from London. Had a lovely wander around and the sun was shining. Some of the decorations are up and it's starting to have a nice festive feel about it.

I didn't manage a NSD, but I came close.... I spent 40p on a banana at the train station as I'd skipped breakfast. DH also spent £1.30 on a costa coffee at work as he was running late this morning and didn't have time to make one to take in his thermos cup.

I'm trying to think of some more bits and pieces that I could sell to have a little clear out and get a few extra pounds. I think the sensible thing will be to split the money 50/50 between saves and OP's. Infant that is going to be my new plan going forward until we reach our goal of £15k savings - it will take a few years to get there, but every pound here and there will help.

edinburgher

Infant that is going to be my new plan going forward until we reach our goal of £15k savings - it will take a few years to get there, but every pound here and there will help.

Are you expecting? :rotfl:

lulabelle1

Ooops, my typos get worse Ed. I tend to write my posts on my iPad and it just seems to make up the words as it goes along - nothing at all to do with my crap typing of course!

Definitely NOT expecting... I have 2 boys and that's enough for me. Any more children would just tip me over the edge for sure!

lulabelle1

ammonite wrote: »

WOW!!! :eek::T:T:T I am seriously impressed, that is a heck of an overpay, well done you

Hope your meeting isn't too bad

Thanks Ammonite... The meeting was good, my lovely lunch was even better!

lulabelle1

Yay - another cheeky little sale last night. £22.50 inc the postage, so £20 for Lulabelle.....

Working from home today. Lunch and dinner are all in the house - nothing needed to make them.

I made sure I got DH's coffee ready for him this morning so that he doesn't need to buy one from work.

So, with the exception of having to pay for postage (which is done with proceeds from my sale), it will be a NSD (hopefully).

ammonite

My iPad does the same and insists I'm spelling words wrong and corrects them for me when infact I'm spelling them perfectly fine thank you

Well done on your ANSD (almost no spend day) - that was very restrained! I'd love to go to London Christmas shopping but I'm sure I'd hate the crowds, it's bad enough in our little town! Bet it was nice to feel festive though.

Well done for eBay, wow we're all doing great on eBay on the MFW board!

Good plan on splitting money between OP and savings. I'm saving all of my pennies up and then hopefully going to be brave enough to pay off the amount I need to each year so that the mortgage is reduced by one year if that makes sense. Hoping to do an annual overpayment which I know isn't as good as monthly but at least I can assess whether we need to hold onto the money or can afford to OP it each year. It's looking good so far for next April's first OP.